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.......-,.. . -q�crc... _t�. . � <br /> r..���, � `;: `s:;�:i;=. .. � <br /> `, �':,," `i _ . . . . . .'rl .,r., " _ __:--- �::.-_, <br /> �+s . .,, ....-�.dr�';� ',ti�'�� ,r�u�;W�. � � ` , , w.��..j-= � <br /> '����1�Y3`Ll�,.`eAe�Mra..,:i'�.r.�Y.,�..-:•..c7��Y.uY.F����1""T�FkLx/•.iM•iv1'.c..�.).k.-i l.V e-i4 � ' -.a-r.,�.a...� <br /> - �' -- :y�� - - — ... _ _ ..Ss..i. ��_�._._._._.� -...--_•c���". <br /> .lY—w� ����1w{_ <br />_-.�; ,����:^.'���:�'�'��.'1:... .,, :1 _._�..-- -- tR�d9'A�Se�x�+^_------ <br />-�.Pa..o._._a__�_, . —�.�.._�a�_..,_,.�..��..�,���__wa�.�.:.�,- <br /> __ . '_..._ ._. <br /> .—. ___—_ . �—.-�-_._.�....,......___�_ __. <br />_ __ _ _ _ -----�— - ah°.� 7�1''Lf`1f.a� <br /> ��a� �,���41� - <br /> S. flEUUrtI or �•operty Insurnn�e. Dnrrower siinll keep ch� imprnv�nients now existing ar he��e�ftc:r ercctcd on d►e �- <br /> Pruperiy iosurcd usuinst ioss by hra luaair�s includcu within ih� �ui+n "exccncl,.d ccsccragc" :utd any othcr hnznrds, inr.ludin�; � <br /> flcxxts ot flnnding, for�vhici�l.cnder rcyuires insurance. This in�ur:uicc tihull Nc mesintained in the umounts and for the peria�ls <br /> thut l.cndcr rcquires. Thc insurancc rurricr providin� the insurancc shidl bc choscn b� Borrawcr suhjcct tu I_endcr'ti nppruv[�I <br /> which shnll „�,� n� u������ti+,�,�►�iy �:�Stl►hnld, !f Borro�ver fails ro mnintnin covcrnyc dessrih�l nbavc. C.cndcr may, at I.ender's <br /> optinn, oht�!in eoverut;e ta prmect I.�mira's ri�hts in the Property in accardunr.e witl�paeugreph 7. <br /> All insurance poUcies nnd �r��ewnly shuU be ucceptuble tn Londur und shull include u stattd:�rd mortgugc cluusc. l.ender <br /> shall h�ve the ifght to hold the pollcies and rencw�ids, !f I.endc:r requirc,�s, t3u�rmver shnll promptly givc to Lcnder idl receipts of <br /> paid premiunis und renewul noticcs. In tlic cvent oP loss,Borrower shull��;ivo pmmpt noticc tii the insuranre curricr anJ Lendcr. <br /> L.cndcr mny makc proof of'loss if not madc prumptly by B+irr��ver. <br /> Unless I..cnder and Borrower othcrwise agree in�vritin�, infuranc=^.�rncceds shtdl be npplied to restoration or repair af the <br /> Property A�mnged,if ihc restorution or repair is econamically fu�ts,ihlu and Lendcr's security is,not Icssened. If the restoration or <br /> rcpair is not econamicAlly fcasible or Ln:nder's sccurity woulJ t�e trn:c.n�.d, the insurance praceed�shull be upplied to the sums <br /> secured by this Security Ir�strument, �vhciher or not then due, with any cxccss paid to Borrawer. [f Bc�rrower abandons the <br /> Property,or docs nat answer witliin 30 dnys a notice from Lcnticr that the insurancc cu�ricr has offered to settic a claim, then <br /> L.cnder may callect thc insurune,, prius.csts. I.ender may use the preceeds to repair or restore tl�e Propeny or to pay sums <br /> secured by this Security Instrument, �vhether or nat then due.The 30-day pertod will begin when the nvtice is given. <br /> Unless I.,ender and Horrower o¢herwise agree in writins, any Applicution of proceed5 to princin:,l shull not extend or <br /> �ustpu�iz Qie due daec oi thc monthly paymcnts rcfcrred to in paragraphr l and 2 or chungc the emount of the payments. If <br /> under�n.►agraph 2l the Propc:rty is acquired by Lender, Barr4�ver's ri�ht to nny insurancc policies und proceeds resul6ng from <br /> �An�ZF;e co ct�e Peoperty priur to the acquisition shxll pass ro i.ondor tn tli�extent of the sums secured by this Security[nstrument <br /> immed::i��ly prior to thc acquisition. <br /> 6. Occupancy,Preservatlon,Maintenance and Frotectton c�f the Property;Berro�ver's L.oan Application;I.eastha4ds. <br /> Borcower shall occupy,establish,and use the Prop:iiy us Borrower's principal residence within sixty days after the execution of <br /> this Security Instrument and shall c�ntinue to occ:upy the Property as Borrower's principa�l residence for at least one year ufter <br /> the date of occupuncy, unless L.ender otlierwise agrees in writin�, which consent shall nat be unreasonably withheld, ar unless <br /> extenuating circumstances exist which Are beyond 33orrower's control. Borrower shall not destroy, damage or impair the <br /> Property, allow the Propercy to deteriorate, or commit wnste on thc Property. Harrower shall be in default if uny forfelturc <br /> ucti�m or praceeding, ��h�.iher civil or criminnl, is begun that in Lender's�ood faith judgment could result ir� forfeiturz of the <br /> ^--�y '�!!�imis:ir ths li��srrst�b;this�r�ri�y��cm�mrnt�r iender'c securlty intcrest.BotCOWef may <br /> r�u �a'vi vt�i.r'::ta;..i.n.`•.0�^ . <br /> cure suclt a default and reinstate,as provided in purasraph 18,by causing the action or proceeding to be dismissed with a►uling <br /> thut, in ici�dcr's good faith detern*_ir.aiion, precludes forfcitunc o�'F the Borrower's interest in the Property or otber m:�terial <br /> impairrnent of the lien crc;ated by this Security Instrument or�,c�dev's security interest. Barrower shal! also be in de'Fnult if <br /> Borrower,during the la�r�upplicuaon prceess,�ave materially f�se or inuccurnte infortnation or stutements to I.,ender(or Cailal <br /> to provide Lender with uny mzterial infoimution)in connection with the loan evidenced by the Note, inclutling,but not limited <br /> to,eepresentactons concerning Borrouer's accupnncy af the ProF�rty as a prine[pal residencc. If this S�;curity Instrumen�ie on u <br /> Ic��schold, Borrower shall comply wj2h ull th� provisions �f th� lease. If Borrower acqu�rrs fce tit(e ro thc Propentp, tha <br /> lsaseh�ld und the fr,e title shall noi morgc un(ess Lendcr asrees ta the mer�er in writing. <br /> 7.ProtecElun Q�/.an�ter's Rtghts in ttte Froperty.If Borrower fails to perform the covenmits nnd agreements contained in <br /> this Security Instruim^�1,or there is a legul proceeding that mny significantly affect Lender's rights in the Property(such as a <br /> proceeding in ba��c►uptcy,probate. for condemnation or forfeituce or to enforce laws or regulatfons). then Lcnder n�ay do and <br /> pay for whatevcr is necessary to protect the vnlue of the Pm�eaty nnd Lender's rights in tho Property. Lender's actiqna mAy <br /> include paying uny sams securcd by a lien which has priari�y over this 5eci�rity Insuument. appearing in couat, {�Ayang <br /> reason�ble attomeys' fees and cntering on the l�n�rty to make r+epairs. Although Lender may wke actio�undcr this�►Aragraph <br /> 7,I.ender does not kLave to do so. <br /> Any anwun.ts disbursecl by Lender undcr this paragnph 7 sh�ll become udditional debt of �orratives•secural by thls <br /> Sr,curity Instrumcnt. Unless Borrower and Lender agree to other ternis of payment,thesc a�rnc+i�nts shall beur intcresz f.om the <br /> date of disbursement at the Note rate and shall be payable, with intere.ct. upon notiee ti�►ai Lender to Bomnwer recjuestinR <br /> I�Yment. <br /> $.Mortgage Insurance. If I.ender required mortgage insurance ati a conditfon of making th�loan securea by this Security <br /> Instrument, Bonower shall pay the premiuins requic�d to maintrsin the mortgage insurnnce in effect. If. for any reason. the <br /> mortgat,e�insurance cover:�ge r�quisrcl by Lender lapses or ccases to be in effect,Bornower shull pay thc premiums rcc���iresl to <br /> obtain coti•�rnge substantialEy equival�i�t to thc mortgage insuranne previously in effect,at a rnst substuntially equivalzran 4o the <br /> wst to Borrower of the mortgn$e inszranoe pmviously in effcct, from an altemate mortgage insurer approved by Lendcr. If <br /> substantially equivalent mortgage insurance cove�a�e is not avnilable.Borrower shall pay to Lender exh unonth a snm cc{ual to <br /> one•twelRh of the yearly morcgnge insurance pn;n�.�un being paid by Borrower when thc insuiance coverage lapsal or ceased to <br /> bc in effect.Lcndcr will xcept,usc and reutin these payments as a loss rescrvc in licu of m�ox�g�ge insurance. 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