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<br />  "   			I    	applicable luw may c�x+cify for reinstatement)before sale of thc Propeny pursuant to any power of sale cantaineA In this
<br />   -  			'    	Sccurity Insuument;or(b)entry of a judgment enforcing this Secu�fty Inatrument. Thoce conditiona Aro that Borrower. (a)
<br />   					paya Lender all sums which tl�en would be due under this Security Instrumcnt and the Note as if no acceleratlon had
<br />    		'''" .�,.  I    	occurred;(b)cures ony defAUlt of eny other covenents or ugreemente;(c)pays all expenses incwred in enforcing this Secu�iry
<br />    		� �� ;    �    	Instrument,including.but not limited to, reasonable attomeys'fees: nnd (d) u►kes such action us Lender mny rcasonably
<br /> .  		� ":`  		requim to assurc Ihat the lien of this Security 1naUumcnt.l.cnder's dghts in the 1'raperty and Burtower�obligetion ro pay the
<br />    .,  		s.����.. :    	sums secured by Utis Security Inatrument shall continue unchunged.  Upon reinstatement by Borcower, thix Secu�ity
<br />  .'�: 			I    	fnstrument and the obligations securcd hercby shall remnin fully effective aA if no acceleration had accurred. However,this    	c
<br />   -      		i    	ri�ht lo reinstete shall not apply in the case of ucceleration under pw�agraph I?.
<br /> 						19. Sak ot Notei Change of Loan Servker. The Notc or a partial interest in U�c Note(togc�her wlth this Sccur�ty
<br />    			__�    	lnsuvment)may be sold one ar morc times without priar notice to Borrower. A sale may result in u chpnge M the entiry
<br />		----     i    	(known as the'Lopn Servfcer")that collects manthly payments due under the Note and this Security Instrument. There air,o
<br />   ___ �T��      		may be one or more ch�nges af the L,oan Servlcer unrelated to u snle of�he Note. If there is a chenge of the Loan Servicer,    	_
<br />    		*`_  		Borrower wlll be given wrinen notice of the change in accordance with paragraph 14 above und applica6le law. The notice    	�
<br /> 	��"-���`�-.`��'! 		will stete the name und address of the new Laan Servicer nnd the addresa to which payments should be made. The notice wi4      	-
<br />	-�� .���:. .		also contain eny other lnformation required by appNcabls law.
<br /> 	�xa`      			20. H�rdous Substances. Borrower shull not cause or pemiit the presence,use,disposal,storage,or release of any
<br /> 	�^z�t:r�;,.';;, .�'		Hau+rdoua Substnnces on or in the Pmperty. Borrower shall nol do, nar ullow anyone clsc to do,anything affecting the
<br /> 	��     			Propeny that is in vlola�lon of any Environmental Law. The preceding two sentences shall not upply io the pre.eence, use.or
<br />    		� -   -     	storage on the Proporty of small qus�mities of Huzardous Substances�hat are generally recognized to be appropriate to normal
<br />   -- �a,�Y, •     � 		residentiel uses und to maintenance of the Property.
<br />     	��   .   			Borrower shall prompdy give Lender written notice of any investigati�n,cluim,demand,lawsuit or other ac►ion By any
<br /> 	'��"�       	governmentul or regulatory agency or private purty involving�he Property und any Hazurdous Subs�ance or Environmental      	,+..
<br /> 	F�'  :cp;.   �•,��Yt   '    	Law of which Borrower has uctual knowledgc.  If Barrawer Icarns, or is notifed by any govemmental or regulatory    	�='�
<br />'�`�,     �   � 			uuthority,thnt uny rernoval or other remediatian of any Hazardous Substunce uffecting the Property is necessary,Borrower
<br />	' �••� �    			shell  rom U  Iuke all neces    rernedial actions in uccordance with Environmentul Law.       					°=�
<br />  ___�?�'� �.�4 "��°      		As used in this paragrnp'�20,"Hazardous Substunces"ure those substances deiined as toxic or hezanious subslances by
<br /> -  		�      		Enviranmental I.Aw un d t he fo l law ing su bstunces: guso line, keroserte.o t her i lummu b le or tox i c p e v o l e u m p r o d u c ts,t o x i c    	�-`�_
<br />   --� �'-  "'i���       		pesticides nnd herbicides, vulutile solvents, mnterinls contAining usbesros or f'ortnuldehyde,and radioactive materials,  As    	�--•
<br /> 	�   	•    -		used ln this parAgraph 20,"Environmentul I.aw"means feder�l lowa and luws of thc jurisdictian wherc the Propeny is Iceated    	�=
<br />   _    ' "'"� ^" `•"`'		that relate to heahh,safery or environmcntul protcction.
<br />  _	'�.'�.'u r�'"`�''`';'•" �  		NON-UNIFORM COVBNANTS. Barrower und Lendcr further covenant s+nd agrce us follows:
<br />  --= 	,   .    �    		Zl. Acceleratlon;Remedles. Lender shall give notice to Borrower prlor to acceleratio�following 8orrower's    	--
<br />    _ .,,�;,,�;,_,LL,:,;; ,;;�-       	breach of uny covenapt or pgreernent in this Security Instrument Ibut not prior to acceleratlon under parag�s�ph 17    	—
<br />,_,_�  -�--: ----:. -      	uniess appiicabie iaw prnvides oihenvi,r). i'he nuiicr aimii s�ciiy: iw1 ihe dPf�ait:ib1 ihe arttan requtred io cure ihe    	—
<br /> -::� . ,.   ,::_r�,  • • r       	defAUlt;(cl A dAte,nd less than 30 days from Ihe ds�te the notice is given to Borrower,by which the defaulf must 6e    	_
<br />  --      �       „    		cured;and Id)Ihat fallure to cure the defuult on or beiare the date apeciiied in the notice may result in accelerution of
<br /> -'�       	ry.  -    		the sums secured by lhis Securlty Inslrument and Rule uf the Property. The nolice shall further inform Borrower of
<br />      	�     			the right to reinstale wfter acceler�tion and the riRht to bring a courl action to assert the non-exlstence of a dePault or
<br />- .       �',��.'��`;.  			any other defense of Borrower to acceleralion and sale. If the default is nut cured on ur before the date specified in
<br /> _-	:.`�,���•	"		the notice,Lender pt Its option may require immediute payment in full of ull sums secured by this Securlty lnstrument
<br />  _	",,�.�  ,-     , . 		wfthout i'urther demand �nd may invuke Ihe power ni' sAle and any other remedies permitted by applicable law    	�-��
<br />	�  .� ,. ..  .     ;.,,�,       	I.ender shall be entitled to collect ull expenses incurred in pursuing the remediec provided in fhis parAgruph 2l.    	---
<br /> _ 	s.:.,..._,..,  .  ,y;�,,,,      	including,but not limlted to,reasonable aparneya'iees and costs uf tille evidence.   						---
<br />     		{�.:'"     		IP the power of'sale is invoked. 'I�ustee shs�ll record a nutice u�defaull in each county in which any part oP tlie    	�*
<br />-�_	,'�l s��    • 		Properly Is located wnd shpll mail copies oPwch notice in the manner prescribed by applicable IAw to Borrower and to    	--�
<br /> _	�,, � ..„      		the olher personc prescribed by applicable law AfYer the lime reyuired by Applicable law.'I�ustee shall give publlc    	R.
<br /> -  	•  ••	� 		notice of sale to the persons and in the manner presrribed by applicuble law. 7Yu4tee.wilhout demand an Borrower.
<br />-ti.       ��  �   	•       	shall sell the Property at public auctiun to the hiRhest bidder a!the lime and place and under the terms design�ted in     	�"=
<br /> :'=,      +��     ;;�,		the notice of sale in one ur more parcels and In any order'Itustee dclermines. 7lrustee may postpone sale of all or any     	_
<br /> _ �     		.�		parcel of the Property by public announcement At the time and pluce of�ny previously schrduled s�le. Lender ar its		-
<br /> �--- 	���.::i;   			desfgnee mey purchasc the Property at any sale.      										��
<br />  -	•� ';�i�   . . ''       		Upon receipt of payment of the prire bid.'IYustce shall deli�•er tu the purcheser 7lrustee's deed conveying the    	�=
<br />-_   	.      			Property. The recltab in the 7lrusfee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />		�..  			7Yustee ehAll slpply tiie proceeds of the s�le in tl�e i'ollowing urde�: la►to pll cosls and expenses otexercisln$Itie power    	�
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