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201a0929�
<br />The Funds shall be held in an institution whose deposits tirc insi.u�ed by a fcderal agency, instrumentality, or entity
<br />(including Lender, if Lender is an u�sUlution wliose deposits ere so iiisuroc,li oi :ii �iii� l�ederal Home Loan Bank. Lender shall
<br />apply the Funds ta pay the Escrow Items no latcr tt�an the titiie specified uncler RI�:S}'�. l.,ci�der shall not charge Borrower for
<br />holding and applying lhe Funds, annually� analyxing the e�crow acco�uit. c�i �cril�iri�; the F.scrow ltems, unless Lenderpays
<br />Borrower interest on the Funds and Applicable Law perniits I,ender to nitikc sl.icli �� char�;e. Unless an agreement is tnade in
<br />writing or Applicable Law requires interest to bc paid ori ihe r'�mds, Le�ider �lt��ll not bc requircd to pay Borrower any interest
<br />or earnings on the Funds. Borrower and Lender caii a�ree in �vritin�;, 1lorvc� ar, ;ti��t iri��rest shall be paid on the Funds. Lender
<br />shall give to Horrower, without charge, �in annual nccounting of the Fuuds ri, rcc��.iircd by 1�;SPA.
<br />If there is a surplus of Funds held in escrow, as defined under 1Zf;S1'A, I.encier stuill account to Borrawer far the excess
<br />funds in accordance with R�SPA, If therc is a sl7nrtag� of }�w�ds Iielcf in cscrow. ��, defincd undcr RESPA, Lender shall notify
<br />Sorrower as required by R�SPA, and Borrnwcr st�all p�y to I,ender tlie ariioi,u�t riccessary to make up the shortage in
<br />accordance with RESPA, but in no more than 1� IRpI1LIlly �7 ayriicnls. lf tlicre i; a ciui ieicncy of Ftuids held in escrow, as det"ined
<br />under RESPA, Lender shall notify Borrower as rcc]uircd by RESPA, �.ind f3orro���cr shall p�ry to I,ender the amount necessary to
<br />make up the de�ciency in accordance with 1t�;SPA, but ii� no rnore tli�iri 12 uioullil� p�l� inents.
<br />Upon payment in full of all sun�s secured by this Sec�irit�� Instririnci�t. l:ciidcr slinll promptly refund to Borrower any
<br />Funds held by Lender.
<br />4. Char�es; Liens. Horrower shall p�y all taxes, assessments, ch�irgcs, 1'i:�cs. ;uid iriiposilions attributable to the Property
<br />which can attain priority over this Security liistr��nent, lcaschold p��yiiicnt, c;r �;r�>uiic.l rents on lhe Property, if any, and
<br />Community Association Dues, Fees, and Asscs�rnc;r�ts, if ariy. '1'o thc catcnl ti�;it thcsc itcros are Escrow Ttems, Borrower shall
<br />pay lham in the ma�uier provided in Section 3.
<br />Borrower shall promptly dischargc �uiy lic;n which has pric�rily o�cr il�is 5ccua�ity Instrr�ment unless Borrower: (a) agrces in
<br />writing to the payment of the obligation secured by the lien in a rnanncr �icccpt;iblc io l,eiider, but only so long as Borrower is
<br />performing such agreement; (b) contests the licn in Kood faiih by, c>r dcl"cnds ��gainsi cnfarcement of the lien in, legttl
<br />proceedings which in Lender's opinion operaie to preveni ihe enforccmcnt ol' tl�c licn whilc those proceedings are pending,
<br />but only until such prceeedings are concluded; or (c) secures fro�n the holder of� tlae lien an agreement sadsfactory to I,endcr
<br />subordinating the lien to this Security instrument. If' Lendcr dctennincs tl�,�t ui�y lxir( c�f tl�c Property is subject to a lien which
<br />can attain priority aver this Security Instrument, l.cnder may give F3orroN�cr ,� notice idc��tifying lhe lien, Within 10 days of the
<br />date on which that notice is given, Borrower shrill S�ItI5t3' 1IlC licn c�r t,ikc <�r;c ur rnorc of the actions set forth above in this
<br />Section 4.
<br />Lender may require Bvrrower to pay a onc-tirnc char�c li�r �i ra.il est��tc �;n vcril'ic��tior� �i�d/or reporting service used by
<br />Lender in connection with this Loan.
<br />5. Property Insurauce Borrower shall keep llic iiriprovernents iioti-v c�i�'.iri�; or iicrc�il'tcr crcClCd on the Prpperty insured
<br />against loss by fire,hazards included within the tem� "extended coverahe,° anc� „ri� otlicr 1i�vards including, but not limitad to,
<br />earthquakes and floods, for which Lendcr requires insuraiice. This ins�ir�.u�cc ,li�ill bc rnaint�ined in the amounts (including
<br />deductible levels) and for the periods that Lcndcr rcquires. What Lcndcr rcy�.�ires p�.�rs�u�nt to the preceding sentences can
<br />change during the term of the I,oan. The insurance carrier providing the irisi.�r�iricc shxll be chosen by Borrower subject to
<br />Lender's right to disapprove Borrower's choice, which right shall not be erercised i�aireasonably. Lendex may requu'e Borrower
<br />to pay, in connecUon with this Laan, either: (a) a one-iime charge for 17ood rone determination, certification and tracking
<br />services; or (b) a one-time charge for flond zonc dctcrrr►inati�n arid certific;�itic�ri scrvices and subsequent charges each time
<br />remappings or similar changes occur which rcasvnably rr�igYit al'1'ect such detcnnirtation or certification. Borrower shall also be
<br />responsible for the payment of any fees imposcd hy the I�cdertil I'srricr�ciic� M;3ri�i�;cirieni Agency in connection with the
<br />review of any flood zone deternunation resuliin� fr�rn aia objection by F3orro�vcr.
<br />If Borrower fails to maintain any of tl�e covera�;es describcd ��bove, Lender rn��y oht�iin insurance coverage, at Lender's
<br />option and Borrower's expense. Lender is ��nder no obl'rgaiion to purcl�asc ��ri� p�ir(ici.ilar type or amounf oF coverage.
<br />Therefore, such c�verdge shall cover Lender, btrt ini�ht c�r might no� protcct 13or:o�vcr, 13orrower's equity in the Property, or
<br />the contents of the Properry, against any risk, hazard or ]iability tuid riiigtit provide �;rcaier or lesser coverage than w�as
<br />previously in effect. Borrower acknovvledges lhat the cosi of the ins<<r��ncc cc,vcr,��;c so obtained might significantly exceed
<br />the cost of insurancc ihat Borrower could h����c obtaincd. Any aniot.uits disburscd by Lcnder under this Section S shall
<br />become additional debt of Borrower secured by tliis Secrrrity instrrr�»ent. 'i'hcsc ;unounts s1Ya11 bear 'rnterest at the Note rate
<br />from the data of disbursement and shall be pay�able, with si.ich interest, ��pon i�otice from Lender to Bonower requesting
<br />payment.
<br />NEBRASKA - Single Family - Fannlp MadFreddie Mac UNIFORM tNSTRUMENT /��� (�"
<br />��6(N�) 1���� �>ayt� 5�,r �n ,,.; �«� ��� Form 3028 1101
<br />ADS-NE9
<br />I IIIII IINI Nln INII ��NI� ��I �I� I�� �II� IIIII �IN IIIII IIIII IIII NII
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