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<br />of the st�ms seoaced by this SecurIty Instramem immediat�ly bef'ore the partial taldn�, destruation, or losa in valae,
<br />tmle� Borrower andLender o�t� agreeiawriting, tha sums securedbqthis Security3natxumem s6aribereduced
<br />by the amount oftl� MisceUaaeous Proceeda multiplied by the folIowing frad3on: (a) the totat amouut of tha sums
<br />s�uredimmediately before the partial taldng, destnsction, or loss mvaIue divided by (b} the fair mazket valus of tl�
<br />Property immediately before tha part[a2 taldng, dastrnctfon, ar loss in valne. An}+balanoe shell ba paid to Borrower.
<br />In tl� ev�t of a partial takia�, destruction, or ]osa in valae of the Praperty m wfiich tfie f�3r market velue o£
<br />flxa Property immediately before the partial taWng, des�uction, or loss in value is less than the emount of the sums
<br />secared 3mmediately before the paztial teldn$, desh�uction, or loss in valne, vnlass Borrowar and Lender otherwtse
<br />agreeinwriting, the Miscallaneous Proceeds st�all be appIied to the s�a securedby thIs Security Instcvment whether
<br />or aa4 tha svms are then due.
<br />Ifthe Properry is abandonedbyBorrower, or 3� aRar aottce by I,ender to Borrower ttat the Opposin8 p�Y (�
<br />dafined ia che next s�tence} offars to raake en award w satzle a claim far damagas, Borrowes faiia to respond w
<br />Lender witivn 30 days after the date the notic� ie givm, Lander is authorized to collect and apply the 1vTsoellaneous
<br />JProceeds eithar to rastorat9an ar repair of tha Property or to tha sums secured by tbis Security Instrumem, whether
<br />or not then due. "�PPos3ng Party^ means the thixd party tbat owes Boaower Miscellaaeous Proceeds or tha pany
<br />agaiast whom Borrower has a r7,�ht of action in regard to Miscellaneaus Praceeds.
<br />Boaawer shall be in defaalt if any actfon or proceedjng, whethtt dv31 or crIminal, is bagtw tbat, in Leader`s
<br />jndgment, wnld resvit in forfeluv'e ofthe PropeMy oz' oUt�'raat�3a1 itnpairmant ofLendcm's iaterest in the Property
<br />or rIghts uadar this Seaicity Instivment. Borrawer cancvresach a deffiult aad, if accelesationhas occ�ared, ra3nstete
<br />as provided in Section 19, by causla� the actian or proceeding to be dismissed wikh a n�ag that in Landet's
<br />jud8meat, Preclades forfeibua of tha Property or otIur materfal impai�cment of Lender's ioi�est in the Yroperty ar
<br />sljghts under this SectuIty Inshument Tha proceeds of avy award ar claim for damages fhatare atln3utable to tha
<br />impairmeat af Leader's i�erast in the Properiy are hereby as4lgaed and shall ba patd to I.�der.
<br />,� A�!?�—.n�,e� Proacds tbat ara aot applied to cestoration or repair of the Property shalI be appHed in the
<br />arder provided for in Section 2.
<br />12. Borrower Not Released; Forbearance By I.ender 1�Tot a R'aivet. Exteasion of tha time for paymeAt a
<br />modification oFamortizaHon of the sums secuzed by tUis Seaurity Instn�ment grented by Lendar to Borraw� or a�
<br />Suxessor in Iaterest oFBorrowar shall not operate to releese the ]iab�ity of Borrower or any Suoce�ors in Tnterest
<br />o£�rowe�'. I.ender s1m11. not be required to commence proceedings agamst any Suxessor in7nterest of Hoaower
<br />or to refuse to extend time for payment or otherwlse madit'y an�xtization of the sams secured by this Security
<br />InstrumenY by reasoa ofacty demand mada by the origInal Borrower or any Successors in Interest afBorrowar. Aqy
<br />forbeazance by Lender in ace,scising aay rlght or remedy including, withrnrt 19miffialon, Lender's axeptance of
<br />P�Yffients from thicd persofu, ernities or Successors in Interest of Borrower or 3n amounts fess than the amount then
<br />dne, suall mot ba a waiver of or preclnde 4he exercisa oFanp right or remedy.
<br />13. doffit and Several L[abSlity; Co-sigeer� Snecessor� and Assigns Bound. Botrower covenants aa�i agrees
<br />that8ortower'sobligatioasandliabilityst�allbejointsadseveral. Howaver,eayBon'owerwhoco-sig�tkiisSeourIty
<br />lnstrvmenY 6ut d0es noL �cecute thoNote (a"co-si$nor"): (a) is casigaing tBis Security Inshvar�t �Iy to mortgage,
<br />grant and t�nvay the casignec'6 9nterest 9n tha Property undar the terms of Uvs SeCtuity Insttvmest� (b) is aot
<br />persoaally obligated to pay the sums sewred by thts Securiry Inatrumen� and (c) agreea that Lend� and atry othex
<br />Borrower caaagr�to oxtend, modify, forbearor make any axommodatioas with regardto theterms ofttds Security
<br />Inatrucmeut or the Note without the co-signer's oonseat.
<br />Subject ta the prov3sIons o£ Scction 18, any Sucs�or in Interest of Bonower wlw assumes Bon'owm's
<br />obSigadans underthia SecurityInstevm�emt iawridng, xndis approvedbyLendar, ahaiF obiain all ofBarrowet'srights
<br />andbeneHtswoderthisSecnrityTnst�ment BflnowarslmllnotbezaleasedfromBorrower'so6ligaHansandliah�lity
<br />uader this SecarIry IasCVm�t unless Lender agrces to such release in writing. The cove�snis and agreemcats of this
<br />Security Instrnment shali bind (eaccept as provided in Sedion 20) and beneSt the successors and assigns of Lendez.
<br />14. Loan Charges. Lender may char�e Borrower faes for aervices performed 9ncotuaectioa with Boaower's
<br />default, for the p�puse of protecting T.eader's intraest in the Property and rights uader this Sequity Ins�tment,
<br />including, but aoc Umite3 to, attameys' fee�s, pzroparty inspecdon andve�luation fees. In regard to rany other fees, tha
<br />absence of express autharity in this Se�writy 7nsh�ument to charge a speeific fee to Bonower shall not be construed
<br />asaprolnbi8oa an the cdarging ofsuch fee. Leadermaynot chargefe�thatare axp�'ess�}'Prohiblted by d�is Seeuriry
<br />Tns�tunant or by Applicabla Law.
<br />If tha Loan is subject to a lawwhich s�s m�icawm loan charges, and that law is $naIIp i�ecprated so ti�et the
<br />imereat or oth� I� �harges oollected or to ba coUected in conaection wlth the Loan excced the germitted Iimits,
<br />then: (a} aqy sucfl Iaan charge �hall ba reduced by the amovnt aecessary to reduce tha charge to Use permitted limifi
<br />and (b) anY sums atready coIIected &om Borrower which exceeded permitted limita will ba reRmded to Bonower.
<br />Lendar maychoose to makethis reftmdby redacin$ the pr3ncipal oweduader ti�eNoie or bymaking adirectpayment
<br />to Boaowar. If a refimd reduces principa], the seduotian wI11 be treated as a part[al prepayment wlthrnu azry
<br />prepayment charge (vrhetkac or aot a prcpaymeat cFiarge is pfovided for nnder the Note}. Borrowar's acceptanca of
<br />any such ra8md madeby diract payment to Barrower�vIll canstitute a waiver of aay rtg6t ofaction Bonower mm�ht
<br />have arisiag ont aP sach overcLarge.
<br />I5. NoBces. All aotices givcn by Botrower or Lendar in conne�lion with this Se.curIty Iasuument must be ia
<br />writing. A� notice to Boxrowec �a coffiection wIth this Sacuriry Inshvme,nt shall be d�med to bave bxn gtvan to
<br />Bo:row� wlaw mailed by fixss class mail or wfiea actually delivered to Boaowai's aotice addr�s if sent by other
<br />meana. Nodce to aayone Borrowersbatl constihrte not�ce to aU. Bonowersnnlesa Applicabie Law racpressly requires
<br />otherwise. The notice address shall be the Praperty Address onless Boirower has designaied a svbstIarte notice
<br />addr� by noti� to Lender. Barrower stmll prompcip nadfy I.ender of Bonowcr's change of addre�. I£I,endar
<br />NEBRASKA–Sing[e FamRy-6annie MaelFreddta Mao UNIFORM WSTRUMBJ'f - MHtS
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