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<br /> s, ti�wrd o� p�y,perty L�uuaoce, Botrower chall kocp the impm��emena aow cxistiag or lureafter erocta! on thc
<br /> Property insurod �alast loss by fire. h�aMs iiul�uled within thc t�rm'extended coven4gc' uul u�y other hazards,iacludiag =
<br /> floods or floodin�, for whkh L�eculer roquicea iuwrance. This iasuruxc chail be a�intained in the anwuius�ul for tlu periods =
<br /> that L�s�der raquirrs.Tha inruraac�carriu provktin�the insuraace shnll be chuua by Borrower subjoct to Lender'o�pproval
<br /> whiah sbalt aot be unreasonably withhcld. ii Borrower fula co u�aiutala covet�e described above. Lendcr may, at L,endn's -
<br /> option.obtaia covera,�e to piateci Le+'�de.'�ri�hu in tL�.Pro�=.rty iu::.�ordaace w(th paragraph T-
<br /> All insuraisoe policies and renewals st�ll be acecptable to Lender xnd shall include a staiulard mort�ag�cl�use. l.�nd�r
<br /> sh�ll have tho ri�hht to hold the policies and rauwal9.If I.eader req4irea,Botrower shall promptly give co Lcr�der�ll rccel{us of -
<br /> pald Premi,ums aad r�uwal uoi;ces.In the event of loss.Borrowu cball aive prompt uotice to the insurance carrior and Lender.
<br /> i,eacla may noake prool ot[oss ii aot made prompiiy by Fsorrower.
<br /> Ualess l,c�xier aad Borrower otherwise s�gree in writing,inswaace proaeds si�all be applied to ratoration or repair of the
<br /> Property dams�ed,if the reswration or np�ir is economically featible and Lender's securiry is not lessutiod. If the reswradon or
<br /> nepair is not wonomically feacibls or Lender's socuriry would be lessened,the insurzace pr000eds s1sa11 be appliod to the sums
<br /> secur�cl by t�ls Security Insqum�at, wtuther or aot thea due, with any ezoesa pakl to Bormwer. If Borrowu al�usdoas the
<br /> Pn�:y, or do:,s aot ansa:.r uitDin 30 days a aotiee from Leader that tht insnrnna earrier has oifercd co cettle A cl�dm,ttaa _
<br /> L.eader u�y oollect the iasur�nce proceals. Lender may use the prooeais u► ce�►air or restore the Froperty or tn pay sums
<br /> secured by thi�Security Instn�a�►t.whedur or not tlua due.T6e 30�day period w iil begin whai thc nodce is givea.
<br /> Unless I.ender aad Borrower otheiwise s�groe in writin8, anY �PPlicuion oi procoais to principal sh�ll not ea�tead oc
<br /> postpone the due date of the monthly paymeats referced to in put�raphs 1 aad 2 or change the amount of ttu pa�ymeats. If wader
<br /> pusigrsph 21 tbe Propcaty is acquired by Leader, Borrowu's ri�t to aay insurance policiea aad proceeds resultto,� from
<br /> dumge to tbe Property prior to the acqnisitioa aball pus to I.ender W tue eatent of the sums secured by tD.is Sa�auity IasWmeat
<br /> imme�iately prior to the xquisition.
<br /> 6,Ocettp�ocy,A'eservation,Matatmaace Aad Protectba of tbe Y�+opertY3 Borrower's Loan Applicat3oo;I.tast�oid�•
<br /> Bormwu stsall occupy.atablisb,and use the Property as Borrowa's priacipal midexe within sury days aftu 4he e.�ecution of
<br /> thia Security lnstrumeat aad chall coatiau�w occupy the Property u Borrowor's principal resida�for ai leact one yeu aRer
<br /> the dau of oxup�ocy,ualess l.eader otbecw9se a�rees in writing,which caue�s,�ll not be unreason�bIy witbhetd,or unlaa
<br /> eumwtir� clr�umstaaca exist wi�ich are bryoad 8orrowu's ooattof. Borrov,�er shall aot dats+ny, damn�e or imp�ir the
<br /> Pcoperty. allow the Property w daeriorate, or coiamii wute oa the Propeity.Bonower shall be in default if�ny forfeiwre
<br /> acxion or procoodin�.wbaher civil or crimin�l,is begun t�t in I.en�ter's good faith judgmeat coWd result in forfeihu�e of tbe
<br /> Property or othetwise materiallY impair We lien croated by this Secunity Insuuraeat or leader's securiry interest.Botrowa may
<br /> cure such a default aad niaswte.u pmvided ia pacar�18,by causing the actiou or pr�oceediag w be dismissed wlth a tuting
<br /> that, in Le�der'�good faith detamiaaaon. Precludcs forfeiture of tbe Borto�er's lnurat ia tLe Propaty ar ocl�er m�tuW
<br /> impairmeat of tbe liea cnated by thia Saauity Insuument or Leader'a secnrity inurest. Borrowa sbalt a�so be in defiult if
<br /> Borrowa.�uri�ng tho lwn applica�don prooes�,8ave msterially f�lse or in�cauate informatioe or■�,•�,*",r•to I�eader(ar fiiiled
<br /> , �Y w,v����a►��nuKisl inFne�natwx�l ie onnneciicx�with the lo�n evideaoed b�tbe NO�C.iGCI11di0�R.b11L 00�li�Led . _
<br /> to,reprqeatuioas�oo�caja8 Borrower's occupuicy of�he Propecty�a prt�ry�+Z rrsid�acc.if this Ser.us.'b 1-�,•,*-�•.•is oa a
<br /> kasehoW, Borrower sh�ll comply with all the provisioas of the lease. If Foa+ower acquires fee titie t,�cbe Property� the
<br /> ` lea�w;d aad the fx title sbaU not merge unIesa I.ead�r agrew w the merga ia��Titing.
<br /> 7.Pratxtion of I.mder's 1�6ts in We Propaty.lf Borroww fsils tu paform the w�e�aats aad agreemeats contaiaod in
<br /> this Securiry Iasuuma�t,or there is a leYal D��B��Y�F affxt l�eader's righis ia ttse Propaty(sucb as a
<br /> pcooeeding in bankiupccy, probate.for c�ondemnstion or forfeiture or to eufarce Oawa or regu]atiw�s),tl�l�eader msy do aad
<br /> ; pay for wh�teva i�noassary to protoct the value of tbe Propaty �ad L�eadez's rights in the Property. Ixnder'� aaion�may
<br /> iaclvde paying my sumt saa�red by a lim which hat prlorit�r ova thia Secusiry Insttumeat, apparimg ia ooiut. WY�S
<br /> niwo�bie�ttornrys'foa and wtering on tLe Property to m�lce aep�in,rllthouYh I.ender ma�take actloa nnder this panagrrq�h
<br /> 7.I.eodrr does not have w do so.
<br /> . My �mounts disbursed by Leader under tlu�panigrapb ? s�all becomo additioaal debt of Bora+mamr kcuned by thi�
<br /> Security�mtat.Un�as Borrower aad Leader a�ree to other ter�na of p�ymeat,these amountc sh�ll be�r interat fmm tLe
<br /> d�te of disbuisemeat at the Note ntc and ahall i�e payabk. with interest,u�on aotioe from I.ender to Bomowa requating
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<br /> 8.Mortta;e Imuruna.If I�mcfer required mortgaye insurwce as a condirion of m�icin�tl�e lwn sec�red by this Saa�rlty
<br /> In�t�ummt.Borrowa sball pay tbe pt+emiums t�quirod to T911�f9/ff the moct�ge insuraaoe ia effec�. If, fot my rea�ou. tLe
<br /> mort�e ivsuranoe co�erage nquirod by L,eadrr lapses or cease�to be ia tf�ea.Borrowu sha11 pay tiu gtemiums rc4uireG to
<br /> obt�a oove�e wbstantially oquivalmt w tl�e maitgage insuraaa previo�:sty �effax, at a coat aubst�atially equiv�leut w the
<br /> , co�t W SottoWe�Of ihe IDortgage in�+�nnrr previousiy in effxe. from aa�Itemate mortgaYe insurer�ppmved by I.eadar. If
<br /> subst�ty equivalmt murtg�ge insuraace coverage is not ava�➢�Esie,Borrower cl�ll pay to Ereader exh month a suat equal to
<br /> - oae-twelft's of the yesr�y mortg�ge iawr�aoe premi�m bein8 Paid bY Borrower v�hm tl�e inuuance coverage l�psed or ceaed to
<br /> � be ia effxt.l.eader wiit�oocvt,use aad retain thes�pzyments as a loss raex�e ia lieu of mostgage i++�mrmcs. I.ou raerve
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