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<br /> TUC3fiTi-IDR WITH all Ihe lmprovemcnts now or hereafu:r erecued on the property,mid alY c��.semenGs,appurten�u►ces, and =
<br /> �<�� Cixttues now on c�reuftcr a part of tha property.All replacement�anc�addldons sliall also be coverccl by this Sa;uriry Instrumcnt.
<br />��y '"` All of tho foregoing is rcfened W in this Securiry Instnunent us d�c"Property."
<br /> -�!'a:; , BORROWBR COVANAN'I'S diat Borrower is lawfully seised of d�e estatc hereby wnveyed and has tho right ta gran[and
<br /> =`'��� convoy tho Propeny and that the Pmperty is unencumbered, except for encumbmnces of secord. Bonower warmn�v nnd will
<br /> - - defand generally thc dde w the Pmpe�ty agau�st all cl•.wns and de�nands,suGject to eny encumbra�ic:cs of rcc;ord.
<br /> ��,,.��J TFQS SECiJRITY INSTRLJN�NT combinas uniform covenants for nadonal use nnd non-uniform covenAnts with lirrdted
<br /> ���L,�,'�� variations by jurIsdlctiun to consetute n unifom�securiry instrumcnt covcring rcal property.
<br /> --•:,L UNIFORM COVBNANTS. Borrower and Lender wvcnant and agms as follows:
<br />__�i��� 1.Paytneat oi 1'ria�tpnl and Interest;Prepayment and L.ate Charges. Borrower shall promptly pay wlicn duc thc
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<br />- � principal of and intetest on Iha deUt evidenced by tho Note und any prepuyment and late chazges due under the Note.
<br /> ti=14=� 2,Fbnds for Tvxes and Ynsaruuce. Subject to applicable law or to a written waivcr by Lcnder. Borrower shall puy to -
<br />�= u��� Lender on tha day monthly payments are duo under tha Note,until tha Nate is pald in full,a sum("Fund.v")foz:(a)yearly taxes
<br />_,.,:_„� ernd assessm�nts which may uttain pi�iority over Ihis Securiry Instcument as a lien on thc Property;(b)yearly leasohold payments
<br /> "� or ground rent�on the Property,if any;(c)yearly hazard or prope�ty insivancAS premiums;(d)yearly flood'uisurance premiums,if
<br /> °���� eny;(e) yearly�nortgage insurance premiutns.if a�iy;and(� �►ny sums payable by Borrower to Lender.in accordance with the
<br /> _ �';�°�.,� provlsions of paragragh 8.in lleu of the payment of mortgage insuianca premiums. 'Itiese items are called "Bscrow Items."
<br /> ��"`��`"`� I.endec may. at eny dme,collect az►d hoId Iiunds ui nn amount not to exceed the meximum amount a lsnder for a federally related
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<br /> -,,.::a:a;;,�; mongage loan may require for Borrower's escrow account under tha federal Real Estata Settlement Procedures Act of 1974 es
<br /> -"" amended irom ILna to dme,12 U.S.C.Secdon 2601 et seq. ("RFS�'A"),unless another law that applies to the Funds sets x lesser
<br />���a::k:;;.� amount If so,L.ender may,at any dme, coltect and hold Funds nn an amount not to excce�i the leaser amount. Lender niuy
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<br /> estimaCe Ihe atnount of Funds duo on the basis of current data and rqsonable estimates uf expenditures of future Bscrow Items or
<br /> =_===�- othenvisa in accordance with applicuble law.
<br /> � � 'Ihe Funda shall be held U� an insdtudon whoai deposits are insured by a fcdexal agency.instrumentality,or endly(including
<br /> Lender. if I.ender is such un insdtuflon)or in any Fed�ral Home Loan Bank.Lender shall apply the Funds to pay the Bscrow
<br /> '�� Items.L,ender may no¢charge Borro�ver far holding and applying the Funds,annually anal}�zing the escrow account,or verifying
<br /> ____�=.�. the Hscrow Ytems,onl�s,9 i.enclerpa�s}3orro�vec interest on the Funds and appllcable law permits Lender W make such a charge.
<br /> However,L,ender may rec�uice Borrower ta pay a one•tima charge for an independent real estaus tax reponing service used by
<br /> T.render in cannecdon vr.'::'�this loan,uniess applicable law provides atl�envise. Unless an agreement is �reade or applicable law
<br /> - requires int,�rest to be paid,I.�nder shell not be required to pay Borrower any inurest or earnings on the Funds. Borrowcr anu
<br /> __ I.endar may egcee in wxiting,howe�er�.�that inteiest shall be paid on tha Funds.Lender shall giv�to Borrowcr,without chazge,an
<br /> -° ennual ssccoundng of tha Funds,shoR:ing credits and debits to the 3�linds and tlie putposa for which each debit to the Funds was
<br /> made.The Funds are F1cc�yed es additional security far all sums sectued by this Socurity Instrumen�
<br /> . If tho Funds held!�y L�nder oxceed the amo�nts peimiued to be held by applica3le la�v,Lender shall aGCOUnt to Borrower for
<br /> the excess Funds in accorilance wlth the requirencents of applicable law.If the tunount of the Funds hcld by L,onder at any pene is
<br /> - not sufficient W pay ihe IIscmw Items when due,Lender may so notify Boaower in wrlting,and,in such case Boao�ver shall pay
<br /> w Ltnder the amount aocessazy w mate up the deficlency. Borrower shall make up the deficiency in no more tlian twelve
<br /> monihly paymrnts,nt Ler►atr's sole discretion.
<br /> Upon pay;nent in full of ail sums secuced by this Sec;urity Instrument,Lender shall promptly refund to Boirower any Funds
<br /> held by Ltadar.If,unda paragreph 21.Lender shaU acquire or sell the Property,Lender,prlor to the itcquisidon or saie of the
<br /> Fropaty,shsill apply eny Funds held by lpnder at ihe time of acqulsition oa sale as a credit against the sums secured by this
<br /> Security InsuumenG
<br /> - 3.Applicatbn ot�aynaentt. Unless applicable law provfdes otherwis�,nll payments receivec�.by Lend�r under paragraphs
<br /> 1 and 2 shall be ap(�lied: tirst, to any prepayment ch�rges due under ihe Note;s�cond,to amounts payable iuider parabzapI�2;
<br /> third,tn in�st dua;£�,w piincipa�duo;and L�s,to any late chazges dua under the Note.
<br /> 4.C�r=es;Lien�. Bon�ower shall pay ali taxes,assessments, charges, fines and impositions attributable to the Property
<br /> — which xnay atuin prie^'�nver tbin Sec�ity Instcument,and leasehold payments or ground rents.if nny.Borrower shall pay these
<br /> obllgations in tha maia�r provyded in paragrnph 2,or if not paid!n shat manner,Bonower sha11 Fay diem on time directly to tho
<br /> person oweti paymc�F:Baaowu shall protnptly fumish to I.endcr all noeccs of amounts W bc paid under d�is paragraph.If
<br /> gorrov�rcr makes these�paymenLV dirccdy,Barrowct shall prompdy fumish to Lcncdez receipts evidencing the puyments.
<br /> Bormtiver shall promptly dischacge any lien which ha9 prioriry over this Security Insttument unless Borrower: (a)agrees in
<br /> wri6ng tw�`he payment of tho obligation securecl by the lien In u manner acceptable to I,endcr;(b)contests in good faith dio lie�►
<br /> by.or d.3'et�ds against enforcemcnt of the lien in. legal proceedings which in the Lender's opinion operute to prevent the
<br /> - enforcement of the lie�;or(c� secures froin tha holder of the lien an agreement satisfactcry to Lendec subordinating the li�n w
<br /> ' this Socurlty LuhwneaY.Tf Lender dctcrcnines thut any part of the Property Ls subject to a lien which may Atte�in prioriry over this
<br /> ---��-- Security Insuument,Let►der may givo Borrower a noace identify3ng the licn.gorrower shall satisfy thc lien or take one or moru
<br /> — of the acdons sat forih above within 10 days of the Biving of nodce. ,
<br /> - Fo►m 3028 9180
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