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<br /> '1'Utili fill?t3 1V1'I'll ull thc impr��v,.n�zc�tti ruw on c�rc:iRcr ercctcll on�hc proprrry. und ,dl r:ucmcnts, appurtenanccs, und ��•
<br /> fixtuics nuEV un c�rcatticr u paet nf' �h: �+rnr:rty. All rcpinccmr:n;t and FiJditlon+ sh�dl nlsu tr_ covcrcd by ihfs Sccurlty �
<br /> imhum,;iu. Ail c�f thc furcgnfn�;is m:s,rird tn in ttds c,:c��rity In�;iru�s:nt us thc "Pro�ci�ty." _
<br /> ItC)ttROWI?R COVENANTS th:ts Hncmwer is Icr.�vt'►�Sly s�+.seJ ui'thc estnte hereby con�eyeJ und has the elghl t��grant cmd
<br /> ranvey �h�. Pruperty��nd thut tt�e Nropeny is un�e;�cuml�er��l, exce{�t for encumhrunces uf rccard. l3orruwer �vi�rrants und will
<br /> defend getierully the litle to Ii�e I�m�erty S1q:t.11lSi UH CIUI191ti t1ticl ll�l)l•uvJs,suNJect to tuty encumbstu�ecs of reconl.
<br /> 'fHlti S�CURITY INSTRUMGN'i'ioie��l�t�s uulfonu�ovena�;t,s fns•natianal usc and nnu-u:ti4'orm cavcnants �vith limitr.d ,
<br /> vur�;nii��u by Juris�lictiim tn consNtuto u un�f�rn►sc�:urity insUuc�vtr.t c4vc:rin�rcal property.
<br /> UNI;ORM COVI?NAN'rS. [iorr���vrr nn��l.endcr cavcnnnt n�r3-aarcc ns folluws:
<br /> 1. w'ayment af Pr(ps��91 antl Iuteresh fh�puymcnt and l.ate ChArg�.w. Darrowcr shnll promptly pay wheir due thc
<br /> principttl of und intcn:st iuti citv'a�r,q cv���.c�:r�1 Uy ihe Kate imd nny prcp�ymcnt nnd latc charges duc undcr the Notc.
<br /> 2. Fuetcis fi►r 7'axEw uttd lnti�amrtra. Sut!jecT to:+pplicable law or to u written w�iver by I,ender, 8orrower shall pny to
<br /> l..cnder on the day moutl�ly payme�tl�:i.►-a du:�:u��der the Nnte,usiii t1u Nntc is paid in full,u sum("Funds"1 for:(a)yearty taxcs �.
<br /> nnd nssessments wl�ich may attnin priority�ves ti�is Sccurity Inytru.rr.at ns a licn on thc Propcny; (b)yearly Ieasehold pKyments
<br /> or ground rents on the Pmperty,if uny;(cl,y�,zrly�har�.�ra1 or pm�tirty insurnnce premiums;(d)yearly fl��od lnsurnnce premiums,
<br /> if miy; (c)ycauly mort�uge insurunce ptxmit�ms, if uny; and(�nny sums payublo by Burrower to Lender, in accordcuice widi
<br /> ttte provisians of pnrugrnph 8, in licu of the p�ayment of mortguge insurance premiums.Thesc items ure callcd"Escrow Items."
<br /> Lender mny, at nny time, coUcct and hotra �unds in nn nmounl not ta excced tlie muximum amount a Iender for u feder.illy
<br /> relatui mortguge lonn may �quire for Borrowc�s escraw account under the federal Real Estate Settlement Procedures Act of
<br /> 1974 as nmendal irom tim.�a tinv:, l�U.S.C. Section 26U1 et se��. ("K�S�'A"), unless another law that npplios to the Funds ��
<br /> sets a lesser arnount. If Ea, R.,:►yier m3y, at uny tiine, callcet And hold Funds in nm m�ount not to exceed the lesser ;imount.
<br /> Lender may c.stimate tha amr.�r.:of•F��n:'s due on the basis of cunent datu nnd reasonabio estimnles of expenditures of future
<br /> Rscmw Ite►ns ar othenvise in aceorda�v:e with applialble law.
<br /> The Funds s0u11 be held in an instieutian whose depositF are insu�ed by a federal agency, instrumentality, or endry
<br /> (including Lender,if Lend:e is such an instieusion)or in any Federal Home Loar�Bnnk.I.�nder shull apply tha Funds ta pay the
<br /> Escrow Items. [.endcr mny nc�t cl�sr�e Aorcower fur holding and applying the Funds,annuuliy unalyzing the esc�ow�ccwunt.or
<br /> vetifying the�scrow Items,ur.!ess I.�:nder pays Borrower interest on the Funds and applicubte law permits Lendee t�make such
<br /> a charge. 13owever,Lendcr may requirc���nowcr to pay n one-time charge for an independent reul cstate tau reporting service
<br /> used by Lender in conaection with this laan, unless applicable law provides otherwise. Unless nn ugreement is made or
<br /> applicable law m,quires interest to be paid, Lender shall not bc �cquired to pay Borrower any interest or eumings an the Funds.
<br /> Boaower and Lender may agree in wnt�ng, however, that interest si�sii be paid on ihc runus. L.endcr snail givc io�'wiiuwc�,
<br />� without charge, an annual accounting af the Funds, showing credits and debits to the Funds and the puqsose for which each
<br /> debit tn the Funds was made.The Funds are pleclged es additional security for all sums secured by this Securiry Instrument.
<br /> • If thc Functs held by L�;nder excced the amounts permittod to be held by applicablc law. Lentler shall accow�t to Aorrower
<br /> for the encess Funds in uccurdance with the reyuirements of applicable law. If the amount of d�e�unds held by Le�xter nt any
<br /> time is not sufficient to pxy the Escrow Items whon due,l..ender may so notify Borrower in writing,and,in�ac1a case Borrowe,r
<br /> shtill pay ta Lender the nmount necessary to make up tl�e deficiency. Borrower shall make up the deftciency in no mom then
<br /> twelve monthly payments,at L.ender's sole discretion.
<br /> Upon payment in full of all sums secured by this Security Instrument. Lender shall promptly refuml to Borrower any
<br /> Funds hcld by Lcnder.If,under parngruph 21,Lender shnll acquire or sell the Property, Lcnder,prior to tho acquisition or sale
<br /> of the Prr�pcity, sf►a!1 Apply nny Funds held by Y.endcr Qt the time of acquisition or sale as a credit against the smns securcxi by
<br /> this Securicy Instrument.
<br /> 3.Appllcation of Payn�ents.Unlcss applicable luw providcs othenvise,ull payments rcceived by L.ender under pam$mphs
<br /> 1 and 2 shall be applied: first, to uny prepayment churges due under the Note; sP.,cuyxl, to a�n�unts payable under parag�aph Z; —
<br /> d�ird.to interest duc;faurth.to priRCipat due;and last,to any lste chnrges due under the Note.
<br /> 4.ChArges; Ltens.Dorrowcr shull pay all taxes, asscssments, charges, fines and impositions uttributable to the Property
<br /> which may attnin priority aver this S�curity Instrument, and leasehold payments or ground ceuts, if uny. Bonower shall pay
<br /> thesc obli�t9ons in the manner pravtded in parngmph 2,or if not paid in that manner,Borro»�es sS�all pay them on time dirc,ctly
<br /> to the person o�ved payment. Borr��vcr shall promptly furnist�to Lender all noticcs of nmaunts to be paid uncler this paragraph.
<br /> If Borrowcr makes thesc payments direztly,Borrower shall promptly fl�rnish co Lender reccipts�videncing the payments.
<br /> Borrowcr shall pron�ptly discltarge any lien which has priority ovcr this Security Instrument unlcss Borrower: (a)agrees in
<br /> writing to the payment of the obligation secured by the fien in a manncr acceptable to Lcndcr; (b)contests in good faiih the lien
<br /> by, or defends t►gainst enforcement of the lien in, legaf proccedings wl�ich bn the Lender's opinior� opemte to prevent thc
<br /> enforcement of the lien;or(c)secures from thc liolder of d�e lien nn Figroement satisfactory ta I.t;nder subardinating the fien to
<br /> tl�is Security I'nstrument. If Lender determines that nny part of the Property is subject to a lien which may attain priority over
<br /> this Sccurity Instrumcnt, Lender may give Bnrrower c�n�ticc identifying the licn. Borrawer shall satisfy the lien�r take one or
<br /> more uf the actions set forth ntave within 10 days of thc�iving of notice.
<br /> Form 3028 9/90
<br /> Pepo 2 ot G
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