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201009246 dismissed with a ruling ttiat, in I..ender's judgment, precludes fnrFeiture of thc Property or other materlal impairmeat af Lender's inlere�t in the praperry or rtghts under this Security Instrument. The prncecds af ai►y award or claim for damages Ihat are attrib�ctable tn the impalrment of Lender'S interesl in the Property are hereby assl�ned and shall be paid to i.ender. All M3sceZlaneaas Praceeds thal are nnt applied to restoratlon or repair of ihe Praperiy shall be applled in 1he prder provided for fn 5ection 2, 12. Barrower Not Relessed; Forbearanoe By L�der Not a Waiver. �'xtension of the time for payment or modificadon of arnortization of the sums secured by this Security [nstrument granted by Lender to Borrower or any Successar in Inieresl of Borrower shall not nperate tn rekase the liability vf Borrower or any Successors in Interest of Barrawer. Lender shall not be requlred to commen�e prnceedings against any Sucoessor in lnterest of Barrower ar to refuse ta extend lime for payment or otherwise modify amortizalion of the sums secured by th�s Security Inswment by reason qf any demand made by th� original Sorruwer or any Sucexssars ln Interest of Barrower. Any farbearance by i..ender in exercis{ng any right ar remedy including, withoul limitation, Lender's acceptance of payments fram third persons, entities or Successors !n Inlerest of Borrower or in amounts less than the amount then due, shall not be a waiver o� or preclude Ihe exercise of arry rl�ht or remedy. 13. Joint and Several L�ability; Co-sip�►ers; Suocessors and Aas�gna B�u�ad. BarrQwer cpvenants and agrces lhat �arrawer's obligatians and iiability shall be joint and several. However, any Borrower who co-signs th�s Security Instrument but dves not executc the Nate (a "co-signer"): (a) is co-signing this Security Instrument only to martg e, grant and convey the ca-signer's interest in the Pcoperty under lhe terms of this Security Inswment; �] is nak persanally qhllgated ta pay the sums secured by this Security instrument; and (c) agrees that Lender and any ather Borrower can agree to exte�d, modify, forbear or make any accommadatlqns wlkh regard ta the terms of this Security instrument or the Nole without the co-si er's consent. �ub,jecl Ea Ihe provisions of Se�tian 2$, any Successor in Interest af Borrower who assumes Sorrower's obligations under this 5ecurily lnstrument in wriling, and is approved by Lender, shall obtain all of Borrower's righ�s and beneRts under this Security Inswment. Borrower shall not be released from Bornower's vbligations and liability under thls Security instrument unless [,ender a rees to such release in wriNng. The covenants and agreements of lhis Security Instrument shall 6ind �except as pravided In 5ectian 20) and benefit the successors and assigns of [,ender. 14. Loaa Chargea Lender may charge Borrawer fees for services performed in coenection with Bortower's default, for the purpuse nf pratecting Lender's interest in the Property and rights ander this 5ec�rity Instrument, Including, but nol limited to, attorneys' fe�,c, property fnspection a�d valuation fees. In regard to any alher fees, the absence of expl'e5s autho�ty in this Security lnstrument lo charge a spesific fee to Borrawer shall nol be construed as a proWbFtion on the charging uf such fee. i.ender rnay not charge fees that are expressly prohihited by thl� Security lnsttument or hy Appllcable Law. If the Laan is subjecl to a law which sets maximum loan charges, and that law is finally interpreted so that the interest or ol6er luan charges collected or ta be collected In connecllon with the Lean exceed the permitted limits, then: (a) auy such loan charge shail be reduced by the amount necessary to reduce lhe char�e to the permitted limit; and (6) any sums already collected from Borrower which exoeeded permitted limils will be refunded to Barrower. Lender may chqose to make this refund by reducing lhe principal owed under the Nate ar py makieg a direel payment to Sorrower. If a refimd reduces principal, the reduct�on will be treated as a pardal prepayment withaui any prepaymept charge (wh¢lher or not a prepayment charge is provided for under tkte Note). Borrower's acxeptanoe of any such refund made by direct payment to Borrower wil! canstitute a waiver af any right of acNon Borrower might have arising out af such ove�rcharge. 15. Notices. All notices given by Borrower or Lender in oannecdon with this Securily Instrument must 6e in wriling. Any notice to Borrower in connectian with th�s Security Instnrment shall be deemed to I�ave becn given to Bvrrvwer when mailed by first class mail or when actually delivered tu Borrower's notice address if sent by other means. Notice to any one Borrower shall cons#itute notice ta all Borrowers unless Ap�licable i.aw expressly requires otherwise. The nntice address shall be the Property Address unless Borrower has designated a suhstitute noNce address by notice ta Lender. Borrower shal� pramptiy natify Lender of Borrower's change of address. If I..euder specifies a procedure for reparting Borrower's change of address, then Borrower shall only report a change af address through ihat specitied pracedure. 0011,2x289352 CitiM�tg,age 3.2.42.�7 VS N�R45KA - Sir►gle Famlly • Fsnni� MaMFroddk �1Aac UNIFOFi�9 (NS7RUM6YT MHt$, ��A(Mq�oa,o� v„y.,ow,a inw.i:: 11,_� Form 8029 1ro1