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201009246 There may be only one designated natice address under this Security Instrument at any nne time, Any notiee tn Lender shall be given by delivering it or by mail9ng it by first class mail tn L.ender's address stafed herein unless Lender has deslgnated another addre.sS �r notice to Bormwer. Arly natice In connection with this 5ecurity Instrument shall not be deemed tn fiave been given ta Lender until actually recei�ed by Lender. If any notice required by this 5ecurity Tnstrument is also required under Applicable Law, the Applicable Law requirement will satisfy the correspanding requIrernent under this Sec�rily instrument. 16. (ioverniag Law; Seve�ability; Rules af Cc�netruction. This Security Instrument shall be governed by federal law and the law oF the jurisdictlan in which the Property is localed. All rlghls and obligations contained in thls Securlty Instrument are subject to any requirements and Hmitatians of Applicable L.aw. Applicable Law might explicit�y or implicitly allow Ihe parties tn agree by coniract or it might be s9lent, 6ut such sllence shall not be construed as a pruhibflian against agreement by contract. In the event that atry provision ar clause of this Security Instrument or the Note conflicts with Applicable Law, such contlict shall not af�'ect other pravisions oF this Security Instn�rnent or the Note which can be given effect vu�thout the conflicting prov�sian. As used in this Securiry Instrument: (a) words af lhe masculine gender shall meae and include carresponding neuter words or wards af the feminine gender; (b) words in the singular shall mean and include the plaral and vice versa; and (c) the word "may" gives sole discretipn wlthnut any abligauon to take any actian. 17. Borrower'a Gnpy. Borrower shall be gtven one copy of Ihe IVate and af this Security lnshvment. 18. Tr�nafer of the Property Qr a Be,neficisl Interc�t in Barrmver. As used in this Section 18. "]nterest in the Property means a�y legal or beneficial interest in the Property, including, but noi limited to, thase beneficial interests transferred in a bond for deed, contract fnr deed, installment sales contract or escrow agreement, Ihe intent of which is the transfer of title by Borrower at a future date ta a purchaser. If all or any part af the Property or any Interest in tf�e Property is sold or transferred (or if Barrower is nat a natural person and a beneficial lnterest in Borrower is sald ar transferred) withaut Lender's priar wrItten consent, Lender may require immediate payment in full qf atl sums secured by Ihis 5ecurity Instn�ment. However, this aption shall not 6e exercised by Lender if sach eacercise is prohibited 6y Applicable L.aw. IF Lender exercises this apdon, Lender shail gi�e Borrower natfce of acceleration. The notice shall pravide a period of not less than 30 days fram the date the notiee 1s given in accardance with Sectian 15 within whiCh Borrower musl pay all sums secured by lhis SeCUrlty Instrumenl, if Barrower fails to pay these sums prior tv the ea�piration of this perind, Lender may invvke any remedies permitted by this Security Instrument withuut further nndce or demand an �ormwer. ]9. Borrower'a Right ta Rainatate Aiter Ac�1Br$tion. If Barrower meets tertain cnnditivns, Borrower shall have the right to have enforcement af Ilils 5ecurlty Iastrument discnntinued at any time priar io the earliesl af: (a) five days before sale of the Pmperty pursuant to any power of sale contained in this Sec��rlty )nstrument; {6) such other periad as Applicable Law mighl specify for the terminalion vf Borrower's right to reinstate; or (c) entry of a judgment enforcing this 5ecurity Instrument. Ttwse canditions are that Barrower: (a) pays Lender all sums which then would be due under thts Security Instrumenl and the IVaie as if no acceleration had occurred; (b) cures any default of any ather covenanls or agreements; (c) pays all expenses lncurred 'un enforcing this 5ecurily lnstrument, including, but not limited to, reasonable attarneys' fees, pruperty inspeeUon attd valuation fees, and uther fees incurred for the purpose of protecl�ng Lender's inierest ln the Prapercy and righls under this Security lnstrument; and (d) takes sueh act�an as Lender may reasonably require tn assure that L.ender's interest in the Propecty and rights under Ihis 5ecurity Inslrum¢nt, and Borrower's obligation to pay the sums secured by this Securily InsWment, shai( conttnue unchanged, Lender may require that Borrower pa such reinslatement sums and expenses in one or rnore vf the following forrt�, as setected by Lender: �) cash; (b) money arder; (c) ceRified cf�eck, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an instttution whose deposils are insured by a federal agency, instrumentality ar entity; ar {d} Electronic Funds Transfer. Upon reinstatement by Barrawer, this Security Instrument and obligations secured hereby shail remain fully effeceive as if no acceleration had oocurred. Hawever, this right tn reinstate shall not apply in Ihe case of ac�eleration under 5ectlon 18. OO1I22289352 '!"� CitiIHortgage 3.2.42.�7 VS N�IiASKA - Sinqle Family - Fannie Mae/Freddk MeC UNIFOWN INbTRUMB�fT WITW ME�i5 ��A(Nq �oei� Pepe 11 oT 18 Mm�s: i.t17'�6 Fotm 3028 1/0'I