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<br /> �. {�cu��tvi ni' �pi'U�2C6�y Olisueu►tre. [3�.�rrii�ver sliull lcccp thc im�x�wcments no�v exititing un c�reaRer crectcd on the ��y
<br /> Pru�c�ty Inrured itgnln�:t luss hy Pirc, hainrds htrluilcd �vithi�t tltc tcrm "cxi�:ndcd covcr�igc" itnd nny othcr I�ur.urds, including
<br /> il�xxib ur i7�HKling, for widch l.cn�lcr cequfres Insurancc. T�is intiur��nc�shnll hc inniP�tuincJ i��thc umuun�s und for tl�c peri�xis
<br /> Ihnt l.rnder rcyuireg.'I'he in,ur�nce ci�rrier provlJing tlu inyurunce+h:d1 lse cl�otien hy Hiir�u���er +uhject to le:nder's npprovnl
<br /> which shnll nc�t t�c unrcas�►n;�bly witl�hcld. If Ilc�rrowcr fuil9 to mafnlnin cuvcrt�gc dcrrrihcd ubovc. l..cndcr may, in l.cndcr'ti
<br /> option,i�b2uin a�vcnga to pratect l.�nder's ri�hts in ihe 1'ruperty in accorQn�tee wiU�pnr;igraph 7. _
<br /> All insurcuice {�iicies nnd renewids nhuli be ncccpU�Glc lu 1,:��dce;utd sl.ull include :� titandnrd mt�rt�;nge clnuse. l.�nder �
<br /> sh�dl htwc Ihe right to ho1J the pc�licic:;and rcnewuls. IP l.endcr rcquires,fi�rrower�hall promptly givc to Lcndcr i�il receipts af
<br /> p;iid prcmiums und renewnl noticcs.In thc evcnt iif luss,Uorra�vcr slcall givc prampt nnlicc to thc insuruncc cttrricr nnd l.endcr.
<br /> l.endcr�u:►y makc prcwf uf lo�.s if not madc promptly by l3orruw��r.
<br /> Unlcss Lendcr ntvtl Horrower otherwisc agree in writing,insurance pmceetiti shall bc upplicd to restoratiun or rcpair of thc
<br /> Property damageci.if t�e re5tnration or repair is economienlly feasible cind Lender's securiry is n�n Iessened.If the re.ctoration or —
<br /> repair is not cconomi�ily fcasible or lxnder's security wauld bc Icssenal, the insurunce procccds shiill hc npplicui to the sums ,--
<br /> secured by this 5ccuei¢y Instrument, whether ar not then duc, with nny exccss pnid to Borrowcr. If Bormwcr abandons the
<br /> Property, or dors not answer within 30 days a notice from Lcndc�th:ct thc insurance carricr ha�affercd to setdc a claim, then
<br /> Lender may colle:t the insui�ance proccxds. L:nder may use th� procceds to repair or restoro the Property or to �Say sums
<br /> secured by tiiis Sa�urity Insirument,whether or not then due.The 3Q-duy period will begin when the notice is given.
<br /> Unless Lender and Sorrower otherwise agrec in writing, uny upplication of procecds ta principal shall not cxtcnd or
<br /> postpone the due date of the monthly payments refened to in parngraphs 1 nnd 2 or chnnge the amnunt of the pay�ncnt5. If
<br /> nnder par:�graph 21 the Propeny is ucquired by Lender,Borrawcr's right to any insurance palicics auJ p►�oceeds rasulting from
<br /> damage to the Property prior to the acquisition shall pass to L.ender ro the extent of the sums secured by this S�.curity Iastrurnent -
<br /> immediutefy prior to the acquisitian.
<br /> 6.Occups�ncy,PreservAtian,M�intenance Rnd Protectlon af the Property; Rorrower's LoAn Applizutfon;LeASeholds.
<br /> Botrower shall occupy.cstaUlish,and usc thc Property as Bonower's principal residence within slxty duys aftcr thc execution of
<br /> this Security Instrumcnt and shull continuc to occupy the Property as Eiorrower's principul residence for at least one ycar utter
<br /> the datr,of occupancy, unless Lender othcrwise ugrees in writin�. which consent shall not be unn:asonably withheld, or unless
<br /> extenuati�g circumstnnces exist which are beyond Barrower's cantrol. Borrower shall not destroy. damage or impair the
<br /> Property, allow thc Property t�deteriorate. or cammit w�tste on the Property. Bnrrower shall be in default if any forfeiture
<br /> � action or proceeding, whether civil or crimin�l, is begun that in Lendez's good faith judgment wuld result in forfeiture of the
<br /> �o�rty or othe�rwise materially impAir the lien created by this Security Instrument or Lender's securiry interest. Borrower may
<br /> cnre sucl► a default and reinstate,as provided in paragrapb 1 s,by cuusing the ac[ion or pnx�uii�ig iv uc�is�:a��:s:iih a suling
<br /> thut, in L.ender's good fnith determination. precludes forfc;iture of the Borcower's interest in the Property o�athcr material
<br /> � impaimient of ahe lien created by this Security Tnstrument or L.ender's security interest. E3ormwer shall also be in default if
<br /> Borrower.,di�ring the loan applics►tion process,gave materially false or inaccurate information or statements to I.ender(or faile�l
<br /> • to provide I.ender with any muterial information)in connection with the loan evidenced by the Note,including,but not limited
<br /> to,representatians conceming$orrawor's occupancy of the Property as a principal residence. If this Security Inst[ument is on a
<br /> , Iws�huld. Borrower shall comply with all the provisions of the lease. If Boaower ncquires fee title to the Fcoperty. the
<br /> Leaschold and the fce title shall not merge unless i.ender agrees to the mcrgcr in writing.
<br /> ? 7,Pratectfon of I.ender's Rights in tlie Property.If Bonower fvls to perform the covenarus und agreements contained in
<br /> p�6s aecurity Ynstcument, or there is a legul ptnceating thut may signiftcantly affect Lender's rights in the Property(such as a
<br /> ' g��c�oding in bankruptcy. ptobate, for condemnation ar Forfeiture or to enforce laws or regulations), then I.ender may do and
<br /> pr,y for whatever is necessary to protect the value of tho Peoperty and Lender's rights in the Praperty. I.erxlcr's xtions nwy
<br /> ' include paying any sums cecured by a lian whtch has priority over this Security Insuument, appearing in wurt, paying
<br /> reasonable attorneys' fees and entering on the Pmperty to make repairs.Although Lender may talce action under this paragraph
<br /> �, 7,Lender does not have to cba so.
<br /> Any amounts disbursccl by i.ender under this paragcaph 7 shall become additionul debt of Bonow�r secured by this
<br /> Security Insteument. Unless Bortower and Lender agrcc to other tcrms of payment, tt;ese amounts shall bear intcrest from the
<br /> datc of disbursement at the Notc rate and shall be payable, with interest. upon notice fi•om[.end2r to Bormwcr requesting
<br /> , payment.
<br /> 8.Mortgage Insurance.If Lender required mongage insurance as a condition of muking thc 9oan secured by this Security
<br /> � Isistr.�ment, Borrower shall pay the pr�miu►ns required to mainkiin the mnrtgage insurance in effect. [f, for viy ►•eason, the
<br /> mortgage insurance coverage required by I.ender lapses or ceases to be in effect, Born►wer shail pay the prem�ms required to
<br /> � obtuin covera�e sabstantially equivalent to 2he mart�ago insurnnce previously in effeci.at a cost substantially ec�uivulent to the
<br /> oost to Sarrbwet of thc moKgage insurahce pi+eviously,in effect, from ttn altemate mortgage nns��mr approved by Lendet. �IG
<br /> ' substant+ally eyuivalent mongage insurance coveragc is�►ot avail�ble, Bonawcr shall pay to i.ender cacl�month a sum equal to
<br /> one-tweifth nf the yearly mortgAge insurance premium being paid by Borrower when the insurance coverage laps�d or ceused to
<br /> , . be in effect.d..ender will accept,use und reGZin chese payments as a loss reserve in lieu of mortgage insurance. Loss reserve
<br /> , Farm 3028 9180
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