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<br /> _.,�.�. . 96� ,
<br /> • S.Hazerd or L'raperty Ie�sueaitce. Burro�ver shall hcep iha improvcments now exisdng on c�r.,t�fur e�cted on lho Propea�y �;
<br /> ' dnsur�,d��in5t lo�s by Cuc, hazn�rds irtcluded�vithin thc t�rm "extendrd covernge" nnd nny oU�er haaArds,including Flraocis or -
<br /> flacsrlin�,for�viiic6 l.endc�Pcc�ui�es inr,urc�ncc.Ti�ie i�nsur�ncc sh:t{I hc mnintnincd in thc nmoun�9 nae.' for tho periods lhnt L.cndcr �
<br /> • � requdres.'Chc lnsurance carrier providing the[nsumnce shall be chosen by Borrower subject to l.ender'a approvnl which ei»ll not �
<br /> � b� unrcasannbly withheid. lf Bnrrower falls to maintain covet[�e descrlbed nbove, l�ender may. at I.�.nder's opdan, obwin =
<br /> : 9, wvernge to prAtcct L.en�er's rlghts in�he Propetty In accordancc wfth paragrnph 7. �
<br /> :. {• �� �;� All insut�nao poHcles and re.newala ahall ba occentable to Lender and shall lncludc u swndsud mortgaga clnuso.L.ender shnU �
<br /> �• "•''j hevo tha right to hold Iho pollcies and renewais. If L.cndcr rcquiees,Horrowcr s he l l Rromp t ly g ive to L cn dcr ull rc;ct;l pis c,f pald �
<br />_ �.,,�:� j]iCii1JU1115 r7i1(�Yi:ilCL'1aI 710UCCi.ln the evcnt of lass,Boaa���cr shall give prompt not!ce to the ir�sur�s�ce c�rrier nnd l.cndcr.Lc�der (@_
<br /> -�::�_�.-=�_� may maka proof of loss if nat mado promptly by Sorrowcr. �
<br />, �. Unle�s Lender und Borrower othcrwise agrec in wridng,insurnncc proceeds shall bo opplled uo restoraUon or rcpulr af tho __
<br />___ :,� PropeMy damaged.i�thc resroration or repair is economically fcasfble and Lender's securiry is not lessened,If the restomdon or
<br /> , rcpalr is not cconomlcally fcasiblc or Lendcr's s:,curlty would bc lessencd,the insurancc procceds shall be applied co tha sums
<br /> ;,� socured by this Sccuriry Inswment, whethcr or not thcn duo, with any oxcess paid ta 8orrower. If Bortower noandon9 the �
<br /> �.� Property,or dcscs nat ansuer tivithin 30 dnys n noflce from Lender that the insurance canier hng offercd to settle a clnlm,then
<br /> � • k l.ende�nwy caA,�t thc insur^,.nce praceeds.lsnd:r may us�ihe proceee�s to repair or restore die Pro�xrty or to pay sums secuced L
<br /> � ' � by tt�is Sccudty Instrur�ent,whether or not then due.'Rie 30-day period wiU bcgin wl�en the nodw is given.
<br /> �� ' Unless L.ender and Serrower ot�erwiso agree in wriflng,any appticudon of proceeds to principal ahall aot cxtend or postpone
<br /> the duo dnte of ihe monthly paymenis raferred to in paragcaphs 1 and 2 or changc the�nount of the payments.If under psuagraph
<br /> __ � �;:_y 21 ¢he Property is ecquired by Lender, Bonower's right to any insurance pollcles and proceeds resul�ing from damage to the
<br /> . ,• Propaty prior to tho acquisiaon sdall pass to Lender to the extent of the sums secured by this SecurIty Irisuument immediately
<br /> , . pdor to the acquisiuon. f
<br /> �`•���•�! ,�� � 6.Uccupancy�Preacrvatbn,Maintenance ead Protcetbn otthe Property; Borrowtr's Losa Appikutbn;I.es►sseholds.
<br /> - �� Bnrrower shall occupy,establish,and usc the Property ag Borrower's prIncipal residence within siaty days atter the eaecudon of
<br /> y,;;r.� ' � this Security Instrument artd shall wntinue to occupy the Property a9 Borrawu's principal residence furat least one year afcer U�e
<br /> � ' � date of occupancy, �nless I.endec otherwLse agrees in wddng, which consent shall not bP unreasonably withheld,or unless
<br /> ; =�;;��''' extenuaung circumstances exist whicl�are beyond Boaower's control.Bomower shall not destroy,damago or impair the Property,
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<br /> •�• ��: allow the Property to deterloratv,or commit waste on tha Property. Borrower shall be in dcfault if any forfcituro ac on or
<br />���;"`'�'�. procoeding,whether civil or criminal,is begun that in Lender's good faith judgment could result in fodeiture of the Proputy or
<br /> -._��;�.°" othetwise materlally Impair the lien created by this Security Instrument or Leridu's security interes�.Borrowu may cure snCh a
<br />--�`j'--�-'�� default end reinstate, as pmvided i��paragcaph 18,by causing the acdon or procceding to ba dismissed with a mUng that, in
<br />�4���•��7 Lender's good faIth determinatioa,prccludes furfeiture of the Borrower's intsrest in the Propeny or othex materIallmPaiiment of
<br /> --- the Ikn ereated by tiiis socurity instramanc or i.e�der�s securiry iaiecesi.Bormwcr an�ittl idiv uc;��.;eiavft::Lc:ra���Quris:g slss
<br /> -�r.::�xa�t'al��
<br />-6,v��q_�,�+� loan applicedon process,gave mau,rlAlly false or inaccurau infomtadon or statcments to I..en�er(or faikd tn provide Lendu wtih
<br /> -_"--`'�°m� any ma;erial informaflon) in connecdon with the loan evidenced by the Noto, including, but not limiud to. cepr�,sentatlons
<br /> --_-:u`_�'# concelning Borrower's occupancy of the Praperty av a principal residence.If this Security Insuument is on a leaselwld,Baerowcr
<br />__._,,,y� shall comply with all the provisiona of tha leaso.If Borrower acqui�rs fea title to the�rope►ty.the leasehold and tha fce dtle shall
<br /> __=-_--- not me�ge unless Lcndu agrces to the merger i��wri�ng.
<br /> � 7.Protectioa ot Lender's[t�ghts in the Property. If Bo►rower faiis to peiform the covenants and ageements contalned in
<br /> _�� this Security Instrument,or there Ls a legal proceeding that may signiticsmtly effoct Lender's rigt�ts in the ProperlY(such as n
<br /> __� procaciing in bankruptcy,prabau,for condemnation or forfeiture or co en2arce laws or regulationy).then L.ender may do uad pay
<br /> --_ °= far whatevu is necessary W protect the value of iha Propc�ty end I.endar's rights in the Property. Lender's ncda►9 may lncludo -
<br /> ----�-- puying any sums s�xored by a llen which das prlurity ovu this Security Instcument,appeadng in coua, paying re,�sonablt
<br /> auomcys' fees and ente,ring on the Property to make repairs.Although L.ender may take acdon under this paragraph 7.Lenda
<br /> - -= does not have to do so.
<br /> ��'" My amounts disbursed by Lender under this paragrapl�7 shall bocome addldonal debt of Borrowu ssxured by this Socurity
<br /> -- - Instrument UNess Bocrowcr and I.ender agree ta othor terms of payment,thesc omountv shall bear inte,�est from thts datc of
<br /> �� disbiusemcnt at the Nou rau and shall be payablc,with intciest,upon notke from L.enAer t�Bomower raquesdng paymcnG
<br /> 8.Mortga�e Ynsurance. Jf L,ender required mortgage insnrance as a condidon of maicing the loan securod hy this Security
<br /> "- " T��" inctmrr,rnt, A�rrowr.r cfia11 �ay tho nrcmiumc reauimd tn maintain the mortgage insumnce in effeG. If,fnr any reasnn, tho -
<br /> mortgege tnsurancc coverago requirecl by Lender Inpses or ceases ta be In effoct,Borrower shall pay�he prcmiurns requiretl to
<br /> obtain covenage substantially r.quivalent to the rnortga�a insurance previously in effect�at a cost subslarulally equivnlent w die
<br /> — cost to Borrower of the mortgage insurance previousiy in effect, from an altemAte mortgage insurer approvecl by L�ender. If
<br /> °"'-'�� substarnf.ully equivalent mortgege insurance coverage is not available.Borrower shall pay to Lender cach month a sum equal to
<br /> �f��� one-twelfth of the yeurly mortgege insurance premium bcing paid by Bonower when the insurance covcrage lapsed or ceased to
<br /> ----�`--��� be in effeGG Lender will accept,use and retain these payments os a loss reserve in lieu of mortgage insurance. Loss reserve
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<br /> ,,,•,t� , Form 9028 9l90 =.
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