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<br /> {�ayments may no langer be required, at the option of l.ender, if mortgtig�insurimce cavernge(ici the umount an�for the pc►iod
<br /> that Lender requires)provided by cu�insurer uppraved Uy l.ejider again 6ecomes uvailnble mid is obtained. Bormwcr chnll pay
<br /> the premiums rcqmiral to muintain niortgabe insurancc in effect,or to provide n loss rescrvc,untN thc rcquircmcnt Fo�mortgnge
<br /> insurunce ends In acc�rdance with nny written ngrcement between Borrower and Lender ar iipplicable I«w.
<br /> 9, lnspectlan, L.ei�der or its ngent may make reasonable entries upun und inspectiuns oP the Property. l.ender shnll give
<br /> Burn►wcr uoticc ut�hc tinie uf ur prior to un inspc,�tiun spacifying rcasonabic cuusr fur thc;ins�x:ctiw�. '
<br /> 10. Condemnatton. The proceeds of any award or claim for damAges, direct or consequential, ln connection witli any
<br /> condemnation or othcr tukinG of uny part of the Property,or for convcyance in licu of condemnuUon, cuc hcreby nsslgncd and
<br /> shnll be paid to L.ender.
<br /> In thc evcnt of�total tAking of the Praperty,the proceeds shall be applied to the sums sccurcd by this Security Instrument.
<br /> whcther or not tlien due, with any excess pflid to Borrotiver. In the event of a partial tnking of the Prapeny in which th� fair
<br /> murkct vuluc of the Property immediately before the tukiag is equal ta ar greutcr thmi thc umaunt uf the sums secureJ by U�is -
<br /> Security Instrument immediately before the taking,unless�orrower and Lender othenvise agree in writing,the sums secured by
<br /> this Security Instnunent sliall be recluced by the amour�t of the proceeds multiplied by the following frlctiai: (u) the totul
<br /> amount of the surns secured immediatcly before thc taking, divided by(b) the fair market vuluc of the Property immadiatcly
<br /> before the taking. Any balance shull bc paid ta Borrower. In the event of a partial taking of the Properry in which the fair
<br /> market value of the Praperty immediately l�efora the tsking is less than the amount of the sums secured immediatcly befor�e the
<br /> taki�g. unless Borrower und Lender otherwise agree in writing or unless applicable law otherwise provides, the proceeds shall _
<br /> be applicd to the sums secured by this Securiry Inst[ument whether or not d�e sums are then due. _
<br /> If the Property is abandoned by Borcower, or if.ufter notice by d..ender ta Borrower that the condemnor offers ta maf:e un _
<br /> award or settle u claim for damages, Rorrower fails to respond to I.end�r wtthin 30 days after the date the notice is given.
<br /> I.ender is authorized to collect and apply the proceeds,at its option,either to restoration or repair of tt�e Property or to the sums
<br /> sccured by this Security Insttument,wheiher or not then duc.
<br /> Unless Lendcr and Borro�ver otherwise agree in writing, any application �f proceeds to principal shall not extend or
<br /> postpone the due date of the monthly payments referrej to in paragraphs 1 and 2 or cfxange the amount of suct►payments.
<br /> 11.Borrower Not�tefeased;Forbearance Sy I.ender Not a Waiver.Eatension of the timc for payment or modifr��c�
<br /> of amortization of the sums secured by this Security Insttument granted by Lender to zmy successor i�intere�t of Borrower�N]]
<br /> not aperate to releASe thc liability of the original Borrow�er or Borrower's successors in interest. Lender shall not be required tv
<br /> cornrnence proar.dings a�ainst any successor in interest or refi►se to exterul time for payment or otherwise modify arranizadon
<br /> af t1�e sums secured by this Security Instrument by resson of any demand made by the originul Horrower or Bormwer s
<br /> suocessnrs in interest. Any forbcarance by I.ender in cxemising any rig�t or rem�xiy shall not be a waiver of or precludv the
<br /> exercise of ony righi or remedy. •
<br /> 12. Successuis and Assigns Bound; Jt�int and Several Lialrility; (:o-signers. The covenants und agre.eements of this
<br /> Sei:urity Insuument sha11 bind and ber.eft the successor.;mxl assigns of[xoder v�d Somower, subjert to the pravSsi�ns of
<br /> parngraph 17. Borrower's covanants and agreement� stzr:ll be joint and several. Any �'dorrower whu co-signs this'Sa:uriry
<br /> Instrument but does not execute the Note: (a) is co-signing this Security Instrument only to moctgagc, grant and convey thzt
<br /> Borrower's interest in the Property under the terms of this Securiry Insuument; (b)is noc personally obligatad to pay the sums
<br /> �cute8 by this Sectidry Instrumenr and(c)agrces that Lender and any other Bonower may agree to extend,modify, forbear or
<br /> make any accommadations wid�regard ta the terms of this Security Instntm�nt or the Note without that Boaower's consent.
<br /> Y3.I.oxn Chaiges.If the loan secuced by this 5ecurity InstN►neat is subject ta a law which sets maximum loan charga,
<br /> and thut law is finaUy interpt�eted so that the intemst or other loan charges wilected or to be collected in wnnection with the
<br /> loan exceed the permitted limits,then: (a) any such loan charge sl�all be ralucad by the amount neoessary to reduce the charge
<br /> to the permitted limit; and(b)any sums already collectod from Borrower which exceedod permitted fimiu will be r�funded to
<br /> Borrower. Lend�r may choose to make this refund by reducing the principal owed under the Note or by making a dirat
<br /> pagnxnt to Borrower. If a refiind reduces principal, the crduction witi be treuted as a pactial prapayment �vi2fiout any
<br />: prc�nyment charge under the Notc.
<br /> 14.Natic�. Any notice to Borrower provided for in this Security[nstnunent shall be given by dcliver'sng it or by mailing
<br /> it by first class me►il unless applicable law requires use of another method.The notice shall lx:directed to the Property Addras
<br /> or auiy other aticlress Borrower designates by notice to Ixnder. Any notice to Lender shall be given by first class m3i1 to
<br /> Lender's addmss stated hcrein or any othcr addmss Lcnc�cr designates by notice ro Borcower. Any notice provrded for in this
<br /> Sccurity Insttument shail Ge decnwd to have been given to'Bomower or Lender when�ivcn as provided in this paragraph.
<br /> 1S.Govern9� I.aw; Sevecability. This Securiry Inst�ument shall be governcd by fedcral law and thc luw of the
<br /> jurisdiction in whicti tl�e Peoperty is locat�f. In thc event that any provisioi�ur cluuse of this Securi2y Insmtmcnt or�he Note
<br /> conflicts with:�pplicablc law.such conflict shalY not affect other provisions of this Security instrument or the Note which can be,
<br /> given effect without rhe conflicting provision.To this en�i eC�c provisions of this Securiry Instrument and the Aiotc u�+e declarcd
<br />' to be severable.
<br />: 16.Berrowcr's Copy.Borrowcr sliall bc given onc oonfurmed cony of the Note and of this Secuiity Instrument.
<br /> . Form 3028 3�190
<br /> Pa�70�of 9
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