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2o�oos352
<br />The Funds shall be held in an i�titnda� whose deposi� are insured by a federal a�y, instnunentality, or emity
<br />(including Lender, if Lendcr is an �nstiCution whose depos�ts are so insuxed} or in aay Fedeial Harne Loan Bank. Lender sl�all
<br />AP�1Y the �'unds w pay the Escrow Items no latcr than the time speciFied under RESFA. T..ender shall nat charga Hoaower far
<br />holding and applying the Ft�nds, annually analyting the escmw accoun3, or verifying ihe Escrow Itema, wiless Lender pays
<br />Boaower interast on the l�nds and Appllaabte Law permits I.ender to malm sach a charge. C7nless aa agreement is made in
<br />writing or Applicable Law requirts interest to te paid an ihe Sund&, Lender shall not be xequized ta psy Boanwer any intexest
<br />or eaming� nn the Funds. 8orrowcr and Lender can a�ee in writing, however, that icrter�est stial] be pxid on the Funds. Len�r
<br />shall give to Boaowtr, without r.�argc, an snnual aceounfing oFthe �un.ds as rec�qi�rcd bp RESPA.
<br />Cf Yhcre is x surplus of Flmds heid in escrow, ar, ckfined im,der RESPA, I.ender sliall accwnt W Borrower for the axcess
<br />�unds in aceordance with RESPA. If tbere is a shonage of Fimda held in escraw, as de6ned under 1tESPA, Lender shall notzPy
<br />Borrower as rcquired lry RPSPA, and Boxrower shsli pay to Lender the amount necessary to make up thc shortage in
<br />accordance with RESPA, but iu aan more than ]2 monthly payzuents, If there is a de�ciaucy of Punds held iaa escrow, as defincd
<br />ander RFSPA, Lmder sball nntify Boa'ower as required by RESPA, and B�rower shall pay to Lender the azuount necessery to
<br />make up the deficiency in �cvrdance with RFSPA,, but in no more than ]2 monttily payments.
<br />Upou paynient in fu(l of all swns secuved by this Securiiy ins�ument, Len.da 5hall promptly r�ti�nd to Boaawer any
<br />Fmids held by Lender.
<br />4. Charge�; I.iens. Borrawcr shall pay alltaxes, asseasmaits, chacges, Fincs, and impositions attributabie to the Prc>perty
<br />which caa attam priarity over this Secunity Insmmunt, leasehold paymtnts ar grouud reaus on 1hc Property, if anY and
<br />Comznimity Association Dues, F�s, and Assesaneuts, if any. To the extent tltat these itecns are Bscraw ILenas, Borro'wer ahall
<br />pay them iu the mannei pro�vided 'm Sa-rion 3.
<br />Boaower s11aU pu'omptly discharge any lien which has �iAri.ty ovex tlils Security Tnslanaent unless Horroweir. (&) 8�rees in
<br />wnting to We pdyment oP the obligaripn secu�ed by the lien in a mmmer acceptable to J.etxder, but only so long ds SonoFVU ia
<br />perfotming such a�eement; (b) contests the lsen in good taith by, ar dcferuls againct enforcement af the lim in, lcgal
<br />proceedings which ia Gender's opinion operate to peevent ffie enfo�sneart of ttu 1'zen while those proceedings ace pmding,
<br />but onty �mtil such praaeedings are cqncluded; or (c) secures fromtt� holder vEtlu lienan agreement satisfactory to Lender
<br />6UbOC(�i0&tlp.$ U1F I1CII 10 �I711ffi SCCIA'A�'j' Tnsfmmem �'X.�IIaPB dC�EID11I1CS �78t 8Il!}' � Of fl16 FIOPCi�y i4 3�111]CCT. YA & I1Cll W�11C�1
<br />csn attain priority over this Security Inshvmeat, Lender mey give Boimwer a natice identifying the lien, Withm. l0 days of the
<br />datc on which thac notice is given, Bounwer shall satisfy the lien ar t8ke aune or rnore of the actions set Porfh above iu thls
<br />Sectian 4_
<br />Lender may require Baaowesr ta pap a oceiimc charge for a z�eal astate tax vex�fication and/or reporting servicc usad by
<br />T.ender in cqnneetlon with tivs Losn.
<br />5. Property ynauranea Borrower shall laxp the im�ovemems now eASUng ar hereafter erectai on the Properry insqred
<br />against lnss by �re,hazards included within the teim"extended coverage;' and arry othGr hazards inclu�ng, but not limited to,
<br />eartbquakes and floods, fot which Lender requires ms�ana. This insivance shall be meintaiwed in the amnw�ts (includiag
<br />deductible levels) and For the periods tllat Leader requues. Wliat Lender requires puz&uant to the pa'ecedivg sentencrs cun
<br />chsnge dunng tbe term of the Loan. The ins�uance caritier providinS the insurance shall be chosrn bq Boirowa subject to
<br />Lende�s right m disapprova Hairower's choice, which right sltall not be exercised unrexsanaUly. L.ender may require Borcowei
<br />�o }�y, in wnnection wirh tbis T.oan, eith� (a) a rnwtimc charga For flood �ane detemuna#on, ccrtiffcation aud tracking
<br />servicas; or (b) a ane-tisne ahsrgo for flood zone detexmination snd ceriiflcation sazvices mul subse4uem ck�argee each time
<br />r�ap�anga a similar chauges occur wbich reasnnably might affect such determinalion ar certi6cauon. Bncrower shall also ba
<br />responsible for the paymeot of a�y fees imposed by ihe S�ederal Fmergency Ivt�agement Agenry in coruuecdon wilh tive
<br />review af mny 11ood zone dete�rmi�atioa resulting frvmaa objadon by Borrowat.
<br />If Bo2mwer fails to maintain any of the coverages described above, Lend�r may oMain �nbm±,�oe coverage, at Lender's
<br />opdon and Borrowrts expense. Lender is under na obligation to pwrcha&e erry particule�' tYpe or amount oF c,overage.
<br />Therefore, such eov�ge shNl caver Lender, but might or anight �»t pratec[ Horrower, Honmwe�s equity in tbe I'roperty, or
<br />the coments of rhe Propc+�ty, against aay risk, hazard ar liability and might provide greater or lesser coverage than was
<br />pzeviously in effect Bo�rrower aclmowledges tqat the cost of the insnrance coveragc so obtained mighi sign�icantly caceed
<br />the cvst of insaarsce thst Borrower could have obtsined My amounts disbursed by Lenc�r w�dcr this Sxtion 5 shall
<br />become additional dcbt of Boxrower sau�cd fry this Security Inshvme�. Theee aruotmts sl�all beax uzferest at the Note rate
<br />I[om the date of dishuisemerrt aiud shall be payahle, witit such interest, upon notice from Lender W Horrower requesfing
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<br />NE6RASKA
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<br />D➢S-NE9
<br />Single Fam7y - Rsnnie MedF�dls M�la UNIFORM INSIRUM6F17
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<br />Poq5d1A
<br />a�.s , �,.a4
<br />mawi,:.._�, Form 3D28 7/01
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<br />DOOONF9841356
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