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<br /> . n . 13. �,upp ClwrQa. lf the loan secured by thia Security Instrument is wubject tu u luw wh�ch�utti muxmium lo�n ��::;;':'-�-=:.f:�.
<br /> chu�es,and that law is finally interpreted r�thae the interest a�cuher loan chorgea r��llerted ar t�.he r�►Ilrr�eJ m runnrctiun 1 ___
<br /> � with the laan ezceed the pertniaed limits.then:(a)uny such laan chargc ahall bc redured by thc�moum ocrc�+ury���rcduce •
<br /> the charge to the permitted limir and(b)any sums Alreuly collected frum Borruwer which eMCCCdcd permu�cJ hini�,will
<br /> b�refunded to Borrower.[.ender may choose to make thi�refund by reducing the prirkipal awed ur�ler the Nrnr nr by muking _
<br /> a direct pAymeot to Borrower. lf a refund reduces principal,the reduction will he treated as a p•rniul pre�rryment without • • _
<br /> any prepayment cherge under the Note. _
<br /> ' 14. Notkes. Any notice to Borrower provided for in this Securiry Intitrument shall tn grvrn by Jclivcring n ur �= ��
<br /> ' by mailing it by fint class mail unless ppplicable law requires usc of unothcr methcxl. Thc nuucc.hull he Jircrted tu the �-
<br /> Pro p erty Address or any other address Borrower designates by notice to l.endc�. Any n�K�cc t�i l.c�der+hull bc givcn by
<br /> first class mail to L.endcr's addrcss slated herein or any other address Lx:ndcr Jesignates by notice to B orrower. Any n o tice
<br /> provided for in this Securiry Inatniment slwll be deemed to have been given ta Bor�uwer nr l.ender whcn given as provided _
<br /> in this paragraph.
<br /> " 15. Goverafng Law:SeverabilNy. This Security lnstrument shall bc governed by icderal law and the law uf�he
<br /> jurisdiction in which the Property�s�aaled. In the event that any provision or clause of this Securiry Instrument ar the Note _
<br /> conflicts with applicable law. sucb contl�et shall not afiect other provisions of this Security Instrument or the Nute which
<br /> �' , � can be given effect without the conflicting provision. Ta this end the provisions of this Securiry lnstrument suid the No[e
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<br /> ' arc declared to be severable. • �
<br /> ! ' 16. Borrower's Copy. Borcower shall be given one conformeJ copy uf the Nate and nf this Security lu+trument. ,,
<br /> or a BeneOcisdl Interest in Borrowcr. lf all ur any part of ihe Propetty o�s�ny ' "^��'��
<br /> ti 17. Transter ot t6e ProperlY �
<br /> � interest in it is sold or transferred lor if a beneficial interest in Borrower is sold or trunsferred and Borrower is not a naturol
<br /> personl without l.ender's prior wrinen consent, L en der may, u t i t s o p t ion, re quire immediate pa yment in full of:�II sums � ^
<br /> secured by this Security Instrument.However,this optian shall not be exercised by Lender if exercise�s prohibited by federal
<br /> I�w as of the date of this Securiry Instniment.
<br /> If l.ender exercises this option. Lender shall give Borrower notice of acceleration.The natice shall provide a period _,� _
<br /> of not less than 30 days from the date the nntice is delivered or mailed within which Borrower must pay all sums secured ;�_'
<br /> by thia Security Instrument. If Bor�owcr fails to pay tFiese sumc priar to the expiration of thiti period. I.endcr may invake -_
<br /> � any remedies permit[ed bY�I�i,Sr�:urlty Inatrumcnt without fe�rther notice or drmend on Barrawer. '�
<br /> 1S. Borrower's Itight to Relnslete. If Borrower meets cenain conditions,Borrawer xhall have the right�o have , �
<br /> enforcement oi this Security Instrument discontinued at any time prior�o the earlier af: la)5 days(or�uch other period
<br /> as opplicable law may specify for reinstetement)before sale af the Property pursuant to uny pawer of sale cuntained in this p
<br /> � Securiry lnstrument: �x(i�)nut�Y oi a judgmcnt eaforcing lhis Security ln�tn�ment•Thoxe conditions arc that Borrower: �
<br /> (a)pays i.ender all sums which then would hr due under this Security Inctrument and the Note as if no acceleration had �
<br /> cecurred;(b)cures any default oi any other covenams or agreements;(c)pays all expenaes incurced in enfo�cing this Securiry i
<br /> Instrument, including.but�ot limited to, reasonable auorneys' fees; and(d)takes such s+ction as L.ender may reasonably
<br /> �, require to assure thet the lien of this Security Instrument. l.ender's rights in the Property s�nd Borrower's obligation a�puy �
<br /> � �he sums secured by this Securiry Instrument shall continue unehanged. Upon reins[atemem by Borrower,this Sucunty In- �
<br /> strument and the abligations secured hcreby shall remain fully eftective us if no ucceleratiun had accurred. However, this
<br /> right to reinstate shall not apply in the rase of acceleretion under para�raph 17. .'
<br /> 19. Sale of Note;Chpnqe oi'I.oan Servicer. The Note or a panial interest in the Nute Itogether with th�s Security
<br /> Instrument)may he�old one or more time�without prior notice to Borrower. A �ale inay result in a chan�e in the rntity
<br /> (known as the "Luun Serviccr") thut cnllects monthly paymentti due under the Natc �nd this Security Instrum�nt. There
<br /> also may be one or rnure changes of the Loan Servicer unreluted to a tiule of the N�ue. If there i�a change uf'the Loan
<br /> Servicer, Borrower will6e given written notice of the change m uccordunce with purugr•rph 14 above and applicuble luw.
<br /> The notice will state the name and address of the new I.oan Servicer anJ the uddresx to which payments should Ne mude.
<br /> The notice will also contain uny other information required by applicable Inw.
<br /> ' 20. Hozardous Substances. Borrower shall not cause ur permit the presence,use, disposal, starage, or rclease
<br /> ' of any Hazardous Substances on or in the Propeny. Borrower shall not Jo, nor allow anyonc clu to do,anything affecting
<br /> ' the Propeny that is in violation of uny Envirunmental Law. The precedin�;twu+entences .rhull nat apply to the pre�rnce.
<br /> j u�e,or atorage on the Propeny of xmall yuantities of HazArdous Subgtances thut arc generally recoFmr.cd tu hc vppropriate
<br /> to normal residential uses and to maintenance of the Property.
<br /> ' Bonower shall prompUy grve l.ender written notice of•rny mvextig:�tion,rlu�m,demand,lawsuit ur�xher action by
<br /> any governmental or regulatory agency or private party involving the Pn�peny and •rny Hazardous Subsrrncc or
<br /> Environmental Law of which Borrower has actual knowledge. If Borrower Ieurm,ur is notitied by any governmental��r
<br /> regulatory authoriry, that any removal ar other remediati�m��f any H�ard�wa Subxt•rnrr•rffecting thc Propeny i.nere�sary,
<br /> Borrower shall promptly take all neces�ary remediul actions in accardancc with Environmental l.aw.
<br /> As used in this pnragraph�0."HazarJous Sub�t�nces"�rc tho.e tiubtitanrc+detined a+toxic��r hazard��us.ub,rrnces
<br /> by Environmental Law and the fuUowing�ubstunces: gasolinc,krrou:ne,uther tlammrble ur toxic petrokum pnxluct�.tuxic
<br /> pesticides and herbicides,vulatile solvents, matcrial.cuntaining asbc�to+ur t��rmaldchydr, unJ r�Ji��ar�ivr matenal.. A+
<br /> used in this paragraph 20,''Environmental Luw"means fed�rul luws unJ laws uf thc jurisdi�tion where the Prnperty i�lixuted
<br /> _.`
<br /> that relate to health, safety or environmental protection.
<br /> y� , NON•UNIFORM COVENAN"f5. Burrnwrr anJ L�ndcr furthcr �a��rnant and agrcc as tidluws:
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<br /> � 21. Acceleration:Remedles. Lender shall give notice to Borrower prior to accelrralion Pollowing Burrower ti
<br /> � breach of Any covenant or aRreement in Ihis tiecurity Instrument lbut not priur to arcelen+tion under parupraph 17
<br /> unless applicable Ipw provides utderwisel.The notice shall specify:lal the default;lb)�he action required to cure the
<br /> default: (c) a date. not less than 30 days from the dute the nndce is�iven to Borrower. by which the deiwult mu�t
<br /> i �....��w.��nnd�dl that iailure to cure Ihe default on or before the date specitled in the notice m+�v result in skceleralion
<br /> , of t6e sums secured by tdis Securily In+trument and wle of the Propertv. i ne noiice xnaii iunner iniorm nurn►»rr
<br /> i ot the rig6t to reinstate ai�ter accelerntion end the ri�ht to brinR a court uction tu assert the non-e!cistence of a default
<br /> or s�ny other detense ot Borrower to acceleration�nd sale.If the default i�not cured�m ar befurr the date�p�tiitird
<br /> lo the�wtice�LeMler at its option may require immediAte payment in t'uU of ull sum�wrurcd br�thic tiecurih�la.trument
<br /> wiWout tLrther demvtd and may invoke the{wwer uf wle�nd am�Nher remedles p�erenilted by applics�ble law.1.cnder
<br /> sholl be entilled lo collect �II expens�incurred in pursuinR the remedies pru��ided in thic paraKreph 21, inrludinR.
<br /> but not ILnited to. reasonable attorneys' fees and custs o[title c�•iden�e.
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