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.h.�� ,.� ��...�r:._.- . _ - - �_ � - __ "— <br /> .A <br /> -n.y:�q�,`'�'�. -. �__'� _ � —___ '__—"_.. <br /> . yr .�. ..� .. <br /> ..�1.�n esea�.---. <br /> ti� <br />' . . ,.r , - .y a�','•' a, .. �; _ <br /> .. ,,r,� � . '�'`r ` '' :�u,�,,�; � ..._,��_ ` <br />- ti� ,rer. , :_' -;'�`.`'�`--° <br /> -�"°"'''—`°� <br /> ��� �2— �as � <br /> -- Thc Funda tiwll bc h�cld in on tn.cUtutian'wl�ose depoFits ore Insured by a fedcral agency, inntrumenwlity, or cntity <br /> — (includina l..ender.iP L.ender ix wch an Institulionl or in any Fedcral Hame Loan BAnk. lxnder shall npply �hc Fund�w pay �he <br /> P.scmw Items.l.en�lee nwy not ch�r�e[brrower fi►r haldin�unJ Applyin�Ihc Fw�dx,unnuully unalyzin�thc csomw acc�unt. or <br />,r� verifyin�Ihc Escrow Itema,unle�r I.cnder pays Bi►rrowcr intcrest on thc Funci�a�d�ppiicwbic iaw pcmu�Q Lr�xlcr 10 m�kC eirch <br /> •ch�rge. Howcvcr. I.endcr moyrcq ui�c�rn�wer t«pay a anc-timc chwrge fi�r wn i��lepcndent rcul ee��tc tox rcpc�rting�crvice <br /> - _ usocl by I.etwler in conmciiun with this I�wn, unlesR applicable law providex otixrwise. Unlcsx an ugrxnxnt ix mnde nr <br /> _ �pplicable Ipw�equi�er intacst to be peid,Lcn�icr rhull nat br rc�quircd Io pay Burrower any(nterert��r curningR un the Fun�. <br /> Hnrn►wer And l.��xler mey e�gree in wri�ing, howevcr, Ihat interesl!:h�ll he�u+id nn tbc Furxlr. LctKfcr shall givc tu Burrower, <br /> '�r: without chargc, an annual accouating af tfie Funds. �howing croditp en�! debitx lo Iho Funda wxl thc purpasc iur which each <br /> debit to the E�unds was nwdc. Thc Furnls arc plodgc�l us additionai�audty firr all sumx securod by�hib Socurity In.�troment. <br /> lf the Funda held by Lender exceod the umaunts pernnittcd ta be Ixls by applicablc luw,l.cider shnll accc�unt to Borrawer <br /> for the eacess Funda in accordwnce with thercquiren�ents af�►plicable law. If the w�xwnt af the Funda held by l.emJer w any _ <br /> - -- �,�•.�.•., dmo is not sufTicicnt to pay the�scrow Items when due.Ltncicr may w mNiPy &�rniwcr iu w�iibig. +u�i,in su::ts ca;�&srrus.•cr <br /> �`���� elwll pay to Lender the amcwnt necessary la mAka up�he deticiency. Bo�rower ctwll mok�up the deficiency in no more than <br /> '�� twelve monthly paymente,at Lender's sale discretion. <br /> _ <br />