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<br /> S. 19n?:!►•cl �e 6�iv��ierty Y�t,t►►•aunc. 13iierov�cr r;hnll kccp thc improvcmc�its notiv cxistiui5 (lI' II^.fC1RCP Cf'CCiCL� on tl►c
<br /> Prnperty insurcd Uguinst lass by firc, li(1'lJIY(19 IIIC�iI(IC,(I 1VILIl�11 IIIC lCi'lil "extcrulcd crjvcrngc" nnd imy othcr haznrds, includiug
<br /> flouds�r flo�ding, for�vhich[.c:nder rcquires insuriincc.'fhis insura�cc shall bc�nnintaincd in thc nmounts nnd for thc pcefcxis
<br /> thnt I.cn�ler rcyuires. The insur,muc carrlcr providing th.e Insurluicc shall b�chascn by porro�vcr sut��cct to Lendcr's i►pprovn!
<br /> wl�icb shn11 nut bc unrcoson;�bly witltl:cld. If' t�urruwcr Gdls to m�lmnin covcrnbc dcscribccl nbovc, I.en�icr mny, nt I,cndcr'a
<br /> opticm,ohtaiii covcragc ta protcc►l.ctcdcr's rlghty i�i thc Property in nccarduncc wtti�puragrnpl�7.
<br /> � All insueruu�e�Kil{�icles nncl rcnewuls Shall he acceptuble ta l..enyder and shall in�,clude n stiincl��rd mortga�e clnuse. !.yensler(�
<br /> n1iU��II4t�.f��M 1,�11\Ll/�I�/IY�t1Y�I�7��VI�I NIIU rV1�b�1'{I/If. %1�./�I/uVl��t�11'.11 V\II�l1�Tb�f�tll�����It�;/tlr��Y{.��lµr1�41(j��I�.v�t�I{c�\31 -..
<br /> ��ald prcmlum9 nnd reucwnl nnticcs. In Ihe evcnt oP In::y, Uorrowcr vhull give prompt noUce w tlie insurimcc currier nnd l.rnder,
<br /> l.cndcr m.iy niakc��r�x�f of loss it'nnt mudc promptly by[3�rrnwcr.
<br /> UnPcsy[.cndcr nnd}3orrower otficrwise ngrcc�in writing,insumncc pnxceds shnll hc applicd to�•estorallon or repair of thc
<br /> Pruperty dun5agcd,if thc restoratlon ar repuir is economfadiy icnsihlc and I.endcr's sccurity is not Icsscnc�l. If thc resturntion or
<br /> rep�ir is unt cconomirnlly feusible or Lender's sccurlty would b� Icssenecl, thr,insur�nce proceeds shall be applled to tho sums
<br /> securcJ by thiF Sccurity Instn►ment, whethcr or not thcn duc, wltt� nny exccss patd to aorrowcr. If Barrowcr abandons thc
<br /> Property, or docs noc answer within 30 day�a notice from l.ender that tha insurance ca�rier hns offered to setNe n claim, then
<br /> Lcncler may �ollect the insurancc pracecds. Lender may use thc procccJs to rcpair or restore du Property or to puy sums
<br />' secured by this Securi�y Instrument,whether or not tlicn dne. The 30-dny period will begin wlien the notice is given.
<br /> Unicss Lcndcr and Dorrower otherwise ugree in wri�ing, Qny npplication of procec.�is to principal shall n:►r cxtcnd or
<br /> postponc thc due date of thc monthly paymcnts rcferrcd to in puragrnphs 1 nnd 2 or change the amount of the pnyments. If
<br /> undcr paragr.�ph 2l thc I'ropcnp is a�.quired by Lender, 8orrm:�er's right to uny insurancc polIcies und procceds rest►lting from
<br /> dnmage to tlic Property prior to thc acquis9tion shnll pass ta L.endcr to the extent of thc sums secured by this Security Instrument
<br /> immcdintcly prlor to thc acquisjtion.
<br /> 6.Occupancy,I'reservut[on,Mulntenunce nnd Protecsion oP the Property;llorrowcr's I.oan E#pplication; I.eusehold9.
<br /> Horrower shall occupy,establish,and use the Property ns Borrower's principal residence wilhin sixty deys AQer the executi�n of •
<br /> ti�ls Sccurity Instrument nnd shal{continuc to occupy tlte Property ns Qorrowcr's principa! residence for at lcast onc ycar nRer
<br /> the date of occ:upancy, unless[.ender otherwise agrees in�vriting, which consent shall not be unreasonabiy withhcld, ar unless
<br /> extenuating circumst�nces cxist which nre bcyond Horrower's control. Borrow•er shall not destroy, damage or impnir the
<br /> Prop�ny, ullow thc Propeny to dctcriorute, or commit waste on thc Property. Borrowcr sliall be in dcfault if any forfeiture
<br /> action�r proccaling, whether civil or criminal, is begun that in Lender's�ood faith judgment cauld result in furfeiture of the
<br /> Property or otherwise mnterially impuir the licn creatcd by diis Securlty Instrument or L.ender's security interest.Barrower may
<br /> �LS'�S�»Ch»��.°f3l:!!9l:�i�:s25�Q..„,.°.�..°gr��'sdAs!in Fm�Rr�gh I�?,�+�!•a�!gipo rQn grtinn nr nrnrrrslino t.i hF�li�iniccr�l with n r��lino
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<br /> that, in I.ender's �oed faith determincition, precludes forfeiture of ti�e Borrower's interest in the Praperty or other material
<br /> impuirmcnt of the licn ceented by this Security Insttument or Lendcr's security inicrest. Borrower shalt also be in default if
<br /> Aorrowcr,during the 1c�nn npplication proccss,gave mntcrially falsc or inaccurate information ar statements to L.cnder(or failr,d
<br /> to providc L.cndcr with nny material information)in connection with the loan evidenced by tlie Note, including,but not limit�d •
<br /> to, representntions concerning Bor.ower's occupancy of the Property as a principal resldenee. If this Seeurity Tnstrument is on u
<br /> Ieasehold, Borrower shnll comply with ull the provisions af thc le.�se. If Borrower ucquires fee title ta the Pruperty, the
<br /> • leascho9d ond tt�e feE title shull not mcrgc imicss Lendcr ngrecs to the mergcr in writing.
<br /> � 7.Proteetfan oP I.ender's R(ghts(n the Property.If BoMOwer fails to perform tlie covenants m�d agrecments conZainccl in
<br /> tl�is Securiry Instrument, or ti�ere is a Iegul Nrocc;eding that may slg�ufic.lntly affect Lender's riglits In the Property(such ns a
<br /> pra;eeding in bankruptcy, prob:�te, for condemnation or forfciture or to enforce laws or regulations), then 1.Qnder mny do�ud
<br /> � pay for whatever is ncccssary to profcct tiic valuc of thc Property and i.ender's rights in the Property. Lender's uctions may :
<br /> includc paying any sums secured by a licn �vhich has priority over this 5e�urity Instrumcnt, appearing in court, paying
<br /> . rcasa,nahle uttorneys'fc.es and cntcri���on the Propeny to make repairs. Although Lencicr niay take actian under this puragraph
<br /> 7,L,cndcr docs not havc to do so.
<br /> . Any amounts disbursed by Lendcr under this parngr�ph 7 shall became ndditi�nnl debt of Borrower securecl by this
<br /> Sccurity Ynstrumcnt. Unlcss Borrower und I.cndcr ngn:c to c+thcr tcrms of paymcnt. thess nmounts shall br.ar intcreyt from thc
<br /> date of disburscment at the Note rate and shall be nayable, with intenst, upon notice from Lender to [iorrowcr requcsting :
<br /> paymcnt.
<br /> 8.Mortg�ge Insura�xe.If Lender requirod mortga�e insurancc as a condition of�naking thc loan securcd by this Sccurity �
<br /> ' Instrument, BorroH�er shall pay the prcmiums tequircd to mt�intain the mortguge insurnnce in effect. if, for any renson, the �
<br /> mongage insurancc coveragc required by L.ender lapses or ce.�ses to be in effect, Sorrower sliull pay the premiums requircd to �
<br /> � obtain coverage substantially equivalent to the mortgage insurnnce previously in effcct, nt a cost subst:►ntinl{y e;quivsilent to the •
<br /> . cost to Borrawcr of thc mortgage insurnncc prevlously in effcct, frnm an alternnte uio�tgnge insurer approved by I.endcr. If
<br /> substantiulty equivalent mortgagc insurancc covcragc is nat uvnilable,Dorrowcr shnll pay to I.ender each month a sum equal to
<br /> anc-twelnh of Htc yc.�trly mortgagc insurancc premium being paid by Bonower wlicn the insurance covcrage lapsed ar cet►sed to
<br /> � be in effcct.[.c:nder will accept, use and retain these payments as n loss reserve in lieu of mongage insu�nnca Loss rescrve �
<br /> , Form 3028 9/90
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