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. �, . . . , .} . <br />._ . � _ . . . . ' 'qv�. .. " ��- _ .. <br /> _ - ,. . =°'.. <br /> s� <br /> ,Y/ M� � :. <br />•y'1 e� ���� -'_ <br /> �4" S. gYa�rd ar Pro�,�ty H�su�. L�rmaea shafl &eep tkz irriprovements now eacisang or her�after erected on the f�;?��f•r, <br />..� F' �,�`_,.� <br /> Peap2rty insured against loss by fue.harar�s included c�iLhin Yke term "extcnded rnverage" en�vny uther haz�rds, in�luding <br /> a <br /> �,.i:.;` <br /> Roods or flooding,ior which t.e�er mqnises insuiunce. Tnis insura,-►�z�`iali be.�intainr.�in the um.oanu and for tt:e pPriods �u <br /> , that L,en�er requir�s,The insurance carrirr p�avidin�the insarance sh�tl be chosea by Boirower ss�bject to l.ender's�proval ��F� <br /> which shal! acoi b;. �nreasonabfy «ithheld• if Bomnwer faits to maintain cavera;e descdhed above. Lender may. at Ler.d2r's <br /> �'�•. <br /> . aption.abiain c�verage to protect Lecd�r's rigl�ts in the Property izt ar,cordnitce with paragraph 7. <br /> ��--,= <br /> �_� <br /> ".� ,�11 insuranoe policies acd renecvals st�all be acoepiable ta Lender and shall inc9ude a standard mortgage claaase. Lender _ <br /> � shall have the right to hold the palicies acd.renewats.If Leis�der requires.Bosrewer shall promptly give to Lender aSi receipss uf ___. <br />. �° paid premiums and reaecval notices.In tF:e e•rcta flf loss.Borrow..r sfiail give prompt rrotice to the insurance carrier and Lend�. �'`-�;- <br /> �. Lax•der m3y ma�e pmof of lass if rtot made p::ur.�y by Borrower. ��:�x_, <br /> Unless.Lender and Borrower o�envise agsYe in v+riang,insvrance procee�s s5ali be applied to restorstian or repair of[he ��,�:,� <br /> � Pro tf the testoration ar is economicalty fea�+61e and Lendei s secwity is not lesss�ad.If the rescoration or �x°^'�= <br /> A�Y�g�- � �=SX�'� <br /> repair is not eoonomirally feasible or LeadPr's�ecuriry would be lessened.the inswancE prac�eds shall be applied ta the sums «_�`_�� <br /> `�� sec.ured by this Sesurity Iasuument,wpuetl�ea ar nui then dae. tivith any excess paid to Baaower. If Borrotiver abandons the �.�._- <br /> � Property.or daes uot answer within 30 day3 a aotice fcom 1.ender that the insurance carrier hns affered to settle a claim.then <br /> ' IBader may collact tLe insur�ce proceeds. L.e�der may �se the pmceads to mpair or restore the Frnp�ny ar to pay sums � <br /> .. secu�ed by this Seauity Inswment,whetber gs s�ot then due.The 3Q-0ay p�od will he�in when the aotiae is giveu. , <br /> Unless Lender and Borrovrer otbenvise 2ge�in cvtiting. anY ap�lication of gmc�ods to principal shall ncit extemd ar � <br /> , postpons tke due date of the rnonthly payr,�ea:s r�f�red to jn pazugrnphs 1 and 2 or change the amawat of the gayme.m�. if __ <br /> ur,der paiagragh 21 the Property is acq�aired tr,�Leuder.�orrower's right to any insurance poliaes amd proo�eds r�a►iti�.fram -L-a- <br /> darnage to the Fraperty prior to the acquisitiaix st�ll pass to I.ender to the extent of the sums secvmd by this Secvritg►Ins�cut 6;;�r�: <br /> z . <br /> irnmediatety prior to the acquisition. �;;�4,';. <br /> 6.Oocapaucy.P�at�na.Maintca��e s��i Froter�ion oi the Feogerty,Barcn�r's I.Qan Appffs�t€o�F.�e�uids. ,• r� <br /> gomnv�rer sha11 vocupy.establish,and vse th�Property as Ss�rocver's principal residerwe witiun sixry days after¢�e exonation of i__-- <br /> . this 3ecurity I�#rrmeat and shal!coarinue to�srxupy the Pro�perty as Bflrrower's princ'spal residencs for at least one year ati�r = -- <br /> .. ti�dsite of occu�r.sncy,untess Les�.der otfiecwise ag�ees in K�ting,�ttucla sonsent sLall not be unreatanably witl�ttefd,ur unl�s —_.-..,. <br /> dt n <br /> .,. �g�ating cir�sances e�cist whic6 ate ix,�yo�d Bo�mvs�t's ce�l. Bon�wer shall noi destroy. damage or impair the <br /> • �?. Fcmrerty,altow the Property�.deieriorat:. or eommii�va�on the Properry. Borrower shall be in dcfautt if any forfeiture �;_ <br /> sctian or praoee�in�,v�hether civ'sl or caim*.�1,is i�eg�n•t�'�a3 in I.ender's good faith,judg�aeat ooutd cesvIt in forfeiture of the —_ <br /> � Pcopert3+or otherwise materially impair the}isn tzeated by this Security Iastnuaent or L.endea's sesurity i�enest.Bonower may �� <br /> ; .•;� can:such a default and reinstate,as providad i���b i8.by causin�the�ction or pror�ling to be disa�sssed with a mling ---- <br /> .r.. tirstt, in I.ender's good faith dr.ta�rrninatinia. p�r'-sudes Cai{i�i�of We 8mxower's interest in t3ne Pruperty or oii�er materi�i g==- <br /> 3[i <br /> �rmeat of the lien crea�i3�C� this Sacasi$Y I�ur L,ender's secnrity interest. Bomacve�r shall atso(�i.n d�faalt if <br /> �rrtrower.d�uing the toan appt�.taon pmses3.gave marerially false or inaocurate infor�atiion or statements to F�;cdxar(or fa�'ted <br />„,�•,:�; to provide Lender with auy u�serial infaaparia��in oonnect�ion witb tts,�Inan eviden�by the Note.incIudiaa,�'.a�'mmz limite� <br /> . :-%•i. . to.tePmsentations canceming.Horrowec's�ac�ncy of the Pmp�ty u:,��.�siacipul residence.If this Securiry Instrument is op a ---- <br /> .�t; .teasehoId. Barrower shal! awi���lY �vith aL! t3u�provi�c�as of the l�s�: �f Borto�r,�aas�ui�.s fee title to tha Property, the _:.;� <br /> ,�..:s� �,.. �;:��:: <br /> ;,;;;:, .: lmsc�oid and the fee title shpl2,n�zt��rge u..*il�r.ss L�nder pgces to the merg2r ir�nrisSyt#,, - <br /> '•':r�'f': 7.Pratectton ot Leada's Itjg�ts in sh�Pmperty.If Borrower fa�s to per�ri�tlfa:covenants and agreeinent�coarnined in -- <br /> . '"��(,�•: this Security Insuument,or there is a leg,� �ing that raay signifcr�ntly afi�'�endcr's rigtrts in the P�npercy(suah as a <br /> r`�;a , pTppet�iDg irt ban�uptcy,probate,far carrd;[rLation or forfeihuc or w enforce laas ar regulations),then Lender may do and. � <br /> . �..t.�. PaY fos whatever is nec�ssary to protect ttue val:�:of ih:Praperty and l.eaQer's ri�;:�en the Pmperty. Lender's actions�may �• <br /> • iaclude PaYinS anY sums secured by a li�e afiach has_priority over this Security; Trratcument. appearing in canrt, PaY�B =--- <br /> ' reasonable auomays'fees and enterin�on�Prope,rly to make repairs.Although Lender may cake action undtr tf�p a r�g t a D h ' <br /> � 7,I.ender does aat have to do so. . . —. <br /> •�'!��' Any amounts disbuised by Lender �:ndes�ttis Daragraph 7 ahpi�.isxome additional deUt of Borrower secaretl by fhLq. <br /> � �',` :'.. Secvrity Insuument.Unless Borrnwer ard Lendxr a;ree to other tex���5t payment. these amounYs shall bcar iraerest fm�n tint� � <br />_ . :; ,v �;�. <br /> ,<,. <br /> •;.,`•+ il ,• , rJa'�of disbuss�aent at the Kote rate ac� sha11 i�e paya;�:e, with i.Rterest, upan,�i�i�ce from Yendtt to Bonrow�r ceqnesting <br /> ,y:.;;fr.i;.>,' . ::t���. : . ', <br />';�°:- ' '� S.Mortgage Iasnranc�.if i.ender rcr��tiaad aiortgage iasurance as a canditian of making the Ioan sECUred by this Security �j <br /> j;�j� ,. . Instrument, �orrower simli pay the prem�i{�mm���'eqnired.to maintain the mortgage insurance in effsct. If, for any t�son, the --- <br /> „_y„ . .. `",�.' <br /> ;�� mortgage insu�nce coveiage r�quired by f�lapses.os ceases to 6e in etfect,Borrower shall puy the premiums required to � ��u: <br /> '�i�'�`��` obtain ooverage substantisiliy equivaleat ta�.martgag�bFUUrance previousiy in effect.at a cast substautinlly equivalent to the =,,,;__ <br /> •�•�_� ---.._ <br /> �• cost to Borrawer of the mortglge insu�zacc yreviousls in effect, from an alternate mortgage insurer approv�by Le�er. If <br />:�%ti�. substantialty equivaient mortgege insu�ce emverage is not uvailable,Barrowes sh�)1 pay to Lender eaah month a sum equal ta <br />.�;;����.,� � oao-twtlfth of the yearly mortgage insur�ce p�gmium being paid by 13o:cower when the insuranoe eovernge taDsed or c�eased to <br /> be in effect.i�ender wilt acaept.use asd retain thas�payxnents as a(o�fJ reserve in tieu of mortgage ins�ts�nce. Loss resexve- <br />� . . , krm 3028 0180 <br /> 'y.'. 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