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<br /> TOGETHFR WITH all thc(mprovomonts naw or hercafter erected an the propcny, and all e�sem�te,appurtenaacc9,aad
<br /> Gztures now or hereaRcr u �azt af tht proper�Y. All rcplacemcni9 and additians stull also be covcral by thl.Q Sa.urijy _
<br /> Insttument, All of tAc focegoiUg is rcfcrred to ia this Security Instrunxnt as the'Properiy•" _
<br /> BORRCIWER COVENAN'i'S tbst Boreower i:lawiLlly selsod of the est�te Atrtby coa�oyed aad has t!u ri�ht to�rtat ufd _
<br /> convey the Property +�nd tAat the Propetty is uaencumbe.'ed. exccpt for encwnbrssua of record. Borrowtt warr�nts�od will
<br /> ckfea�gc�rally tite titic to the P�'��.sty:,��inst all cl�iau aad �^ ,subject ta�ny cncwnhrar�ces of record. _
<br /> 'THIS SECURITY INSTRUMfiNT wmbine�unlform covea�ats for natiwwl usc ac�d non-w�lform covenaats witb limitod
<br /> variuioas by Jurisdiction to cocutltute a uniforcn socurity instrument wverin�real propeny.
<br /> UNIFORM COVfiNAN'fS.Borrowcr and l�ender covwaat uu1�yroe as foilows:
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<br /> 1. P�ym�t i�f Prl�.lpo! aud Interest; PreP�Ymeat �ao�e a.aiuYw. au��uwu auw�p�.,uy,�� rw �-- �'-"
<br /> priocipal of ansf interai on the dtM evideaced by ttte Note usd aaY Prep�►Ya�eut a�ui lase c.harga dne undes the Nou.
<br /> 2.F'unds tor Taxns�c1 lnuiraner. Stibjoct to Kpplicable l�w or to a wrttten w�iver by l�ead�r. Borrower shall pay to
<br /> Lender oa the day monttily�•menta ue due uadcr ttu Nota,until tbe Nou is paW ia full,a sum('Funds')for. (a)yauiy exues
<br /> aad assessments whicb msy attain priority ovr.r this Socwiry Instrumeat as a liea ou tlu I'roperty;@)Yesu'ly teasdwid p�ywwts
<br /> oe Qraund r�.r►t�oz►ttu:t'rap:.:ry.if:.ay: (c)yeuly htzard or pm;�erty intutance nremiwns;(dl yearly flood iasuraace PremiurtL,
<br /> if��yr; l�)Y�tiY �rtgage iusurusce premivass. if aay:aad (fl�Y �WY�Ie by Bonower to l.eadc�. in scwrdance with
<br /> tLe provisioas of paragripL 8,ia liw of the payment of mortgage inswwce presainms.71kse items are cilled'Escrow Itemg.'
<br /> I.eader may, at any tlme. colloct ar�d hold Fuada in au �ount not to aceod ttu muimum a�wunt a leader for a faleraUy
<br /> reluad mortg�ge twia may require for Borrower's acrow iccotuu uader the foderal Real Fstate Settlemeat Peowdurea Act of
<br /> 1974 as ameaded fram time to time, 12 U.S.C. Soction 2601 er seq.('RFSPA').unless aaotLer law that applies to the Fuads
<br /> sets a lesser�mount. If so. l.eader may. at say time, collect wd twld Fuads in �a amouat not to exceed the laar amouat.
<br /> I.eader may estimate the anwuat of Fuads due oa ihe basis of curreat data aad reasenable estimu�s of ex�eoclitures of future
<br /> Fucmw Itemq or othezwise iu accordaace with applicable law. _
<br /> 'Ilu Funds �hall be mrld in �a iauitution whose deposits are insw+ed by a federal �geacY, iactrumeatality. or eariry -
<br /> (including I,eader,if Landcr is such aa iastitution)or in wy Federal Home Low Baalc.L.eader stull sPWYthe escm�w aocount tvr
<br /> Escrow Iteais.I�eader may aot charge Borrower for holding wd applyia�the F�nds,aannuallY�Y�B
<br /> verlf�►iag tht�E.wycw Itea�s.ualas l�ender pays Borrower intuesi on the Fuads aad�pplicable law permits L�ader to maYe sueh
<br /> a r�atgc.Ha�ax�Yr.laader may requirE Borrower to pay a one-time charge for w ind�peadmt reil aate tu�servia
<br /> ust� by I„c�dar in eomecc5on with this loaa, ualess applicable law providcs otberwise. Udesa w agretm�cat is made or
<br /> applicable lA�►ts�uira inwcest to be paid,l�eader shall not be requim�to pay Borrower�ay intercst or eamia,�s on the Fuads.
<br /> Bortower�ad L,ear]er waY agra in wridnS,bowcva,tbat inta�est s1s�9E be p�id oa tAe Fuads. Ie�er shall give to Bomo�ver,
<br /> v�rithout chuge, an�aaual a000uatin8 of the Fiwds. sbowing crodits usd debiu to the Fuads aad tbe purpo�e for which each
<br /> ckbit W tlze Funds was�dt.'Itte Fuads u�e plodged as additiotal socurity for all sums socured by thi�Sawity Insuumeat•
<br /> If tbe r'uads held by l�cler exceed the amouats permitted W be held by apgIicable law.I.eadcr shall acoouat w 8osrower
<br /> �^..z s��..-�. , •ia=^!�,nt�r w�rh the neqnire�ent:of aa�licabie law.If tbe�snouut of the Fuads heW by L�eader st any
<br /> time is not wffi�iwt to pay the Escrow Itera�wheu dut.Ixud�ma}co notifY Borr�wer in wri*.ing,��od,in wch ca�e Borrowrr
<br /> at�ll pry co Ltadu the aawunt nocessa�Y to mske up ttLe deficimcY.Borrowa s�ll maka up the deficiexy ia no more tbm
<br /> �PCIVC IDOAtI1�Y P�Y��,at L�CLdEt'S EOIC diSC10110A.
<br /> UP�P�Ymeat in full of all suma socurod by this Socuriry Ins � ^t, I.�ader chall pmmptly nfuad to Bomower aay
<br /> Fuada held hy I�eader.If,uader par�gnpb 21.L,cacler sh�11 xquire or sell tlu Propaty,I.ender.Prior w tbe acquisition or s�le
<br /> of t�e Pro�y.shall aPPly aay Fuads held by I�eader at t�time o:�cquisirioa or aale as a credit a�ainst the swn=sacural by
<br /> this Socurity Iatuumeat.
<br /> 3.Application ot P�ymmts.Unless appltcable l�w provWes oth�rwise,a11 payments raxival by I.eader uadet P�ra�a�►h�
<br /> II aad 2 sh�ll be applied:fust,to aaY P�Y��6��uader the Note;zeooad, to amouats piy►able uader pat�raph 2;
<br /> t'�ird,to intersst due.four�,to PrlaciP�1 due:wd lau,co aay late cDv�es due umder the Notc.
<br /> 4.C6�r�es;Lia�.Borrow�er sball pay all tua,assasments,d:ar8es�fines�nd i�npositions aaributable to tbe Pmpaty
<br /> which may sttain priority ova this Savriry Inummeat, and lasehdr�paymwts ur gro�ad rents. if any. Borrower s�all WY
<br /> tlxse obti�ulonc in the asaaner pmv}ded in poragraph 2,or if not paid in th�t m�uu�er,Borrower shall pay tLem oa time direWy
<br /> to the pasoa owed psymeat.Borrower sh�ll prom�tly furoish to l.end�s all notias of amouats to be paid vnder this p�ta�'apb.
<br /> If Sorrowa m�lces these payments direWy.Bortower shall pmm�tly furnish w l.�ader reaipta evi�eacing the paymeau.
<br /> Borro�xer sl�all promptlY diulssr��aay liea whic]�hat priority over this Security�trumeat ualeas Borrower:(a)�ees ia
<br /> writin�to t�paymeat vf t3�e obligatiom s�cured by tlu liea in a m�saer accePtable to I.eader:(b)vontesu in good faitb the tim
<br /> by, or defeads against �forcemeat of tlse liea in. legal pmcadit►�s whicb ia the 1�''s aPiaioa operau to Pnv� �
<br /> enforament of the liea: oz tc)secures from tlu holda of the liea aa agreemeat satisfactory to L�eader subordiauin8 tLe liea to
<br /> tLi�Securiry Instnimeat.if I.eader determines that any put of the Ptaperty is sub}ax to a lian which may�itaia prioriry over
<br /> t�i�Secusiry Iasuummt,Leockr m�y Sive Borrower a notiee ideatifying the liea.Borc�owet sball s�ticfy the Iiea or t�Ye ou or
<br /> mcre of t�a�tioas set forth above witLla 10 days of the giving of notice.
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