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<br /> ' � S.Fl�zard ox�Pruperty Insurance. Horrower ehall keep iha improvemenGS now exisqng or hereafter crectccl�n che PropLay �.'
<br /> Insvred against loss by fuc, hnzords utctudetl withln tho term"exteitded coverago" und any other hnuuds,fncluding floods ar
<br /> floocling,for whlch Lcnder requires insurence.'lhis lnsivanc��hnll be maintained in the amountv nnd for thc periods thnt L.endcr —
<br /> rcquires.Tho lns�uenca cturier providing lha insur�u�ce shall ba ch�sen by Bonower subJect to Lendar's approvul which shaU not
<br /> ba �mrenson�bly withheld. If Borrower fRils w mnintain coveragu daecriUed ubove, L,ender muy, At Lender's option, ohtuin r
<br /> covesage to protoct Lender's rights in the Propeny in accordanco wlth parngr�►ph 7.
<br /> Ail insuranco poli�cl^s und renewels sha11 be acceptable to I.ender and sh�ll include A standsud mortgage clause,I�ender shpU
<br /> havc tha rlght to hold tha pollcIes and renew�ls.If Lendcr requIrra,Sottowcr shall promptly givn to Lender nU receipts of puid _
<br /> premiums and renewal nodces.III t�t0 8VC(il Of IOS9�Boz�nwer sha�l glve prompt nodce to tho insuranc�carrIex and I.ender.I.ender
<br /> may maks praof uf loss if not made prompdy by Bonowcr.
<br /> Unless Lender xnd Borrowec otherwiso Agree In wrldng.insurence proceeds shull be applied to restoradon or repair of the
<br /> pmpe�rty damaged,if the resWrndon or repair is cxonomicnlly feasible and Lender's secuxIty is not lessened.If the restoraaon or `
<br /> npalr is noE economicully feasible ot L.ender's secudty�vould be lessened,the insuranc�pruceeds shull be applicd to the sums
<br /> secured by thls Securlty Instrument,whether or not then due, wilh any excess paid to Bomower. If Borrower abandons !he
<br /> Properry,or does not unswer withui 30 days a nodcn&am Ler.3er that the insuranco carrier has of.fcred to settle a daim,then
<br /> Lu►der may collect the insurance pracee.ds.Lender may usa tho praceds w iepair or restore thc Property or W pay sums securcd
<br /> by this Securlty Insm�ment,whether ar not then due.'It�e 30-day period will begin when the noflce is given.
<br /> Untess Lcnder artd Botrower othcn:�ise aAcee in�miting, any�pplicadon of proceeds to principal shall not cxt�ncl or postpone �
<br /> the dua date of the monthly paymentv refencd to in patagraphs 1 c�nd 2 or change the amount of the payments.Tf under paragraph �
<br /> 21 the Property is scquired t�y Lander,Borrower's right ta any insurance policies and proceeds resulting &om damnge ta the •
<br /> Properry prior W d�e acc�uisidon shsll pass to Lender to d�c extent cf the sutns secured by this Security Insdument immediate]y
<br /> pdor¢o the acquisidon. _
<br /> b.Occupancy,Preservati�n,Matntenance and Proteetfon o!the Property; Borrower's Loan Application;Leaseeolds. _
<br /> Borrower shall accupy,eslablish,and use the Property as B�rrower's principal residence within s3xty days after the executian of
<br /> thls Securlty Instrument end shall conUnue to occupy du Propelty a�Borrower's principal residence for at Ic;ast ane year after the
<br /> date of occupanay, unless Le�►der othenvise ugrc�es in writing, which consent shall not be unreasonably withheld,or unless
<br /> vxie���iaiLi�clrcu.-nstar��a��t w;ich s:,,b;.yona Earra•ars'�ceaszol.Bosotiver shsll not destroy,damage o*imgair the Propert;,
<br /> allow the Prope.rty tn deteriorato. or commit wt�sut,,on the Propeny. Bonower shuU be in default if any forfeiture acdor� or
<br /> pr��,Jina�•aheLh��i�i!ar�imansl,���:pLn(��S!!LpP.fI!'S�A V�n�l fAi�h jndament could r�tult in forfciture of the PtoOerty or
<br /> otheawlse matczially impait the lien cceated by this Security Insurument or Lender's security interes�Bonower may cure such a
<br /> defaWt and reinstate, as provided in paragraph 18,by cnusing the acdon or proceeding to be dismissed with a ruling that,in
<br /> L�sndcr's good faith datem�inadon,precludes fodeiture of the Borrower's interest in the Property or other material impairment af
<br /> the lien aeated bp tt►is Sxurity bistrument or Lender's security lntuest Boaower shall also Ue in default if Bonower,during the
<br /> loan applicadon pmcess,gave materially false or innccwrate infomsation ar stotsmants to I.ender(or failed to provide Lender v�i�1►
<br /> any mat�rial fnf'ormation) in connecdon with the loan cvidenced by the Note, including, but not limited to. reprcaentations
<br /> canceming B�rrower's occupa�icy of the Proputy ns n pdncipal residence.If this Security Instrument is on a leasehold,Bonowar
<br /> shall comply with all tha provisions of tl�e lease.If Bnnower acquires f�dtle to the Psoperry.the leasehold and the fce ade shafl
<br /> not merga unless�.er�da agrees w the merger in wrinng.
<br /> � 7.Protectbn of Ixnder's Rfghta iu We Property. If Boaower fails to perform the covenants and s,�r�ements contained in
<br />� this Sceurity lnstrumei►t,or thue is a legal proceeding that may slgniflcandy affect I.ender's rights in the Property(such as a
<br /> proce�ding in banYcuptcy,probata.for candemnution or forfeidue or to enforce lawa or regulations),then Lender may do and pay �.
<br /> , for whataver is nectssacy co protect the valao of the Pcoperty and Lender's rights in the Finperty.Lender's acdons may inclu�e
<br /> �ay�ng �ny s��mc ser•znxl hy a Len wMch haa priority over Ihis Security Insaument, appearing in court,pa�ing ceasonable _
<br /> ' atloxneys'fees and eret�ring on the Pmputy► to malce r�pairs.Al�ough I.ender may take acdon under this par�graph 7,L.ender
<br /> , dces uot 6ava to do��.
<br /> , Any arenounts disbursed by Lender under this patagruph 7 shall be.come additional debt of Borrotver secured by this Security
<br /> Instc�mcai� Unle.4s Boirower and Lendu agree to other tcrms of payment,these amounb Rhall bear interest from the date of
<br /> ' disbursement at the Note rato end shall be payablo,with interest,upon noticc from Lender w�onower requcsting�aymcnG
<br /> 8.Mortgage Imurwnce. If L�ender requirrd mortgaga insuranco as u condidon of making tha loan secured by ihis Security
<br /> 3natrument, Borrower shall pay the premiwns required w matntain the morrgage insuranco in effecG If, for sny reason, the
<br /> • mortgaga insurnnco coverago rc�uired by Lendcr lapses or ccases w be 9r►effect,Borrower shall pay tho prcmiums rcquired to
<br /> obtain caveraga substontially equivsilent to the mortgage insorartce pxevlously fln effect,at a cost substandally�quivalent to the
<br /> cost to Boaower of the mortgaga insumnco previously ui eHect,Irom en elternaus mort�aBo insurer approved by Lender. If
<br /> substantially equivalent mortgage inswance covec�ge is not avnilable. BoAOwer shall pay to Lender each montt►a sum equal to
<br /> one•twelfih of the yearly mortgaga insurnnce premium being paid by Bormwer when the insutance coverage lapsecl or ccased to
<br /> be in effx�l,ender wjll accept, uso nnd retain theso payments av a loss reserve in lieu of mortgage insurnnec.Lc�ss reserve
<br /> � Form 3028 8l8D --
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