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<br />Borrawer shall pmmpCly discbarge any lien which has pz�ority ove�r this Security Instrument unless
<br />Borrower: (a) agx�ecs in wriCing ro thc payinent af thc obligation secx�r�d by the lien in a manner acceptable
<br />to Lender, but only sq long as $onrower is performing suich ag�t; (b) contests the lien in good faiCh
<br />by, or defends against enforcement of the lien in, legal p�r.eedings whi�c� i�n I.ender's opinion operate to
<br />prevent the enforc�at of the lien while those procee�iings are �ending, but only until such prqce�dings
<br />ar� concluded; or (c) secures from the holder of the lien an agreement satisfactary w Lender subordinating
<br />Che lien to this Security Instrument. If L,ender dcteramines t�at any part of the Propert;y is subject to a lien
<br />which can atta3z� priority over tbi,s Security Instavment, Lender �nay give Borrower a notice identifying the
<br />licn. Witlun 10 days of the date on which that notice is giveti, Horrower shall satisfy thc lien or take one or
<br />more of the actions set forth abovs in this Section 4.
<br />Lend�r may require Borrower to pay a one�-time charge for a real estate tax verification and/or
<br />reporting s��rvicc used by I.ender in connection with this Laan.
<br />5. Properiy Lasurance. Borro�wer shall k,e�p the improvements now existing o�r here�fter erected on
<br />the Property irasured against loss by fire, hazards incluided within the term "�te�ded coverage," and any
<br />ott�er ha7ards iu�cluding, buC not limited to, e�arthquakes and flaods, for which Leade�c r�qttit�ea insurance.
<br />This insurance shall be maintained in the amounts (including dedt�eti�ble levels) and f�r the periods that
<br />L,ender requires. What L�+nd�r requires pursuaut to the prcx:eding se�tences can change during the term of
<br />the �.oan. '�he insurance carrier providing the insurance shall be chosen by Bornower subject to Lender's
<br />right to disapprove Borrowc�r's choice, which right shall not be �acercised unreasonably. L�de�r may
<br />requue Boxrower to pay, in connection with this I aan, either: (a) a onc-t�ime c�arge for flood 2one
<br />determination, certifiration a� tracking seivices; or (b) a one-timc c�argc fvr tlood zone deternnination
<br />�d certification services and subseque�nt edaarges eaGh ti� re�ppinga or similaz c�anges occur wktich
<br />reasanably might affed suc� deter�ination or certificatian. &�rrow�r shall also be responsible far the
<br />payment of any fees imposed by the Federal Emerge,�cy Managcmeant Ageucy in cannaction vvith the
<br />revxew aF any flood zone determination resulCing from an obje�tion by Barrower.
<br />If Sorxower fs�its Co n�aintain any of the coverages dc�scribe� above, Y..ender ;aaay obtain insurance
<br />ooverage, at I.,ender's aption and Aorrower's eape�osc. Leender i� under no abligatio�n to purc�hase any
<br />particular type ar amount of coverage. Thcrefare, such coverage s�aall cov�r Leander, but might or might
<br />n�at protect Borrower, Borrovc+er's equity i� the Property, or the contents of ths Property, against anY risk�
<br />hazard ar liability and might p�rovide greater ar le.sser coverage than was previously in effe�t. Borrower
<br />acknowledges that the cost nf the insurancc covcragc so abtained might significantly excced the cost of
<br />insurance that Horrower could have obtained. Any aabounts disbursed by I.�nder under this Section S s�all
<br />beconn�e additional debt of Borrower se�ured by this Security Instrument. The� a�aaounts shall bear interest
<br />at th� Note� rste fi�om thc date of dasbursen�nt and shall bc payable� with suGh interest, upon notice from
<br />I,ender w Bormwer reque�tin8 PaY�•
<br />A1� insurance palicies require� by Leuder and r�ewals of such policies shall be subje�t to L.ender's
<br />right tn disapprove �rch palicies, shall include a standard mortgage clause� anud s1�a11 natne I.end�r as
<br />mortgagee acxd/or as an additional loss paye�. �ar shall have the right to hald thc p�licies and renewal
<br />certificates. If Leader requires, Horrower shall promptly give ta L�ndear all receipts of paid pr�miu�cns and
<br />renewal nodces. If Bacrovver obtains any farm of insurance coverage, not otherwise requared by Lender,
<br />for damagc ta, or dt�truc�ion of, the Praperty, sucb� policy shall include a standard rnartgage clause and
<br />shall name L,ender as mortgagee and/or as an additaonal loss paye�.
<br />In the cvent of loss, Bvrrowe.r shall give prompt awtice to the insuranc�e carnier and L,e�der. Lender
<br />may mak� proof of loss if not made pramptly by Bornower. Unless L� and Horrower otherwise agree
<br />in writin8, any proceeds, whe�her or not the underlying insurance was required by Lender, sb�all
<br />be applie+d to restaracian ar repai.r of the Prpperty, if the restoration or r�air is economically f@asible and
<br />[.ender's security is not le�ened. Dwning such repair ata,d �restoration period, L�der shall have the right to
<br />hdld sucb� insurance proca�ds w►til I.�nder has had an c�pportunity to inspact such Prpperty ta ensure thc
<br />NEBRASKA - SinBle Family - Fennie Maa/Fraddir Mec IINIFORM INSTHUMENT
<br />�-BINE) 10811) Pag� 8 of 16 imns�: Form 3028 1/01
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