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<br /> S.Npz�rd ar RroNer•ty I�supance. Donower shnll kc�p th�improvement�naw enisting or heeeafter erected on tha Prapetry
<br />`-,� .,, .,;� Insured sguinst lass by tiro, ha�.ards lncluded within tho tcrm "exte�nded coviceagc" and any other hezerds,including Eloads or �
<br /> ftooding,f4r which I.rndcr roquires insurencc.Th1s insuranw shall ba msintained in the amounts arui for tho pcdode�hat Lvnder
<br /> ,:_t,�,,., _� roqulres,Tha insuranca ca�rier pmviding tho inowanca ehep bo chosen by Bortower sub,},°;ct to I.ender's approv�l which Rhall not �-_
<br />� '�� 't`" �Wy ui; liii?uu"vf]�itS�j� Ni �:� to e a � po ___:.._ _ I.endcr may, at Lcnder's opdon. Obl8�11 r
<br /> thh°�!. If Eo:ra:ves fal... A 1I!�P..�!! £44!!'±�e tl�crri()t�(_I A(111vC,
<br /> •� +„� u�veesgs to p;atect I..e�der's�ghts i��ti;c Ptap::ity in r.ccorQance r�lth Par�^mph 7. �
<br /> nll iirnuiiu�iwi�r'v;;�G3 ww'�..��.�:.I.".:.h;J:w�.."�'�b� SO l�T.�^�d�1.h!Il inr.J��rin n atandnrd mortg�e ClEUSe.LCitdCr ehell
<br />_� havo tha dght to hold tt�e pollcics and rencwals.If Lender cequires,Eiocrowcr shell prQmpdy giva to Lender ell receipts of pafd �
<br /> premiums and renawal nodces.In tho ovent af loss,Borrowcr shall give prompt nodas t�o the insurance cerrier end L.ender.L.ender
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<br /> may mako proof aF loss if not made prompUy by Horrower. �
<br />__�fk��i� Unless Lender ond Bortower otherwiso ngrca in wridng,insurance proceeds shnll be applled to reswra�on or rcpuir of the c
<br />:':,�:�.=;ni; Prnpercy ctanu►ged,if th$resu>radon or repair is economiccylly feasible nnd Lender's securlty ts not lessened.If the restoradon or
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<br /> ��w repair is not oconomically feasibla or I.cnder's securlty would be lessened,thc insuranw procec�s shall be applled to the sums
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<br />,�;;= secured by thls SecurIty Instrument, whether or not then due, with any excess paid to Borrower. If Bonower ubandons e
<br />�,,...,�: � Property,or @oes not answer within 30 days a nodce from I.ender that the insurance carrler hs�s offemd to seala a claim,then
<br />�:-_`�.�'Y Lender muy collect tha insurance proceeds.I.ender may use Iha proceads to repair or reswre the Property or to pay sums secured
<br />=-�;�g� by this Security Instrument,whether or not then due.Th0 30-dxy pedod wilt begin when the naHce is given.
<br />-_:,.;:�� Unless Lender end Borruw�r othecwiss agree in wridng,any applicadon of procecds to paincipal shall not extend or post�one
<br /> "'`"""'`� tho duo date of tho monthly payments referred to in parngrapba 1 and 2 or change the amaunt of tha paymeute.If u1c�e�p�agreph �:
<br />__-u.��� 21 tha Properry is acquired by Lender,Borrower's rlght to any insurence policics end proceetls resuldng from damage to the �
<br />;��:=M a.. Property prior to the acquisitlon shall pass to I.cnder to the extent of the sums securcd by this SecurIty Instrument immediatcly
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<br /> pdor to the acqu3siHon. _
<br />_�,_•��� 6.OccupAncy�PreservAt3�,n,MatntenAnce and Protc�tioa of the Proptrtyi Borrower's Loan Appikatlon;I.aweho{ds. _
<br /> —�,a,,,,� Barrower shall c�ccupy,establish,ond use tha Proputy a��orrower's prIncIpal residenco within skty days after the execudon of
<br /> _ this Security Instrument and s'�nU condnue to occupy tho Prape�ty as Borrower's princlpat resldence for at lea9t one year after the
<br /> ;_��� date of occupaucy. unloss Lender otherwisa agrces in wrldng. which consent shall not bo unreasonably withi�eld, or nnl�ss
<br /> --�� extenuedng clrcumstances exist which are beyond Borrower's control.Borroaea�ahall not destroy�damage or impair the Property�
<br /> • allow the Propeity to cietcriorate. or commit waste on the Property. Bonower shall ba in default if any forfeidua scdon or
<br /> _._�_��,� praceecllng.wl�ether clvil or crlminal.is txgur that 1n Lendc�'s good fatth judgment could result in forfeinue of tha Prope�ty or
<br /> otherwise matrilally impair ma iien created by this Scxuriiy Insicumeni iri La�uu'b�:,tttii-�+�t�rea�i.Earra�es srk:;cssre°..�h s
<br /> �- - default end re9nstato,as provided in paragraph 18.by causing tho�c:don or proceeding to be dismissal witf►a rullng tuat+�n
<br /> '�'�-':� Lenda's gaod fnith determination,precludes forfeipue of tha Boirowes's intuest in the Proputy or ot�rr mete�ial impairment of _
<br /> the lien created by this Socurtty Inshument or I.tnder's secur[ry interest Horrower shali aLso bo in default if Bonowu,during the
<br /> _--- loan appllentinn pcoce,s,s�gave mat�erlally false or iaaccurate inforrnadon ar suu�..menta to I.ender(or failod W provido Lender wlth
<br /> any matalal informadon) in wnnecdon with the loan evldenced by the Note, iacluding,but not Wnited to, representatlons
<br /> conceming Borcowu's accupancy of the Propacy as a principal residenco.If this Securlty Insuument is on a teasehokl,Bocrowa
<br /> shall comply with all the provisions of the lease.If Bonower acquires fce atle to tho Prop�erty,tho leasehold and the fx dtla shail
<br /> nat merge unkss Lender agrees co the merger in wrldng.
<br /> 7.Protectloa of Len�er'e Rights in the Property. If Boccower falls ta p�rfonn the covr,nants end agrounen�g contalnetl in
<br /> this Securlty Instrument,or the�e ls a legal pmcesding that may slgnifictu�tly at�'xt Y.ender's rights in tho Property(such as a
<br /> proceafing in banlauptcy,probate,for condemnetion or fodelwre or to enforce lawa oz ngulations),then La►der may do and pay
<br /> for wh�atevu is nece.gsary to protect the value of the Property and L�nder's rIghts ln d�e Property.Lcnder's acdons mey lnclude
<br /> paYing any sums �ecured by a Iien which has priority over this Securlry Insuumeat,eppearing i��court, Paying reagonable
<br /> auameys' foes and entedng on tho Pcaperty to make npaira.AlU�ougu Lender mey tss�icce se6on under this parograph 7.Lender
<br /> does not have to da so.
<br /> Any amounts disbursed by Lu►der undu this paragraph 7 shall become addldanal debt of Bocrower secured by this Socurity
<br /> �— Instnunent Ui�less Horrower and Lender aQroo w othu tem�s of puyment,these�rnounts shall bcar inuxest froen the date of
<br /> -- --°-= ui�cbu�nc+��+�t at th�i+1a�e jate and�►,a11 be payr�l�.wttti fntM.�sc,ugan�oslcc fm:n Lcr.der�c�er:oNe::�:::,�i.^e"F»;n:ecG =
<br /> S.Mort��ge In�uranee. If Lender roquired mortgage insurance es a condidon of maidng tho loan secured by this Security
<br /> --- lnsuument, Bo►sower shsll pay the prcmiume requf�md to maintein the mortgege Insurencc+ in effxG If, for any ce�son. the
<br /> ._ mortgage insurance covciage requized by Lender fepses or ceases w bo in effect,Borrower shall pay tho premiuma roquired to
<br /> .— obtain coverego subsutntially equi�alent to the mortgago insurance previously in effcet,at a cost substandally equivalcnt t�o the
<br /> — cost to Borrower of the matgage insurance previously in eKect,from an altanate mortgoge insurer apq►roved by Lender.If
<br /> substantlally cquivaicnt mortgago insurancc coverago is not availnble.Borrower shaU pay to Lender each month a sum equal to
<br /> --�---� one•twelfth of tho yearly mortgage insuranca premium being paid by Bomnwer when the insw�nce wve,rage�lepsed or ccased to
<br />___ - bc in effccG I.endcr will accept, use and retain thes�;payments ns a loss reservo in Ilen of mortgnge insurence. Loss resexrro
<br /> __-���'=��. Form 9020 �loD
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