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201109037 Any amounts disbursed by Lender under this Section 9 shall become additionai debt of Borrower secured by this Security InstrUment These amounts shall bear interest at the Note nte from the date of disbursement and shatl be payable, with such interest, upon nofice from Lender to Borrower requesting payment If this Security Instrument is on a leasehold, Boirowez shall comply with all the provisions of the lesse. If Boao�ver acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Martgage lnsurance.If Lender reqvired Mortgage Tnsurance as a condition of making the Loan, Borrower shall pay the premiums required to maiatain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previonsly pmvided such in�,,,�,nce and Borrower was required to make separateZy designated payments towarci the premiums for Mortgage Insurance, Boaotiver shall pay the FrPmi� required to obtain coverage substantially equivalent to the 1Vlortgage Tnsurance previousiy in effect, at a cost substantially equivalent to the cost to $orrower of the Mortgage Insurance previously in e$ect, from an. altemate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continne to pay to Lender fihe amount of the separately designated payments that were dve when the �nc��nce coverage ceased to be in effecL Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insarance. Such loss reserve shall be non-refiindable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender sha11 not be required to pay Boaower any intezest or earaings on such loss reserve. Lender can no longer require loss reserve payme� if Mortga.�e Insurance coverage (ia the amovnt and for the period that Lendcr requires) provided by an insurer selecte�i by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortga�e Insurance. If Lender required Mortgage Insurance as a condition of maldng the Loan and Borrower was required to make separa.tely desi.gnated paymenis toward the prem"� far Mortgage Insurance, Bosower shall pay the prcmiums required to maintain Mortga�e Insuraace in effect, or to provide a noa-refunrlable loss reserve, until Lender's requirement far Mortga.ge InsIIrance ends in accordance with any written agreement between Boaower and Lender providing for snch termination or until termination is zequired by Applicable Law. Nothing in this Section 10 affects Boao�ver's obligation to pay interest afi the rate provided in the Note. • Mortgage Ins¢rance reimbmses Lender (or any eatity that purchases the Note) for certa.in losses it may incur if Boaower does not repay the Loan as ageed. Borrower is not a pacly to the Mortgage Insurance. Mortgage insurers evaluate their total zisk on all such �n� in force from time to time, and may enter into a.greements with other paxties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage ins�uer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mort Insurauce premiums). .A.s a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amonnts that derive from (or might be characterized as) a portion of Boaower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reduci.ng losses. If such agreement provides that an affiliate of Lender takes a share of the insnrer's nisk in exchange for a share of the premiums paid to fihe insurer, the arrangement is often termed "captine reinsurance." Furthez: NEBRASKASi�Ie Femlly-FanNe MaeiFreddte Mao UNIFORM INSTRUMENT WffH MERS �� ozs,ro� VMPBP,�NEI (1'105}.OD yyoN�s �pu�r pna�qe� gB�dcey Page 9 oP 17 � i� ii iili i� ii� i� �i �i ��i iii�i�i i � i i i i i� i �i iii