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<br /> payitients may no lon�cr lu:req�aired, ��t thc optim�of Lc,u:ler, if martgagc insumncc covcragc(in thc amount und for tlic period _
<br /> t�ut Lcndcr rcquires)provfd�d by nn insurer appraved by I.endcr aguin becomes nviiilabtc and is abtained. Borrowcr shull pi►y
<br /> the prcmiums requircd tu maintuin mor¢Fage insurnnce in efFect,or to p�•�wide a I��ss reserve, until the requirement for mortgage
<br /> insumnce ends in accordancc with uny writtcu agreement between Borrower nnd I.endcr or iipplia�Ule Is�w.
<br /> 9. Ins�xctl�tn. I.cnder ar its agent may m;ilce rcasonable entrics upnn und inspr.ctions of the Property. Lendcr shall qivc ,
<br /> C3orrowcr notice at the time of or priar ro un inspection specifying reasonuble cause for the inspcctinn.
<br /> 10. Condemnxtion. The procccds of s�ny award or cluim For d�unages, direct ur conscquential, in connection with any
<br /> condemnation or other tuking af nny part of'the Praperty, or for conveyance in lieu of condemnntion, nre hei�eby nssignai and
<br /> shall bc paid to Lendcr.
<br /> In the event nf o total taking of tho Properey, tht proccais sl�all be applicd to tlie sums sccured by this 5ecurity Instrun�ent,
<br /> whcthcr ar nat then due. with nny excess paid to Borrowc:r. In thc event of a partinl [akin�of thc Propcny in which th�fair =
<br /> mnrket vulue of the Property immediately befor�the tuking is equul to or gre,ltcr than the amotuit of die sums securcd by this
<br /> Security Instrument i:umediately before the tnking.unless Barrower nnd Lender othenvisc agrce in tivritin�,the sums securGd by
<br /> this Securiey Instrument shall be reduced by the lmount of [he procecds multiplicd by the following fracti�n: (a) the total
<br /> nmount of tiie sums serured immediately hefore the ts►king, divided by (b) the fair market vult�e of thc Arap�rty inunediately
<br /> beforc the taking. Any b�lnnce shAll be paid to Bono�ver. In the event of 4 purtial taking of thc Property in �vhich thc fnir
<br /> market vulue of the Property immediutcly befare the tulcing is less than the umount of the s�sms secured immediately before the
<br /> taking, unless Bo;rower and Lender othenvise c►gree in�vriting or unless applicuble la�r oth$nvi;e provides, ihe praceeds sfisll
<br /> bc npplied ta the sums secured by this Security Instrument whether or not the sums are ehen due.
<br /> If the Propeny is abundoned by Dorrower.or if, �fter notice by Lender to Bonower that the condemnor offers to make an
<br /> ut�+ard or setttc a claim for damages, IIorrower faiJs to respond to I.ender within 30 duys after the dnte the notice is given. _
<br /> I.ender is nuthorized eo collect nnd apply thP pn�ceeds,nt its option,either to restorAtiun or repair of the Property ar to the sums
<br /> sec:ured by this Security[nshvment,whether or not then due.
<br /> Unless L.cnde,r and Borrower othe►wise agree in writing, any application of pruceecls to principnl shall not extend or
<br /> po�tRanc thc duc datc of Ghc monthly paymcnts refcrrcd to in paragraphs 1 and 2 ar changc thc amount of such paymcnts.
<br /> 11.Borrower Not Released;Curbettrunce Dy Lender Not a Walver. Extonsion of the time for payment or moclification
<br /> of amortiuttion of the sums secured by this Security Instntment granted by I.end�r to any successor in interest of Borcower shall
<br /> not operate to rclease the liability of the ori�inal Borrower or Borrower's successors in interest. Lender shall not be cequired ta
<br /> CAtlltlle�ce nr[�eePdin��r�vninct nnp c��errsc»�i�intFrPCt�r rpf��ca tn�vrvnr��imP f�r Fa;!nPn!�*�ther.viS?!riL'�Ify'P221L`.*!�aKQII
<br /> of die sums secured by this Securiry Instrument by reason of any dem�u�d made by the ori�inal Borrower or Borrowcr's
<br /> successors in interest. Any forbcarance by Lender in excrcising any right or remedy shell not bc a waiver of or preclude the
<br /> excrcise of any right or remedy.
<br /> 12. Successora end Assigns Bound; Joint and 5c:veral Ltabllity; Crrsigners. The covennnts and agreements of tt�is
<br /> Security Instrument shnll bind and benefit tlie successors und assigns ot Lender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and �greements shall be jolnt and several. My Borrower who co-signs this Security
<br /> Insaument but dnes not execute the Note: (a) is casigning this Security Instrument only to mortgage,grant and convey that
<br /> Borrower's intcrest in the Property under the terms of thls Security Instntmenr,(b)is not personally o6tigated to pay the sums —.
<br /> secured by this Security xnstrument;and(c)agrc�es that Lender and any other Borrower may agre�to extencl,modify, forbear or —
<br /> make any accommodntions with regard ta the terms of this Securiry Instrument or the Note without that Borrower's consent.
<br /> 13.Loan Charges. If the loan secured by this Security Instrument is subject�o a lativ whIch sets maximitm loan churges,
<br /> :uxl that law is finally interpreted so thut the interest or ather loan charges collected ur to bs collected in connection with the
<br /> Ir�an Nr�pnA thr rwrmiftrrl limitc, thnn• fnl an�cnrh Inan rhv_r�P oh�q M.�ai�Trrrl F+v fhr mm�nnt n�r�eca�M nvi�n��{;:��,a�
<br /> tu the permitted 19mit;anrl(b)nny sums ul��dy collected frnm Boaowcr which exceeded permitted ltmits wil! bc refundsd ro
<br /> Borrowee. Lc��der may c.haose to make Aiis refund by reJucing Uie �rincipal owed under the Note or by making a direct
<br /> payment to Horrower. If a refund reduces principal, the redaction will be trcated as a partial prepayment without Any
<br /> prepayment charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Security Instrument shall be givcn by delivering it or by mailing
<br /> it by ficst class mail unless applicable law requires use of another method.The notice sitall be direcic:d to the Property Address
<br /> or a��y other address Borrower designates by notioe to Lender. Any notice to Lender shall be given by first class tnail to
<br /> L.ender's addre.es stated hercin or nny other address Lender designates by notice to aorrower. Any notice provided far in this
<br /> Security Instntment sl�all be deemed to have been given to Borrowor or�.cnder when given as provided in this paragraph.
<br /> 15.Goveis�ing Law; �everabillty. Tliis Security Instrument sh�ll be governed by ficIcral law and thc luw af thc —
<br /> ' ji�risdiction in which tt�c Propeity is located.In the event that uny provision or clause of this Security Instrument or the Not�
<br /> conflicts wiW applicable law, such canflict s��l unt affect nther provisions of this Security Ix�sttu�nent or the Note which�1n be
<br /> • given effect without the contlictin6 provision.To this end the pravisions of this Security Instnt�ent and the Nute arc dcr.}su��d
<br /> ' to be severable.
<br /> , 16.I4orrowe�'s Co�y.Borrower sh�ll be given one conformed eopy of the Note and of this Securiry Instnunent.
<br /> �rorrn 3028 9190
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