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<br />� ` If the asanunts held by l..ender for�sca•+ti+-I[etn�ease°d ttte a.m.aunt�permitted to be held by RFSFA. Lender ___
<br /> shall accnunt tn Hurrower for the exsess ftt�i:��.s required by RE�PA. U the amounts of funds heid by �ender at any �----
<br /> �'} timc is ttut suf�ecicnt to pny the Escrow itr.rt� ��t�n due. Lender�ay rsot�fy the Burnxver and requirc Borrower to �•--=
<br /> make up 41�e daficiency a.s p:rrnitted by Ft�i£.�A. p`
<br /> 1'he Escro►v Funds are pledged as �uitin�,al s�cunty for ai1 saas�x secured by this Securiry Instrument. If �",';
<br /> .—�' Barro�vEr tenders ta Lender the fuit payct�ot af:�l1 such s�nu. �orrotivei s account shall be credited�vith the balance
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<br /> remaining far a!1 imtullmeat items(a),(b).a.teJ(c)a�sd any mortgage ia�aurance preniium ir�ctallittetit that L�cndcr has .__.-�
<br /> nat become oblignted m pay to t[t� S�,rr�v.r�•. z�r�d I.ersdu sE�al1 PmmPilY refund any excess funds to 8nrro�ver.
<br /> � Immzdiaisly prear to a foreclosura saie c�f tter. Prap��y or is§acquisi�ioft by Lender. Borrower's accou�it shall be
<br /> `. . for 1 ins3�ltanttets[or items(n1.lb).mid(c). �'��
<br /> credited with any balunee rem:ucung a1 `
<br /> 3.APpltcatfon og Payeetent�.AlE p�a}mtnRs ut�der�tagraphs 1 aasd 2 ahatl be applied by Lender as follows: --
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<br /> �,to the mortguge insurance pr�r►tfum ta ta�paid by Lend�r ta�the Secretary or to the monthly charge by the �.�.��
<br /> Secnetary iastead of the mantitiy mortg��ins�lanoe premium:
<br />• . rnnd, m any maes.sFeciat ass�.sst[�nts.lease�eatd{aayments or graand rents.artd fire.ftood and aifier ha7ard
<br /> � insumncc�pretniums.as required: ��;.
<br /> _� . 'I'�ird.ta interest due under the No�t: �'`"
<br /> . . e Fai� .to amartiation of ttce princi�l af the Note:ard ,�.-
<br /> . �.to tute charges due uisder th2 K�c.
<br /> 4.�et�,I�Yond and OtEser�maae+d 1ns�nsufs�.Bflmower shall insure all improvemenu on the Property.wheihes �'
<br /> ' �, naw in existcnce ar subsequently erected,�it�st any hazac+ds,cas�alties,�nd contingeacies,inclading fire.for which ��- -
<br /> •t;.�::; I:ender iequims insurance. 'I'his insut�oe s�il be nsainta�s� in t3a3 amounts and for tD� periotl.s that Lender .
<br /> reqtiin�s. Bomnwer shpll atsu insune all i�o�•em�tts on tD:e P�ssty. wheiher now 9n existence or subsequently �"
<br /> �•��;�", e�ected:against lass by ttoads to the extent rai}uir�by t➢ie SQCtetaay. All insurance shall be carried witt�aumpaaies =
<br /> ,-'•:;n: appinved by L�eader_Thc insuranse po3'cci�ts�r�any mr:ewals sQ�all t�held by Lender and stiall inctude Iass payable �'
<br />� �.:';�; , clauses in fuvua of.and in a form�sc�ta6S�tc�.l.ender. _:
<br /> . •:s In tha�vent of loss.Barrower shatl gi��I�nder im�eed'eate no�ie.e 1�y mail•Lender es�ay make proof of loss if not ---_
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<br /> ,. ya�e•pmmptly by Sorro�ver.Fach insusar�x�mpany coneemed is hc�neby authorized and direcced to make payment �=-
<br /> ��.:. .•ft �r�puch loss ctirectty to Lecider. instead cxf to Bflrnoa�er and to Lender jointly. AO or any part of the insurance --
<br /> .��'�y� ' ,..��,c�eds.�si�be applled by lxnd�r.aa its c►�tion.either(a)tv the red�srion of the indebtedaess ur�er the l�fote and
<br /> };;�:;�;?� :'`a�,:-y.Se�;�ar;r Tir,�niment.first to any de33"r.,qscsait a*.nnnnts agpfied iq��rder in paragrdpb 3.anc�then ta prepayment �.��
<br /> '3�t�f . ,..�,M pnni-��51,':�r'(b) w the restoration a�s�mir of the damaged P'tc�rty. AnY a�Plication o�t3�e prooeeds to the . —
<br /> r. ;��+w�cipal srd�t�ot extend cc postyonz th V das d�te of the monthiy{aayments which are referred to in parabraph 2.or
<br /> ��`',�� s�^.a:.�^�ige the E.�-"i+unt of such payments.Any��+s insurznce prore�dy rner��,z�rnix�.sequired tu pay all antstanding � � , ..:
<br /> ���+ JS'� �� �L� 1 entid�thereto. �`-_
<br /> ;;':,��r;�. indebtedn�sF.�+ain.'er the Note and this Securit�•ltr�tnunent s4►aU be gaac�.t�s.r�...c�'J �at y . . . ��_
<br /> �� In che i�ajt of foreclosure of this Se�.�sarit�•inst�►mPnt or ot�et:i�tii'sr�f.er of title w the Prc�%�i.;�f.�fiat estinguish� ' . .
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<br /> T�. th� inde8tedness. a1I right, title and intemai of Borrobver in and:•1+� insurance policies in foitTe�shall pass to the
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<br /> '`� purchtt�,er. • .. !,--�-::
<br /> ,::��`::;{. S. Ooeupuncy,F�+cserv�atcon.bfeiate�nae s►�d Protection of the Pro Borrower's Loan A �n;'.:�� _
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<br />:'.;r��� Lt�seliold4. Boreawer shalt accupy.esS�bSisS�.and use the ProFesty as Borrower's principal residence withi%���ty Q,.._.
<br /> -.:;��••� � . dtrys after�dtc execution of this SacLrity Ir�-�st�mynt(or within sixry days of a lazer sale or transfer af the PropestyD
<br /> �; -'r� an�shall conGnue co occupy the Frop�rty�s Bnrm�ea''s principal msidence for at teast oue year aRer the date of
<br /> ;����`„t�i . , �_
<br />:`+���,�f�• accupancy,unless Lender determines tAa�e�itean�nt wiU cavse undue hasdsbip for Borrower.or unless exten�ating —
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<br /> .;`�,:'1t:�; � , cic�cum�tttncas exjst whidr are beyond B�rro��i s.cimeml. Boma�ver shall �Sfs�jfy Y.ender of a�r ext�ting � ��-
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<br /> :��i,;�;� . oimums¢nnccs.Bnrsawer stiati not coanmit��z�so or c�;iaf,damage or substanrisl��.change the Property ar aiioa the _-
<br /> {;�t�����, Arap�rty t�deteriorate.reasonable wear ard toar exor.pted. ixnder m4iy inspect the Properry if thr:Property is vxc�nt _
<br /> � or�aba�tdansd or the loan is in def2ult. Le�rr r�►y take reasonable action ro protect and pr�.c��e such vacant or
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