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<br /> : TOQg'I'f�R WI'I7�all tha improv�mcret9 now or hem,�fter crcctcd on the property, and nll cs�sements, nppurtentu►ces,and ��
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<br /> Cxtures na��v on c�renCtcr a�vt of aho prop�.i�ty.All repl�ccments und ad:liiions shaU also be coverGd by this Sec�uity Instrument. �
<br /> All of tiic fosa�ain�is e�;fcrr.�l t�In Qds Sccurity Iastn�mcnt es the"Propeny:'
<br /> " DORROWF.It COi11�NANTS ttint 8orcowcr is lawfully scised of the esmte hcret�y conveycci and ha9 thc right to grm�t and
<br />- convey tho Propeny ond U�at the Property is un�ncumbercd,oxcept for encumbrances of rccord. Bunower wnmants and v�iU
<br /> � i dcfentl generaqy the title to tho Propeny�guinst all clalms and de2nands,subject ca eny encumbronces of record.
<br /> ,. ;,,� THI5 SF.CURiTY 1NS'IRUIu�NT combincs unlform covenants for nntian�l us�nnd nan-uniform�..avennnts with limlted
<br /> • ° ti�` vaziadons by Jurlsdicdon ta con�tituu a uniform security instrument covering real piupe�ty. �
<br /> H ' IJhi1FONM COV�NATdTS.I1nno�er nnd Lcader covent�nt nnd Hgre;a as follows: �
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<br /> r!!' 1.PAymeat of PrinclpA)And leterest;!'rtpilymen�Ynd i.aie�oQrgca. �unuwc� �i�n,� pi����p�ir p�y �.�� ••�•. `
<br /> ,��'� pdnci�ul of and interest on the debt evidsnced by tho Noto end any prepuyment and Iate ct�arges due under the I�Tote. �-
<br />-`_�.�� 2.Fund�for Twxes and Iesurance. Subject to applicuble law or to g wdtten waiver by I.ender, Borrowcr shall pay w �__
<br /> � Lcnder un�he day monthly paymcnts ure due under the Noto,until the Notc ia pald ie�full,u sum("Funds")for:(n)yearly taxcs
<br /> . ,!�,. and assessments which may nttein prioriry ovcr this Sccutlry Inswment as a licn on tho Froperty;(b)ycarly leaschold payme�ts =-
<br /> .,�.� or ground rents on the Froperty,if any;(c)yearly hezard or property insurance premiums;(d}yearly fload insurnnce premiums,if
<br />:'_��. �_,, e��y;(e)yeaely riioTtgage insurancc prcmiums,if any;.nd(�eny sums payable by Bormwer to Lender,in accordancc with the ,-
<br />_-�•r��"�'�•i � provisions of paragraph 8, in Ueu of tho payment of mortgage insurence premiums.These items are called "Escrow Items."
<br /> - • � Lender may,at any timo,collect and hold Funds in an amount not to eaceect the maxicnum amount a lender far a federally nelated
<br /> ��^ �%j..': mortgage loan may require far Bmnower's escrow account under 1he federel Real Estate Seulement Procedures Act of 1974 as _.
<br /> ''_���_� amendcd from timc to dmo, 12 U.5.C.Secdan 2601 et s�q. ("RESFA"),unless another law that applics W the Funds sets a lesscr
<br />_==_",,�,�� amount. If so,Lender may, at eny time,coUxt and hoW Funds in an emount not to eacced the lesser amount Lender may
<br /> -`-_���,�,;�� estimate thc anount nf Funcls due c,n tiie basis of currc;�t data and rqsona5le estimates of eapendiWres of fut.�re Bscrow Ite�ms or _
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<br /> r r,��., otherwiso in eccordancc with epplicable law.
<br /> - - The Funds shall be held in an insHtudon whose deposits ere insurcd by a federul agency,instrumentality.or endty(includtng
<br /> �_- �' Lender,if Lender is such an institudon)or in eny Federal Home Loan Bunk.Lender shall apply the I'unds W pay the Escrow
<br />-=:+� Items.Lender may not charge IIorrower for holding end applying the Funds,annually enalyzing the esce�nw eccounL or verlfying
<br /> - „� the Escrow Items,unlcss Lcnder pays Borrower interest on the Funds and appAcablc lew pexmits I.ender to make such a charge.
<br /> '=�`�"�' However,Lender may require B�rrower to pay a one-dme charge for an inGependent real estate ta�c reporUng service used by
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<br /> ��,:=_:-Y,� Lendu in conncxuon with this loan,uniess applicable lnw peuvides otherwIse. Unless an ugreement is made or applicable law
<br /> _-__—_ requires interest W be paid,Lender shall not be required to pay Borrowu any ir►cer�st or eamings on the Funds. Bormwer and
<br />_ '-''F'� Le,�der may�agtee in wrdpng.however.that inurest ahall b�paid nn the Funds.Ler.dcr st�all give w 13orrower.wi0hoat charge,an
<br /> ennual eccounting of the Funds,showing credIts end debits to tho Funds and tho pu�ose for which each dcl�it w the Funda was
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<br /> °t"''s�' If the Fliads held b Lender excoed the amounta peimittQd to be heid by appl�cable law,Lendec shall account to Horrose+er for
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<br /> -=--='�a the excess Funds u►accorcls�nce widi the requirements of eppllcable law.If the a�nount of the Fimds hold by Lender at any time is
<br /> -- not suf'ficient w pay the Escrow Items when due.Lender may so norify Boirower in wrldng,and,in such case Borrower shall pny
<br /> - to Lender the amount necessary to make up the de�icicncy.Boaower shall make up the deficiency in no more than twelve
<br /> °—_ monthly payments,at Lu►der's sole discredon.
<br /> ---= Upon paymei►t in fiill of ell sums securctl by thls Security Inswment,Lender shall prompdy refund w Borrowu any Funds
<br /> held by I.ender.If,under paragraph 21.Lender shall acquire or sell the Property.L.ender�prior w the acquisidon or sale of the
<br /> -------- Property,shall npply any Funds held by L.ender at the Ume of ncquisiHon or s�le as a cndit agatnst the suma secured isy this
<br /> -- - Security InstrumenG
<br /> 3.Appikation ot Faymenta. Unless applicabk Isw provides othenvise,all payments reccived by Lcnder under paragrephs
<br /> - 1 and 2 shall be eppHed: F'ust,to any pnpaymc.�t chargts due under the Note:socond,to amounts payable under paragraph 2;
<br /> third,W interest due;fourth,w princlpal doe;and laet,to eny late charges dne undu the Note.
<br /> --- 4.Chargesi Lieav. Borrowc:r shall pay all ttuces. assessments. chacges, Mes and imposidons aaributable to the Praperty
<br /> - which may auain priority ovcr this Securiry Instiuument,end lcasehold payments or ground rents,if eny.Boirower shall pay these
<br /> ---- obligarions in the manner provjded In para�'aph 2.or if not paid i�that manner.Bomnwer stisll pay them or�time d�rectly W Wc
<br /> - person owed payment Borrowes shall promp�y fumish to Lender all noticcs of amounts tn be paid under this paregr�ph. If
<br /> Bonower makes these payments directly,Bonower shall promptly fumish to Lendet receipts avidencing the payments.
<br /> = Borrower shall prompdy dIscharge any lien which tia9 pdority over this Security[nstrument unless Bomower.(a)agrees in
<br /> wridng w the puyma�t of tho abligadon secured by the Gen in a manner acceptabie to Lender;(b)conteses in gaod fuith tho lien
<br /> _�_.. by. or defends egainst enfomcment of the Iien in, legal proc;eedfngs which in the Lender's opinlon operaW to prcvent tha -
<br /> _ enfo�ement of the lien;or(c)secures from the holder of the lien an agre.ement satisfactory to Lender subordinating the Hen to .
<br /> u��: t�is Security Instrumen�If Lender detenninr.s U�at eny pa►t of thc Property is subjact to a licn which may auain priodty over this
<br />--==_°��= Sectuiry Instrument,L.endu may give Soaower a notice identifying 1he lien.Borrower shall satissfy the Iicn or t�ice one or more
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<br /> =�-�;..;,aR���. of the acdons set forth above within 10 dflys of th�e giving of notice. -
<br />___:-b=��__� Form 9028 0/90 _
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