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201009092 Borrower shall ptnmptly discharge any lien which has priority over tlus Security Instivment unless Borrower: (a) ag�s in writing to tlte paymc�nt of the obligation secured by the lien in a manncr acceptab]e to Lender, but only sa long as $orrower is perFarn�iug such agreement; N} coxitests the li�a in good faith by, or dcfends against exiforr�exnent of the liea ia, legal proceedings which in Lender's opiuuon operate to prevent the enforcement of the lien while those proceedings are pez�din$� but only until such proceednags are concluded; or (c) secures from the holder of th� lien an ag�t satisfactory to Lender subordinating the lien to this Se�urity Instrument. If L,�nder determines that any part of the Property is subject to a lie� which can attain priority over this Security Instrument, Lender may give Bormwer a notice identi�j+ing the li�. Within 10 days of the date on which that notice is given, Borrower sha11 satisfy the lien or take ane or more of the actions �t forth above in this Se�cion 4. L�nder may requirc Borrower ta pay a on�tirne charge for a real cstate tax verification and/or repoRing servace used by Lender in connection with tlus I.oan. S. Property Insurance. Borrower shgll k�ep the improvements now existing ar b.ereaftsr �.�rected an the Property insured against loss by �re, hazards include� within the term "extended coverage," and any other hazards including, but not limited to, �quakes and floods, for which Lend�ar requires insurance. This insurance shall be maintained in the affiounts (including deductible levels) and for the periods that L.ender requires. What Lendcr requires puursuant w the preceding s�attences can c�an�e during the term of the Loan. 7fie insurance carrier providing thc insurance sball bc chosen by Borrowcr subjeGt ta Lender's right ta disapprovc Borrower's choicc, which right shall not be exercised unreasonably. I.�der may require Bonrower ta pay, in connectinn with this Loan, either: (a) a one-time charge for flood zone det�cnination, c�rtificadon and traeking serv'rces; or (b) a ono-time charge for �ood zone determination and certificatiaz� servir,� and subsequent charges eacb time remappings or similar changes accur which �� Sbx �� such determination or cerkification. Borrowcr sha11 ats4 be responsible for the paytnent of any feES irnposeci by the P�eral Emergency ManageKnent Agency in connsction with the review of any flood zonc determinatian resulting from an objection by Borrawer. If Rorrower fails to maintain any of the coverages described above, I.ender may obtain insurance coverage, at L�der's option an�d Barrower's expense. J.end�r is under no obligation to purr.hase any pactiailar type or amount of coverage. Therefnre, such coverage shall cove�r Lender, but might or might nat proCect Horrower, Borrower's equity in ihe PropertY� or the contetxts of the Property, against any risk, laazard or liability and rnight provide greater or l�sscr coverage than was prcviously in effe�. gQ�row�. acknowledges tliat the cast of the insurance coverage so obtained might significantly eaceed the cost of insurance Chat Horrower cauld have obta�ned. Any araounts disbw:sed by Le�der under this Secti�n 5 shall becorne additional debt of Hornawex secut�ed by this Security Instnunent. Th�se a�unts staall bear interest at the Note rate from the date of disbursem�ent and shall be payable, with such in�t�rest, upc�n natice fram Lender to Borrower requesting payincnt. All insurance policies rcquired by Lender and renewals of s� policaes shall be subject to Lender's right to disapprove snch policies, shall include a standard martgagc clause, and sball nan�e I.ender as mortgagee and/or as an additional lqss payee, L,ender shall have tbe right to hold the policies and renewal certificates. If Lender rt�quires, Borrower shall pro�tlY give w L,ender all receipts of paid premiwns a�nd renewal nodc�s. If �orrower obtains any form of insurance coverage, nat otherwise required by L.e�d�r. for damagc to, or destruction of, the Property, such palicy shall inclu�de a standand mortgage clause and shall naine Lendcr as mortgagee and/or as an additional loss pay�c. In the event of loss, Bort9ower shall give prompt notice to tb,e insurance carrier and Lx.ncle�r. Lender may rqake ptaof af loss if not made promptly by gorrower. Uniess Le��r � gp�wer othcirwise agree in wricing, anY insurance proceeds, •whether or not the underlying insurance was required by L�nder, shall be applied to restoration or rcpair of the Pt+opertY if the re�Coration ar repair is economically feasibl� and Lender's security is not l�. Uuring such repair and restoration period, Lender shall have the right to hold such insurance proceeds unW Lender has had an oppor�t�nitY to insp�t,such Property to ensure the NEBRASKA - Single Family - Fann(e pqe�s/pwpddie Mac UNIFORM 11�7RUMENT �-8(NE) 10811) � Pspa e of 1� Irutk�la: � POr11130�Z8 7/01