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<br /> i •'� p:►yiiicnPm m�y no 1os�ger i��rcqu�ecd,nt d�a opuon uf Gcndcr,if mortgagc lusurn�zcc covcru��(in d►c�nount nud for qic peric�d
<br />= tliat Lcnder eequirc�)pravldul by an insucer upprovecl by l.ea�der ognin hecames nvnflable and is obtuineci.Banower shull pay the
<br /> premiums requlred to maintain mortgs�o lnsureutco In effxt, or to provide n lass rescrve, undl tho rccJniremcnt for mortgngo
<br />= insurunca ends ln occordance with any written agrooment between Hormwcr and Len�ica or applicubla law.
<br /> 9.Inspectbd. Lender or its egcnt may mako ecasona�le entrles upon cuid Inspc�cflons of tho Praperty.Lender shall givc
<br /> Dorrower naHcls at the dme of or prior to en inspection spccifyin�res�sonablo causo for the inspecdon.
<br />- 10.�oiide;auAOlo;�. '�iie proceuly ot tu►y award or claim for damages,direct or conscqucndN, ln connection with any
<br /> candemnadon or othet taldng of any part of the Property,or for wnveyance in lleu of condemnation,ane hereby assi�ned and
<br /> shal!bc paid to I.ertdet.
<br /> In tho event of a totatl taking of the Property,tho procceds shall be applied to the sums secured by dds Secudty Instrumcnt,
<br /> whether or not then dno,with sny excess paid to Borrower.In the event of a partial tnkIng of the Property in which the fair market
<br /> value of the Property immedlxtcly txfore the teking is equal to or greater than the arnount of the snms secure�t by this Security
<br />- L�sUwneut;unmediately before tho �aicing. unless Bonowcr and Lender otherwise a�ree In writing, tho sums secured by this
<br /> Secwity Instnu'nent shall bo reduced by tho amount of the proceeds multiplled 6y tho following fracrion:(a) ¢he total amount of
<br /> t.'a.sums secured immediately before Ihc taking,divided by (b)tha fair market velue of thr Property immedlately beforc thc
<br /> taking.Any balance shall be puid to Borrower.In the event of a parw�l takin�of the Property In which�he fair mnrkct vc►lae of thc
<br /> Property immediately before thc taking ts less than the amount of the sums secured immc:diately bcforc the taking� UIIIESS
<br /> Horrowa;and Lea�dar otherwise egroe in wrldng or unless uppIIcable law othenvise provides,the proceecia shall be applied ta thc
<br /> sums secured by this Secwdty Insnvment wheU:�r or not the sums are then due.
<br /> If the Property is abandonecl by Boaower.or ff.after�►otice by Lender tc�Borrower that the condemnor offera to make an
<br /> award or�ttle a cls�m for dameges,BoiroR�cr ftilo to respond to Lender�vithin 30 days after the date the notice is given,I.ender
<br /> is auth�rized to collect and apply the proceeds,at its oppion.either to restc».ration or repair of the Pmpeny or to the sums secured
<br /> by thls 5ecurity Instrument,whether or not then due.
<br /> Unless I.ender and Bonov;;:r oih�rwise egree in wripng,any applicadon of proceeds to principal shall not extend ar pastpone
<br /> tfie dno date of tho monthly payments reFcired to in pazagraphs 1 and 2 or change the umaunt of such payments.
<br /> 1I.B�rrawer Not Released;Forbearunce Dy Lender Not m WaIve�r. Extension of the timc for payment or modiCcatio�
<br /> of amottization of tho sums secured by this Security Insttument gunted by Lender to any successor in interest af Banower shalt
<br /> not operate w release the llabllity af the orioin�l A�rr�Wes or 9orrowu's successors in interes�Lend�r shall net�e requlred to
<br /> cornma�ce pmceedinge against any successor in interest or refuse to extend time for payment or otherwise modify amnrtizadon of
<br /> �he svma secured by this Securiry Ynstrument by reason of any demand made by the orifiinnl Bonower or Borrower's succrcmra
<br /> in intdres�My forbearnnce by Le�►de,a�in exercising any right or remedy shall not be a waiver of or preclude tDie cxerciso of any
<br /> ' rlghi or remedy.
<br /> ' 12.Succ�ore and Assfgns Sound;Joint und Several L�ability;Cp-aignere. 'IT�e covenants and agrcements of this
<br /> _ Socurlty Instniment shall bind and benefit the successors und assigns of Len�!.er and Sonower, subject w the provisions of
<br /> paragraph 17. Borrowu's coven�untx and agretments sht�ll be Joint and sevcral. Any Boaower who co-signs this Securiry
<br /> � Instiuument but daes not executo tha Note: (�ia co-signing this Security Instrument only W mortgage. grant ond convey that
<br /> a Borrowu's inFCrest�n the Propaty under thc ter+ns of this Security Instrument;(b)is not persanally obligatcd w pay the suma
<br /> �. socured by this Security Insmirt�ent;and(c)agrecs that Leader and any other Borrower may ngree to cxtend,modify,forbcar or
<br />� mako a�y eccommodadons with regard to tha tenns of thls Security Ynstrument or the Note without that Aoaower's cansent
<br /> 13.LoAn Cb�rge9. If the loan securul by this Security Inshument is subject W a law which sets mazimum loan chsurgeat,
<br /> and that law iv fu�ally lnterpreted so that the intere;;t or other loan charges collected or w be colleeted in connection wIth the loan
<br />� exceed d►e permiued ltmlts,lhsn:(a)eny such loan charge shsIl be rr,�lucod by the amou�it nocessary co reduce the chazgo W the
<br /> pamiued limit;and(b)ar►y snms already collected from Borrowa which excceded pumitt$d llmits witl be refunded W Borrower.
<br /> Lrnder may choose to mako this refund by roducing the principa� owed under the Motc or by making a dir�ct�paymenc ec►
<br /> Hacrawa. If a nfund n9aces principal, the reducdon wlll be tnated as a pardal prcpayment without any prcpayment charge
<br />- nnder�the Note.
<br />- 14.Noticcs. Any notice w Borrowor provided for in this 5eciuity Insnvment shall be given by dclivering it or by mailing it
<br />.',� by 6rst class mail unless eppllcablc law requires use of another method.The notir,ee shall be directcd to the Property Address or
<br /> any od�a ackl�ess Bomowu designaus by nodca W Lcnder.Any notica to Lcnder sheU be�Iven by�im�t class m�il tn L,cnder's
<br /> adlh.ess stated herci� or any othu address Lender designs�ifes by notice to Boinower.Any notice provided f'or in this Security
<br /> Insrr�mcnt shall ba deemod W have beca�given to Bomowu or Lender when given as pmvidcd in this paragraph.
<br /> ' 15.Covtxnfn�Law;Severabftity. This SecurIty Inshwnent shall be governed by federal luw and the law of thc
<br /> } juriscli.cdon in which the Praperty is located,xn the event that any provision or clauso of lhis Securi�y rnstrument or the Note
<br /> �, couflicts wIth appllcable law,svch contlict shall not affoct other pmvisions of this 5ecurity Instrument or the Nota which can be
<br /> � �ivex:etfxt without tho con£licting proviston.To thi.a end tho provisions of this Sexurity Instmment and tho Nota tire fleclared to
<br /> �; be sovetablo.
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<br /> �� Form 3028 B/O0
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