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2011U4444 9. Prutection nf Lender's Interest in thc Property arul Rights Undcr this Sccurity Tntitrument. If (a) Borrower tails tr� perfi�rrn th� covcnants and agrcemcnts contained in this Security lnstrumenl, (b) therc is a legal proceeding that might si�ttificantly affect Letzder's intere�t in the Property and/or righl5 undtr this 5ecurity In�tniment (such as a proceeding in hunkruptcy, probuie, Ior condemnut.ian nr fprFeiturc, for enforecrnent nf a)icn which may attain prinrity ovcr this Security Instnunenl or to enfi�rce laws or re�ulations), or (c) I3nrrowcr has abandoned the Property, then Lender may do and pay 1'or whatever is rcasnnable or appropriate to protecl Lender's interesi in Ihe Property and righls under tk�is Security Instnunent, including protecting and/or assessing the value oF lhe Properly, and securing and/nr repairing lhe Property. Lender's action� can inclucle, but are not liinited to: (a) paying any surnG �eeured by a lien which has priorily over ihis SecuCily Ilatitruincnt; (h) aJ,pearing in court; and (c) paying reasonable attorncyti' fceti tp protcct itti intcrctit in the Property and/or rights undcr this Sccurity InsLrument, including itti secured positior� in a bankniptcy proceeding. Securin� the Property includes, but i� no1. lrmite�l to, entering the Property to make repairs, change locks, repluce or board up doors and windows, �lrain water Froin pipes, eliininate building ot olher code violations or dungetous conditic�ns, and havc utilities turned on nr off_ Although Lender may take action under this Section 9, Lender does not huve to do en and is not uncier any duty or ohligatiun tn dp so. It iti agrccd tkiat L�n�ler incurs no liability fi�r not taking any or all actionti aulhorized undet 1hi5 Seclion 9. Any amounts disbursed by Lender under this Section � shall become addifionul debt of Barrower secured by lhis Securily Insl.tument. These amnunt.� shull beat intetest at the Note rate from the date of di�hur�enient und sh:�ll he �ayable, with stxc}� int�rest, upun natice ('rom L�nder to Borrowcr requesling paymcnt_ If this 5ecurity Instnnnent is on a leasehold, $orrower shall comply wilh all ihe prr�vitiipns of the Icase_ If Borrowcr acquires fee title to the Property, the leasehold and the tee title shull nnt merge unless Lender agrees tu ihc merger in writin�_ 1D. Mortgage Insurance. If Len�lur requirca Martgage .Insuranct ati a condition of making the Loan, Borrower shall pay lhe premiums required t.o maintain the Morlgage Insurance in effect. If, fi�r any rcason, tl�e Mortgage Insurance coverage required by Lender ceases lo be uvailable 1'rom lhe mortgage insurcr that rr�viously p�rpvide�l tiuch insitrance and I3orrow�r wati rcquirccl to rnakc scparatcly dcsignated puyment� tnward the prCmi�.i�x�s fi�r Mnrtgage Insurar�ce, Borrpwer s}tall pay t�ie pretxaiums rcquired to oblain coveraee substantially equivalent to lhe Mort�age Tnsurance previously in elTect, at a ca�t subtitantially equivalent lo the cost 10 Botrower ol' 1.he Mott�age Insurance previously in effect, fr��m an alternate znorige�;e insurer selectecl hy Le��]er. It suhstat�tially eyuivaleT�t M��ttv�at;e In�i�rance coveragc is not available, T3nrrower shall continue to pay to Lender the amount of the separately designal.ed payments ihat were due when the insurance coverage ceased to be in effect. Lender will accepl, use dnd retain thesc paymcntti as a nc�n-refundable loss rescrvc in licu of Mort�agc It►surance. 5uch loss reserve shall be nc�n-refi�ndahle, nutwithtitar�aing the fact that thc Lnan as ultimatuly paid in fi�ll, and Lender shall not he required tn pay T3orrower any interest or earnings on such loss reserve. Lender can no Innger require los� rescrvc payments if Mortgage Insurance coverage (in the amount and for the period thut Lender requires) providecl hy an instrrer selected by Let�der again hecomee available, is ahtainea, and Lendcr requires �eparaiely de�ignated payments iowa.rd the premiumti for Mortgage In�urance. If Lenaer requircd Mortgage In�utunce a� a condition of making ihe Loan and Borrower was tequired tc� make separatcly designated payments toward the premiu►ns for Mnrtgage Tnsurancc, I3�rrower shall pay the premiuin5 reyuitecl ta ►naintain Mortgage Insurance in effect, or to provide a non-refiindable loss reserve, until Lencier's rec�ult'etnent ri�t Mo.Ctgage Ins�uance ends in accordance with any written agreemtnt betwecn Borrower and Lender providing for such t.enninution ar until terminati�n i� required hy Applicahle Law_ Nothing in this Section 10 affect� i3orrower'� ohligation to pay interest at the rate provided in the Nole. Mortgage Insurance reimburscs Lender (or any entity that purchases the Note) lor cetlain loyses it rnay incur if I3orrowcr docs not rcpay thc Loan as a�recd. C3orrowcr is not a party to lhe Mortgage Insuranc e. Mc�rtgag4 in�urers 4va.luate their tc,tal risk on all such it�surat.zce ir� fi�rce frn�r� time to tiine, and may entcr into agrecments with othcr parties that share or modify their risk, or reduce losses. These ugteement� are on termti at�d conditiot�s that are satisfactory to thc tnortgagc in�urcr and thc nthcr party (or partie5) to thesc agreements. '1'hese aereeinents may require the mortgage insurer to make paymeniti using any soitrcc of fiinds that thc rnortgagc insiirer may have available (which inay includc i%mds obtained itoln Murt�a�e In�urance premiums). NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �-6(NE)�ua�� Page8of15 iniciai Form3028 1/p1 c]