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. _r...,..,._...- . ,:;. :. ,: <br /> ,� . <br /> . � �w+r� <br /> . ._.�.:..:._.�,�--- - <br /> . _. <br /> ...— .__T---.�_.�_ .___._ .. ._ <br /> ... , <br /> _ . __ <br /> .�„ y}y{1j�, .,.,,,-.... . -- — - -- <br /> , .`..:.ax'-�Y', <br /> � .: �- __i�. ......_.a.:.���.�'___--_-_ <br /> '� ��t"��j(�:yil��[._,_....�- .. <br /> '' c ¢'u:;Q:i rh;ill hc li:�l�l iu un im.tiu�dnn �v{iosc dc�i��sits nrr, insurcd i�y a fu��ral agciic)9 i�strur�nta u•� ci•cittity 44LL <br /> th. <br /> (ir:ctu6`:ris L.eitdr.r,if l.ei�Jce is st►el�un insiitudon)ov in;uiy �'e:tiera! liimirs t.��ao t!aitl:. I.cn�lcr sli;dl�.ipply tli;:➢�uu���u p:�y t{�o <br /> fi.�e�"'ll IG:I11R. Lrn�1er`�Y'ul�lcti��L,cndcr��uysrl�nrr��wer�l�terc.st o1i'tltc fii d�m�dSUp��li ablc 1 wlpern ithl.encles t(�nu+ke}�uch _ <br /> verifyin�tiw:Euruw It . <br /> Q cl�nr�c. �'���r in cor�i�ecti�mYwiUi�Utii�luun unlessaapplicablenluw pr��ide:�othc�wise.e�Unless un a�reenxntri.w ni�1flC'Ut <br /> u�.h.� (. , uircd ta Horrnwrr any iiitercst ur eamiags 4n the Furxis. <br /> ap�rai,;»h�}�:la*s reyuires intcrest to tw pniA,I..cixlcr:,i�sll�t L•s;,rtq P�9 <br /> Ho�rpwcr anci I.�ri+�:e�i��y uKi�.= In r�riting. 1to���cvr�, �hAt int�rest si�all lxe pai�!on thc l�unds. l.ender shall givc to Borrowe+r. <br /> wir.hrwt chnrge, un Annual ucc��untln� of�I�o Fundx, showing cralits atxl debits to the EurN3s a�xl f{�e Pu►�%a:w fa;�:Y:ich c::ch <br /> . ��yr[f Ij�Fu�xls Ixld by I.crxicr xr.e,ed ihc um�i n�t.s�rxrmittecl m be hcld by applicable Iaw�Lender sh 11 account o Borcowcr <br /> far.thr,exees9 Funds in uccorrie�acc wiUi tl�e rcquirenxnts nf applicabte law. IF the anwunt oF the Funds hel�l by L,encier at uny <br /> tirtih is not sut�cient to pny tha f�scm�v ilems when due,t.ender may u►nntifY Bonower in writing,and, in such case Borrower <br /> sitnlE pny co Lencler the amount nr.cessa�ry to make up ihe deCciency. Dorrower shall make up the deftciency in �w tnore tlsan <br /> twcivc nr+ontidy�s+yn�ents,at(.c�tdcr'n solc discretirn�. <br /> U�on �+aymcut in full of all surne�cured by this Security lnstn�ment. Ler.dcr shall pro�iiptly rcfund ro Borrowcr nny <br /> Funcls h�cld by Lcnder.if,under pnrn�rnpli 21.Lcndcr sh�ll acquire or self.the Property.l.ender,pnar to the acquisition ar sal� <br /> of the F�nnerty� shall apJ►ly any runcle I�eld by[.ender at the time of acq�tisiti�n or sat�ps a cralit against ehe sums secured by <br /> thcs Security Instrumcot. <br /> ;,AppLicadan oP PAymeuts�Unless upplicable luw provides otherwise,nll payments received by Lender under paragraphs <br /> I and 2 stwll bc applied:first, ta enY prcpaYment charges due undcr►he 1�Iote:swond,to amounts�ayable undar paragraph 2: <br /> th�r�d,to interest due;fourih,to pr�nr.ipwl due;a��d Inst,to anY�ate char�es aue und�r►hC Note. <br /> 4,���;j,�s.$ortuwGi�c�ttn�l�;ny al! tsxes,ass"ssm?nts,el�ar�ze�,fines and impositions attrii�atablc to the PropeRy — <br /> wl�ech mny atta�n priority ovcr tl�iA Seciu'ity[nstrument, and leaseho[d prxymcnts or gmund rents, if any. B�rrowa� Shafi F�Y <br /> tltcse obligations in the mannor pn►vidod in parngraph 2,or if not paid in tltiat manner.BorronEr shall pay d�em on ti p d�� <br /> tv the person owed paynxnt.Borm�ver shell��r�wer s`hall pmmptly fu mi�t►otI�nder recc'ipts evid��CpaY�nts. <br /> [f Borrower malces these paymente ditcctly, <br /> Burrower sh�l pmmptly diecharQo eny lien which ha.�prionty over citis Security Insuurnent u�dess��'°W�r:(a)agroes in <br /> wriang ta the puyment of the obligutjan Fecucal by the lien in o manner ar�e[xab�e to Lender;(b)cont�ts in good faith the tien <br /> by, or defends against enforcement of thc lien in, lega� proca�dings wl�ich in the Lender's opinion aperate to pnvent the <br /> enfoc+cement of the lien;or(c) s�.r:ur+es from the I�otdcr of the lien an agreement��t!�a�o a 1 en whichsmayattain�nPr�o i�Y��� <br /> thio Sexurity Instrument. If Lendbr dctermincs�.hat any part of�he Propent� J <br />� thas Se�:udty[nsaument, L.cndr.r mny givc Borrou�er a nonce identifyin8 ti'ie 9i�:d• Borrowcr shall satisfy thc lien or wke one or <br /> m�ore of the actioas sei fotth abcwo�vlqiin lU days of the giving of notice. <br /> 8. lLz�rd or Properly In��rAnce. Borrower shall keep,���rm�'"extendedt coverage"�arid any othe hezacds, including . <br /> property insured againu ioss by u�n.i�a��s inslu�! ..ith4n.h? .. <br /> floods or ticwding,for which Lender��equires insurance.'t'his insurance;�lsall be maintained�m,che amoums ana ior iiF pc��� <br /> ' ttuit L.rnder roqulres. 'll�o insuntncc cnrricr providing ihe iiuurence sha�' be rho�n by&►nower subjcct to Lendcr's ap�mval <br /> whic�h shall not be unreasot�ebly wiQdteld. If 6oj•rawtr fails to maintnicx aaua:age d�ri� �Ve� �!'��r�y at Lender's _- <br /> �n accot�danc�e•+�ith paraBraph�• . : <br /> ope9on,obtain coverage to protcct•lLCUdePs rigi�ts en�ttte PropenY � ' <br /> AU insurance po�icies w�d�renewnln sheli ba ac�cePtable to Lender�ud�tudi include a stnndard mii:i�s�gc clause• L.uder <br /> shu►i,tyx��e the right to hold Q�cpnlicies w�d rcnewals.If Lendcr requires.Burn�u�r shall promptlY B�vs so�r all nxcipts of <br /> p�id pr+erruums and rcrxwal notipes. L�d�e event of loss,Borcower sUal��give proa�(x noace to t}►s�nsura�e s�+��Z'�r• <br /> , ' Lender,may malce proof of loss iL nnt madc promptly by Bc►rrowcr. ' ,o,�:�il be lied to racoratio+t�r�r�of the <br /> , Uniess LcMkr a�xl Hc►rrower ot herwise agree i n w n t�n g,i nsu�anct I Pn1�ti aP,P ' <br /> . property damaged,if tlx:��estoi�aUnn or repalr is econo►►ilenlly feasibie arid ixe�Eiec's.socurity�s not!�1�I�li�to� the sums �•:;�� ';," <br /> � repair i�not oconomically feasittlu�c.4eader's security would be lcssc�d.the ins�rat►ce Q��� <br /> ':�';,.; yecured by this Socuriry Ii�tnimt�m;wtx.'tlur or not then due, with ar.�y excess paid to•��w�r. If Borrower aba+x�cH►s the . <br /> ','�'. p��er�Y,or does�wcanswer within�0 cisys a notia from Lencier th+���insurarwe c�r►.`•i�r•1Ms offered to settor to� a��� <br /> ' • C�q�drr may oollect thc insur.u�ce pmcecds. I.c.nder may use the p►�rc:eeds to repair or te'stone the PropertY � Y; <br /> w�ll begin wixn the nocice ia givrn. <br /> � secured by U►is Socurily Instntmi:nt, whedicr or x►ot ihrn dua The 3adbY pet'i!od, ��i �} �1 not oxtend or <br /> ►ca,c� of � P �'� �s. If • <br /> Unless [.ender and Bornower othcrwise ag�e in wri t ui g. �►Y �� �.�nd 2 or�e tt�,�e amouilt of the P�Y . <br /> postponc the due dau of the montbly payments refemod to in�srragr.�phs' �S�►ti from ;� . <br /> under p�regr�ph 21 the Prn{Krty,is acqu�red by I.ender,Borr�u�ci s nght to any ir►wrxnce PQiicles And p n8 <br /> �nm�e�o th�propercy prior to tUc acquiauion shall ps�s.a to Lender e�tfu exteni of the sums securod by this SocuriCy[nstrument <br /> . 1����pttieerr�atlon�nMalntew�ncc�nd PmtecHon ot I�e Pr+iryRe�7:,ii�xrowdr's Lo�n Appi6catlo���• . '�; ' <br /> P�xrower sl�all occupy,esta�lis}i,�u�d use the Prope,rty as Borrower�p+tiBumowtr s�pri 'i�pel resn sidence for at�least one yar�fte� '�� � <br /> thie Savri,ty Instrument anJ sbnlb continuc to occupy che P�'n�n5' <br /> the�zte of c�ccupancY,unless L,endei�otherwise agrees in v:nnas,v+hich cat�sent shall not.be umrasonably withheld,or unlesa �" <br /> �xtenuatinB cir�curnstances exis4 wlticl� ate bcyond Borcowcr s cm�:rt:rtml. Borraw��AC�r�1�in�defa�ul�t it any fo�e t n <br /> pa►peny. altow the Prcmerty tn dcteriorate, or conunit waste oa tC�e Pro►K[tY• <br /> acuon or proceeding,whether cfvil or crinunal, is begun that in i.cnder x g��od faith judgmate oo�dd r�t►���n forfeiture of the <br /> PropcRy or othcrwise matcricdly impair tln lien create@ by this 5eciuiry 1n.�4ru►nenc o�1�ende�S sa�'ty interest•Bartower m�Y <br /> cura such a defwlt and tcinst[�lc,as providal in para�'aph 18,by csusing thc action or proco�t�ing to b�di�i �r �tcn�',agl <br /> thut, in i�►der's gaxl faith detennination, procludes forfeiture af the Borrower's interest in the Prope Y <br /> impuinr�eot of the lien crcateci by U►is Sccurity Instnrmen�or F.�.•+idePs securiry interest. Bom►wer shall•also bc ia defuult if <br /> �rrawer.daring the loan npplicatiei�p*ocess,gave materialty fal:�e or inaccur�te infortnation or statements to Lencler(or failed <br /> t4 provide Lcnder with:+ny mutcrinl inf'ormation)in connection with the loa��s evidencod by t!x Note.including,but t►ot limitod <br /> to,rcpresentations concerninb Nbrnower's occupancy of the Prop�:�ty as a P�i'nc�Aal residetx+e.If this Stcurity Instrument is on a <br /> lcaschold. Borrower shall compl�. with �II d�e provisions of cPie lcasc. If Borrowcr acquires fae title to the !'ropert��, tho <br /> lea�ld and thc fx title stt�lf►m1r merge unlcss Lender ag����f�8 o perfocm�che co�ena��s and aKroem�s°°^ta'►�d'° <br /> 7.Prottctiod of�pder'H l�hts in the Pro{�e.ity <br /> this Socurity lnstniment. or tLe��:te u legal�roceoding ttwt nuxy significmdy af�'xt Lcnder's rights in the I'roperty(such a4 a <br /> ,,,Y,c�i;ng�in iaanWtimtcy,Is�nbute, for condettmation or focfcie�irc or�o rn�orce la�w�or�reg}le���"��s actlons m�y <br /> j.+ay fnr whatever is riecess:i�y.tu pmtect ttte vaiur oi ma c�a�iy�R.��� °••a-�° - -= <br /> iEx:lude p�nying a��y sums sc�ctu�ed Uy a licn which Iws pnunty over this Securiry Instrum�ent,�a�aring in court. paying <br /> r�u:;�ik►bte ettomeys'foes su�J entcring on thc Propeny tu n�atce rc�,zirs•Although Lemler may takc actian undcr this paragrapl► <br /> � 7,C�:r docs not havc to do scr� <br /> ' Any unounts disbuc:axl Uy Lender u►xier this par.�grsah 7 sha�� bec�►ne additional debt of Borrower secucal by this <br /> ' Security I��trunxat.ilntcsa 13on��ver aud [.ender agree to other tem►s of WY���nolicc�fromu[.endcr�t Borronwersroquest.i g. <br /> dnn: of disburs�ment at the t�ut� wate aixl shall fx: p�yuble, with intcrest, upo <br /> ' �YI'j►1k:12I. <br /> g,hSortg�qe Insura�u�e.If l..ender rec�uired nwrtgage insuruue a.�a condi�ion uF inaking�t�e loan secured by tNis Secunty <br /> ia�stvu�tx:►tt, Borruwer shall puy the ��rcmiums requiiti�i tu m:iintAin che mongage insum.*�ce ia effect. If, for any mason. the <br /> - ��yiZg�eg¢insurancc rnvctage rcyuircci by Lc►xlcr Inp.scs or ccascs to bc in cffect.�orroK•cr shall p�y the pc�miums required to <br /> c{tu�t�e cuverage substantiully��yuivulent t�the mortguge imurance prcywUS�Y �r+cffcxt,ut a cost substantially equivalent to ehe <br /> ' ccc;c to Horruwcr of the mongngc insurunce proviously {n cifcrt. trom an altemate moctg�8c insurcr approv�d by Lender. If <br /> Form 3028 9190 <br /> vqu 2 0+� <br />