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<br /> �4"  		S. gYa�rd ar Pro�,�ty H�su�. L�rmaea shafl &eep tkz irriprovements now eacisang or her�after erected on the   	f�;?��f•r,
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<br />		Peap2rty insured against loss by fue.harar�s included c�iLhin Yke term "extcnded rnverage" en�vny uther haz�rds, in�luding
<br />  							a
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<br />		Roods or flooding,ior which t.e�er mqnises insuiunce. Tnis insura,-►�z�`iali be.�intainr.�in the um.oanu and for tt:e pPriods   	�u
<br />   ,     	that L,en�er requir�s,The insurance carrirr p�avidin�the insarance sh�tl be chosea by Boirower ss�bject to l.ender's�proval  	��F�
<br />		which shal! acoi b;. �nreasonabfy «ithheld• if Bomnwer faits to maintain cavera;e descdhed above. Lender may. at Ler.d2r's
<br />  																			�'�•.
<br />  .      	aption.abiain c�verage to protect Lecd�r's rigl�ts in the Property izt ar,cordnitce with paragraph 7.
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<br /> ".�  		,�11 insuranoe policies acd renecvals st�all be acoepiable ta Lender and shall inc9ude a standard mortgage claaase. Lender  	_
<br />   �     	shall have the right to hold the palicies acd.renewats.If Leis�der requires.Bosrewer shall promptly give to Lender aSi receipss uf  	___.
<br />. �°      	paid premiums and reaecval notices.In tF:e e•rcta flf loss.Borrow..r sfiail give prompt rrotice to the insurance carrier and Lend�.  	�'`-�;-
<br /> �.  	Lax•der m3y ma�e pmof of lass if rtot made p::ur.�y by Borrower.       								��:�x_,
<br />      		Unless.Lender and Borrower o�envise agsYe in v+riang,insvrance procee�s s5ali be applied to restorstian or repair of[he  	��,�:,�
<br />  �      	Pro       	tf the testoration ar       is economicalty fea�+61e and Lendei s secwity is not lesss�ad.If the rescoration or  	�x°^'�=
<br />    		A�Y�g�-    		�    											�=SX�'�
<br /> 		repair is not eoonomirally feasible or LeadPr's�ecuriry would be lessened.the inswancE prac�eds shall be applied ta the sums  	«_�`_��
<br />  `��    	sec.ured by this Sesurity Iasuument,wpuetl�ea ar nui then dae. tivith any excess paid to Baaower. If Borrotiver abandons the  	�.�._-
<br /> �      	Property.or daes uot answer within 30 day3 a aotice fcom 1.ender that the insurance carrier hns affered to settle a claim.then
<br /> '       	IBader may collact tLe insur�ce proceeds. L.e�der may �se the pmceads to mpair or restore the Frnp�ny ar to pay sums  	�
<br />   ..    	secu�ed by this Seauity Inswment,whetber gs s�ot then due.The 3Q-0ay p�od will he�in when the aotiae is giveu.     			,
<br />      		Unless Lender and Borrovrer otbenvise 2ge�in cvtiting. anY ap�lication of gmc�ods to principal shall ncit extemd ar  	�
<br /> ,       	postpons tke due date of the rnonthly payr,�ea:s r�f�red to jn pazugrnphs 1 and 2 or change the amawat of the gayme.m�. if  	__
<br /> 		ur,der paiagragh 21 the Property is acq�aired tr,�Leuder.�orrower's right to any insurance poliaes amd proo�eds r�a►iti�.fram  	-L-a-
<br /> 		darnage to the Fraperty prior to the acquisitiaix st�ll pass to I.ender to the extent of the sums secvmd by this Secvritg►Ins�cut  	6;;�r�:
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<br /> 		irnmediatety prior to the acquisition.       												�;;�4,';.
<br />     		6.Oocapaucy.P�at�na.Maintca��e s��i Froter�ion oi the Feogerty,Barcn�r's I.Qan Appffs�t€o�F.�e�uids.    	,• r�
<br /> 		gomnv�rer sha11 vocupy.establish,and vse th�Property as Ss�rocver's principal residerwe witiun sixry days after¢�e exonation of  	i__--
<br />    .     	this 3ecurity I�#rrmeat and shal!coarinue to�srxupy the Pro�perty as Bflrrower's princ'spal residencs for at least one year ati�r  	= --
<br />   ..     	ti�dsite of occu�r.sncy,untess Les�.der otfiecwise ag�ees in K�ting,�ttucla sonsent sLall not be unreatanably witl�ttefd,ur unl�s  	—_.-..,.
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<br />   .,.     	�g�ating cir�sances e�cist whic6 ate ix,�yo�d Bo�mvs�t's ce�l. Bon�wer shall noi destroy. damage or impair the
<br /> • �?.   	Fcmrerty,altow the Property�.deieriorat:. or eommii�va�on the Properry. Borrower shall be in dcfautt if any forfeiture  	�;_
<br /> 		sctian or praoee�in�,v�hether civ'sl or caim*.�1,is i�eg�n•t�'�a3 in I.ender's good faith,judg�aeat ooutd cesvIt in forfeiture of the  	—_
<br />    �    	Pcopert3+or otherwise materially impair the}isn tzeated by this Security Iastnuaent or L.endea's sesurity i�enest.Bonower may  	��
<br />   ; .•;�  	can:such a default and reinstate,as providad i���b i8.by causin�the�ction or pror�ling to be disa�sssed with a mling  	----
<br />     .r..  	tirstt, in I.ender's good faith dr.ta�rrninatinia. p�r'-sudes Cai{i�i�of We 8mxower's interest in t3ne Pruperty or oii�er materi�i  	g==-
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<br /> 		�rmeat of the lien crea�i3�C� this Sacasi$Y I�ur L,ender's secnrity interest. Bomacve�r shall atso(�i.n d�faalt if
<br /> 		�rrtrower.d�uing the toan appt�.taon pmses3.gave marerially false or inaocurate infor�atiion or statements to F�;cdxar(or fa�'ted
<br />„,�•,:�;  	to provide Lender with auy u�serial infaaparia��in oonnect�ion witb tts,�Inan eviden�by the Note.incIudiaa,�'.a�'mmz limite�
<br /> . :-%•i.  .	to.tePmsentations canceming.Horrowec's�ac�ncy of the Pmp�ty u:,��.�siacipul residence.If this Securiry Instrument is op a  	----
<br />   .�t;  	.teasehoId. Barrower shal! awi���lY �vith aL! t3u�provi�c�as of the l�s�: �f Borto�r,�aas�ui�.s fee title to tha Property, the  	_:.;�
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<br /> ;,;;;:,  .:	lmsc�oid and the fee title shpl2,n�zt��rge u..*il�r.ss L�nder pgces to the merg2r ir�nrisSyt#,,   						-
<br />  '•':r�'f':     	7.Pratectton ot Leada's Itjg�ts in sh�Pmperty.If Borrower fa�s to per�ri�tlfa:covenants and agreeinent�coarnined in  	--
<br /> . '"��(,�•:	this Security Insuument,or there is a leg,� �ing that raay signifcr�ntly afi�'�endcr's rigtrts in the P�npercy(suah as a
<br />   r`�;a , 	pTppet�iDg irt ban�uptcy,probate,far carrd;[rLation or forfeihuc or w enforce laas ar regulations),then Lender may do and. 	�
<br />  . �..t.�.  	PaY fos whatever is nec�ssary to protect ttue val:�:of ih:Praperty and l.eaQer's ri�;:�en the Pmperty. Lender's actions�may   	�•
<br />    •    	iaclude PaYinS anY sums secured by a li�e afiach has_priority over this Security; Trratcument. appearing in canrt, PaY�B  	=---
<br />  '       	reasonable auomays'fees and enterin�on�Prope,rly to make repairs.Although Lender may cake action undtr tf�p a r�g t a D h 	'
<br />   �      	7,I.ender does aat have to do so.  				.  .   								—.
<br />   •�'!��'		Any amounts disbuised by Lender �:ndes�ttis Daragraph 7 ahpi�.isxome additional deUt of Borrower secaretl by fhLq.
<br /> � �',`   :'..       Secvrity Insuument.Unless Borrnwer ard Lendxr a;ree to other tex���5t payment. these amounYs shall bcar iraerest fm�n tint� 	�
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<br />   •;.,`•+ il ,•    , rJa'�of disbuss�aent at the Kote rate ac� sha11 i�e paya;�:e, with i.Rterest, upan,�i�i�ce from Yendtt to Bonrow�r ceqnesting
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<br />';�°:-    '   	'� S.Mortgage Iasnranc�.if i.ender rcr��tiaad aiortgage iasurance as a canditian of making the Ioan sECUred by this Security   	�j
<br /> j;�j�   ,. .      Instrument, �orrower simli pay the prem�i{�mm���'eqnired.to maintain the mortgage insurance in effsct. If, for any t�son, the  	---
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<br />       ;��	mortgage insu�nce coveiage r�quired by f�lapses.os ceases to 6e in etfect,Borrower shall puy the premiums required to � 	��u:
<br /> '�i�'�`��` 	obtain ooverage substantisiliy equivaleat ta�.martgag�bFUUrance previousiy in effect.at a cast substautinlly equivalent to the  	=,,,;__
<br />    •�•�_�     																		---.._
<br />   �•     	cost to Borrawer of the mortglge insu�zacc yreviousls in effect, from an alternate mortgage insurer approv�by Le�er. If
<br />:�%ti�.    	substantialty equivaient mortgege insu�ce emverage is not uvailable,Barrowes sh�)1 pay to Lender eaah month a sum equal ta
<br />.�;;����.,� � 	oao-twtlfth of the yearly mortgage insur�ce p�gmium being paid by 13o:cower when the insuranoe eovernge taDsed or c�eased to
<br />  		be in effect.i�ender wilt acaept.use asd retain thas�payxnents as a(o�fJ reserve in tieu of mortgage ins�ts�nce. Loss resexve-
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