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If'tdl ur�iny pai�c of the Propeny or any interr.st in it <br /> � is 4old crc transferi�i(or if:i bcncficial intcrest in Eiorrowcr is sold or tr.msfcrrcd un;i Einrr�wcr is not a naturul p�rson}withaut <br />- I.cndcr's prior wriucn canscnt. Lcndcr muy, at its uption. rcquirc immediutc p�ymcnt in fuU of ;dl surns sccurcd by this <br /> Sccurity Instrument. Ha�acvcr,thic�ption shnll not bc exercisecl by Lettder if exercise is prohibited by fulernl luw us of the duto <br />- of this Security[nstrument. <br />_ If I..ender exerciscs this option. Lcndcr shnll givc Borroevc�notice of acccicrmicm. 7'he naticc shall provide u perind af nnt <br />= lesti tlitw 30 duys fro�u thc Jatc thc nutice is delivercd or mailcci within �vhich florrowcr must pay all sums secureA by this <br />' Security Instrument. If Borrower fnils to pay tEicsc sums prior to the expimtian of this perioci, l.endcr miry invoke any remcdics <br />° permittcd by this 5ccurity Instrumcnt�vithotu furthcr noticc or dcmand on Borrower. <br />= 18. Burro�ver's Rl�ht to Rclnstute. If Barrower mcets ccrtnin conditions, Borrower shall have the right to huve <br /> enforcement of tfiis Socurity Instrument discontinued at any time prior to the carlicr of: (n) 5 days (or such oth:r period as <br /> uppG�able luw may specify for reinstutement) before sale of the Properry pur�uant to any po�ver of sale contnin�ci in this <br /> Security Instrument;or(b)enhy of a judgment enfarcing this Security Instn�ment. Those conditions are that 8orrower, (a)pays <br /> Lender ull sums which tfien would be due under this Security Instnrment nnd the Nate us if no uccelemtion hud occurred; (b) <br /> cures 1ny default of uny other covenauts or agreements; (c) pays all expenses incurred in enfnrcing this Security Instni�nent, <br /> including, but nat limited to, reasonable attorneys' fces; and (d)takes such uction us Lender m;iy reasonably require to ;�ssure <br /> that thc licn of this S��curity Instaimcnt, l.cnder's rishts in thc Property and Dorrawcr's obligation to pay the sums sccu�red by <br /> this Security Instrument shall continue unchanged. Upon reinstatement by Bo�•rower, this Se�e�rity Instrurr�ent and the <br /> obli�ntions seeured herehy shall remain fully effective us if no aceelemtion had occurrcei. However, this right to reinst�te shall <br /> not apply in the case of acceleration under parag�nph 17. <br /> 19. Sate of Note; �henge of Lt►nn Sc�rvicer. The Notc or u partial interest in the NotA (to€.t.hcr with this Security <br /> lnstrument}may be sold ane or more times without prior natice to Borcower. A sale may result in u change in the entity(tcnowu <br /> as ehe"Loan Servicer")that collects monthly psyments due under the Note and this Security Instntment.There also may be onc <br /> or marc changes of the Loan Servicer unrelated to a sale of the Note. if there is u chang�of the Loan Servicer, Borrow�r�vill be <br /> given written notice of the cha..nt,e in accardanc��vith paragin�.�h 14 ubave a�id applirible l�w. The notice wiU stnte th�nnme and <br /> address of the new Loan 5ervic:r 1nd the address to which payments shoul:� b� m3�j;.. The notice will also contuin any other <br /> information requir��ti by applicable law. <br /> Z0. H�z�nt�oias Substanccs. Borrower s1a�11 not cause or perntis th:�r�a;�x. �se, dispos�l, storage, or releasc of any <br /> Hezardous Substnnces on or in the Propeny. Horrowe�- shaJl not do, r.nr ��llaiv :.n�•on, else �o u�i, anything affecting the <br /> Property that is in violation of any Enviromnestal Law. Tlie preceding two sentences y'�n11 not apply to the presence, use, or <br /> storag�on the Property of small quantities of Ha7ardous SuUstances that ara generulls� s�;co�nized to be uppropriate ro narma! <br /> residendal uses and to maintenance of tha Propeny. <br /> Harrower shall promptly give Lender writsen notice of any investigation,clAim, demand, la�vsa»t or other action by any <br /> goverrtmental or regnlatory agency or private R��tY involvitLe the Property uRd anv Hn7ardous SubstF,nce or Envircu�memal TAw <br /> of�vhich Bonower has actual knowtedge. If Borrawer leams, or is notifed by uny govemmentul or regulatory authority, that <br /> an}r removal or other remediation of any Hazardous Substanse affecting the Property is necessary,Horrower shult prornptly take <br /> alt nacessary remedial uctions in accordance with Environmea::zl L.aw. <br /> As used in this psuagrAph 20, "Hazardous Substances" sue thase substanoes defim�d ns toxic or hazardous substances by <br /> Environmental Lnw and the following substances: gasoline. kerosene, other flummable or toxic p�;troleum products. toxIc <br /> pesticides and herbicides,volatile solvents, materials containing asbestos or formaldehyde,and radioactive materials.As used in <br /> tliis para raph Z�, "�nvironmental Law" means federnl laws and laws of tha jurisdiction wham the Property is located that <br /> rela:e to�e.�tlth, safety or environmental protection. <br /> N�N-UNIF�U�2M�COVENANTS.Borrower and Lender further covenant and agree as fallnws: <br /> 21.Acceteration;RemedIcs.Lender shall give notice to Borrower prfor to Acccleretfon followittg Yttarrower's breach <br /> of nny wvenan! or agreement In thls Secwrity Inslrument (but not grior to accelerat[on under pnragraph 17 unles.9 <br /> applicable luw p.r•ovldw otherw[se). The notice�httll epec[fy: (a)the defaulh, (b)the actiun ccqudnoc7 to cure the dcfaulh, <br /> (c)n date,not iGSS than 30 dnys frum the dute the notfcc Is given to Borrow•er,by wblch tha dcfauYc must be cured;and <br /> (d) that [atlure to cure the defeult on or before tl�e dute spocffced in the notice muy resutt In eecelerxNon of ihe sums <br /> 50CUCRd bV thls Sec�trity Inatr��rttagt pg�l c�jQ?f!�!P�'C�":�'. Thc natic: ShA��:�:i'tiiGt ieiiGinl u4�7v��'cl'�ii iitK t1�i��lU <br /> reidsit�¢� s+fter aaceleratlon and tho right tu bring a court actEon to assert tho non�existence oY a detault or aay other <br /> defense of BorroKer to acceleration and sale. If the default[s not cuned om or before the date specified In the noHce, <br /> Lender, at Its optian, may require immedfate payment In full of all samo secured by thts Security Instruanent without <br /> nirther den�end anr�may tnvoke the po�vcr af sale and any other remedies permftted by eppllcable law.Lender shall be <br /> entitled to mllect all expenses incurred in pursuing the rrauedles provided in this paragraph 21,Iucluding,but uot limtted <br /> to,rcasonuble attorneys'fees and costs of tttle cvldenoe. • <br /> Jt the power of snle is indoked, Trustee shali record � notice of default In each county in �vhich any paat of the <br /> Property is located And shall mnll copies uf such nutice in the manner prescribed by uppllcable Iaw W Borrower and to <br /> the other pe�sm�s prescrlbed by nppllwble Inw.After the t[me requtred by s�pplicable Inw,Trustee shall give pvbllc not[ce <br /> of aule to the persons und in the manncr prescribed by Appltcable luw.TRUStee,w[thout deman�B mn Borrower,shall sell <br /> the Property At publtc auction to the highesF bidder at the time and place and under t{�e terms des9gr►ated in the notice ot <br /> safe un�ne or more parcels aarl in any orcter Trustee det��mines.Trustee may�s¢�one sale of ull or any parcel of the <br /> ProgerIIv by publfc announcement at xhe time und place of any prevlo�ly sc6�.�f1a�UL�sple. 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