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<br /> 5. finz��i•d o�• 6'eo�i:rty h�sus•nktt��. f.�a�ruvrcr shi�ll Icccp thc impr�,vi�oirnis no�ti� cxi,tinG on c�rcafter �rc�'trd on thr �,
<br /> Property insurcci ng.tinst lu5s by tirc, harttrd'i 11�F;It:l.�C(I Wlllllli lI1C tCflll "cxtcndc��.1 ruvcra�,c" und any uthcr haiurdr,, in�ludiug �
<br /> iloods or il��oding. for wnich L.snJe� ►►•yu.ires in:;uruncc. 'Cl�ir: insurancc,hall bc maintaiized in tiic iunuuntti�md t'or thc perinds �
<br /> that lAndcr rcquires.Th4 insuruncc currice providing �hc insun�ncc shall hc cha�cn by Eiurro�vcr�uhjcct to l.endcr', appruval
<br /> whlcN shall not be wtr�tso�uibly �vlth��rl�.i, If Burrower fiiils tn nu►intnin cuvcn�ge dcscrihcd ubuvc. Ixndcr may. at I,cndcr's
<br /> option,oUtain covcruLe to prc�tect lFndar'F rip,hts in tlic Properry in i�ccordancc�vith p�+rnbruph 7.
<br /> All insurnncc polieics anJ ccncw�d� sh,�l� br: u�ccptable to Lcndrr ami sh<�II inrlude a +tundurd �iwrtgagc cl�iu,c. l.en�lcr �
<br /> shall have thc right to hold th�p�licicn unr!renawuls. If L.ender rcquh'es, Borrower shall promptly give tu Lender uli reccipts al
<br /> paid premiun�5 and renew�d noticcr�.In tiHt evcnt of lass, 8orrower sh�ll give prompt natice a�the insuri►nce carrier und Lender.
<br /> L.c:nder nti�►y makc praof��f lass if nat nh�de promptly by Borrawer.
<br /> Unle��s I�nder atd Iiorm��rer ut!*�:r+vi�+e cit;cec in writing, insurnnce prncuds shall be upplied to restorution or repai�of the
<br /> Property damaged, if thc re,,torntion o�re�,sir is economically Feasihle und l.ender's security is nut Ie.r•sened. If the restari�tion ar
<br /> repair is not ecosuomically feasib'.e or•Le�uler's security would bc lessened, thc insurunce proceeds sl�al! be upplied to the sums
<br /> recur�xl by this Security Instrun��enr., whethcr or not then duc. �vith any cxcess �aid to Borro�ver. if Borrowcr abandans the
<br /> Pru},ti:rt9•, or docs not�ns�vcr witli��30 days a notice from Lcnder d�at the insurnnce carricr has offcred to settle a cluim,then
<br /> I.Pr,dr:c!z�3y collect tb: inaur�nac pr.c�cecds. l.endcr muy use tlie pracccds to rcpair or restore the Property or to pay sums __
<br /> 5cl'llT4�h}'�hIS SCCIII.I[Y IR4�[l1�Rf1t,v�huQvsr ur not then due. Thc 30•day peziod will begin�vhen the notiae is given.
<br /> �Linl�as �.ec�.:r �.r� Bosmvrcr oth�:nviuo narec in writing, any application of praceeds to princApal sh�ll not extend or
<br /> �stM�one the due d�t�-af ti�+:muE.�tl�:y paynicnts refened to in parngr�phs 1 and 2 or change the amount of the paym�nts. If
<br /> �ru}:�;p:n�IIraph 21 the PeoZzr.rtY�s'c9u��ed bY Ixnder, liorrower's ri�ht to a�iy insu:ance palicics and proceeds resuldng from
<br /> d,ma�:ao the Property prir.r tc�t[�L�cquisition shall pas�to Lender ro the extent of the sums secured by this Securtty Instniment
<br /> imma]intely prior to t1�e acqu�si¢ion.
<br /> 6.Occupane�,Pccx'xrvution,Malntenanoz and Protection uf the Property;Borroo�•er's Lot�n Appllcatfon;Leaseholds.
<br /> �orro�ver shnll occupy, estats:?sta.lnd use the Prop�,rty as Borrower's principnl residence�vithin sixty dflys after the execution of
<br /> this S�curity Instn►ment and sl!�"1 continue to occupy the Property as Boirower's princip�l residence for at least on°y�r After
<br /> the date of occupancy, unless Lender otherwise agrees in writing. which conseni shall ne�t b�unreasonably withh�ld, or unless
<br /> extenuatin� circucr.stnnces exist which are beyund Borrower's cantml. Borro�ver shnll not destroy, dumage ar impair the
<br /> Properry, allaw tha Property to detertornte, ar commit waste on the Pf•aperty. �orrower shall I.e in default if any forfeiturc
<br /> actian or proceediag. whether civil or criminal, is begun thut in I..ender's good faith judgment could resalt in forfeiture of the
<br /> t�roDarzv m•atherwise matcri�lly impair thc lien created by tbis Se�c:urity Instrument or Lendar•'s securiry interest.Borrower may
<br /> cexe s»cD a default and reinst;_t�,�s provided in paragrapn iu,oy cauaiug iiic uct,ar:,:�_...."�'sn^o'•e���`n'-"`P�with a rulin�
<br /> that, in Lender's good fnith datermination. precludes forfein�rc of the Borto�ver's interest in the Property or other materi�l
<br /> impairment of di�lien c�ea*.ed by this Securiry lnstrument or Lender's security interrst. Borrower shaU ulso be in default [f
<br /> Bo�rower,during Ahc 7cwn�;�lecation process,gave materially false or inaccurate informatiun or statsments to Lender(or failed
<br /> �o p��7uide I.ender�vith any mlaerial information)in connection with the loan evtdenced by the Note, including,but not limital
<br /> to,u�;presentations conceminII f3orr�wer's accupancy of the Piroperty as a principal residen�. If this Security Instrum:nt is on a
<br /> leaschold, Borrowcr shall comply with all the provisions of the leasc. if Borro�ver acquires fee titic to the Prnn�crtY, th�
<br /> lazsehold and the fee tttle shat!not merge unless Lender agrees to the m:rger in�vriting.
<br /> 7.Prot�ctton ot l.ender's Rights In the Pr.operty.IF Borrower fails to perform the covenants and agreemcnts con+.zin:d In
<br /> �his 5�curity Instrument,or there is a legal proceeding that may significandy affect Lender's rights in thc Property (sush ns a
<br /> �m3ceer7ing in bankruptcy, ptobate, far condemnution or forfeiture or to enforce laws or regulatlons). then I.ender may do c�nd
<br /> pay fur whatever is necessury to protect the value of the Property and Lender's rigltts in the Property. Lender's actlons may
<br /> ihrl�lflP. navin¢ anv sums secured by a lien which has priority over this Security Tnstrument, np�x.suing in coun, paying
<br /> , • �_».,.....�..b,...ntinn nrula�rhic naravrnnh
<br /> reasanable uttorneys' fees s�nd entering on thc Properry to matcc repairs.r'+�iiwug�►..c:��u�...�•,, ...�-»------•--
<br /> 7.lxnder dces not liave to do so.
<br /> Any amounts disbur��cd by I.eixler under this pamgrnph 7 shall become additipnu! debt of Sonower secured by this
<br /> Sccnrity Instniment. Unless�orrower and L.endcr agrce to other terms of payment,these amounts shall bear ini�rest fro�n the
<br /> date of disburse�ment at the Note rate und shall Ix; payable, wd2ti interest, upon notice from Lend�r to Borrower•rcquesting
<br /> payment.
<br /> 8.Mortgage Insuranee.If Lender required mortgnge insurance us a condition of mnlcing the lof�n securat by this Security
<br /> Instnament. Borrower shall pay the premiums requirGd te► muintain the mortgage insarancc;in effect. Ii, for any reason, the
<br /> mortgage insurance coverage reqaired bY ixnder I�pses or ceases to be in eff�ct,Eorrower shull pay the premiums required to
<br /> obtain coverage substantially equivalent to the mortgage insurance previously in effect, at a cost substantially er�uivalent co tlie
<br /> cost to Borcower of thc mortgage insurance previously in effect,from an altcmate mor�gage insurer approvcd by Lettder. xf
<br /> substantially equivalent mortgaac insurance covernge is not available.Bonower shap pay to Lend�r each month a sum equal►o
<br /> nne-twelfth of the yearlY mort�nge insurance premium being paid by Horrower when the insurance coverage lapsed or ceused to
<br /> t�,in efFoct.Lender�vill acce��.use;md retain these payments es n l�ss reserve in licil of mnrtgu�e insuraiue. Lass reserve
<br /> Form 3028 9190
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