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<br /> paynicnts�nny no tuubc� L���yJ�•-:�"1,�t th�option of l,rndcr. if mc�rt�a�:c insumnco cmcrn�c Un thc umcnmt und fu��tha��c:riuQ _
<br /> that l.cndee requires)pn►vi�icA hy+in insurcr npprnvcd by L.cndcr nguin becamc�nvnili�bla uncl is obtauicd. norr�nvur r,hnle ��ny
<br /> dic premiums requircd tu mnintain mortgngc insurnnce in effect,or to prov�cie u I�cs reserva.until the rcguiremcmt fur m�irt�juge
<br /> insurance ends iii urcardanee with any written ngreement beuvicen l3i�rruwer und I.endcr or npplicnhlc Inw.
<br /> 9.I�ispectlnn. Lender or its ngent n�ay mnke rensonable entries upon nnd inspectlons oi'the Property. I�:ndar shtdl giuo —
<br /> Borrower notice nt the tirne of or priar to an ins�ecuc�n bpccify ing rcasonable cm�se fo�•thr.in�;pcetiun _
<br /> 10. Condemnatlun,'Ci�c pracecds of any awc►rd ur claim for dim�ages, direc[or a�nscqucncia►I, IIl C0111lCCUQO \VI�II tlll��
<br /> condemnation or other tnkinB of any part of thc Praperty, or for cunveyance in lieu uf condemnnti�m, arr,hurr.hy a�si�;ned nnd
<br /> shall bc pnid ta I.endcr.
<br /> In the event of a total taking of the Pmperiy,the procceds sht�ll be upplicd to the sums secured by this Sccurity nstn�n�ent�
<br /> whethcr or not then due,with any excess paid to Norrawcr. In the,event of u purtial tnkinB of tlic Property in�vhir.h tho fnir
<br /> m�rket value of the Propeny fmmediatcly befure the tuking is equnl to or grcat�r thnn the nnmunt of thc�suma secut�l��y t1dr. _
<br /> Security Instrumcnt imincdiatcly befon thc takins, unless Borrowcr und Lendcr othcrwisc agrec in�vritinA,thn�uma sccun:d by
<br /> this Security Instrument shall be reduced by the amount of tho procecds multfplied by the follnwinA fi•action: (n) the totnl
<br /> umount of the sums secured immcdiately bef��re the taking, dividcd bv (b) thc fair market valuo of thc Pmporiy immadintnly
<br /> before the taking. Any bal3nce shall be p.��.J to Borrower. In the eo•eti�t of n purtiiil tnkin�, of thc Property in whic.h.thu fnir
<br /> �e�aiket vuluc of the Property immaliutely belure the taking is Icss than thc nmaunt of the sums ser.ut�ed immediatcly bcf�re the
<br /> xakina,unless 1Ronowcr anc�Lender other�+ise agrce iii wdting or unless applir.able luw otharwisc providos, the proceeds shall
<br /> be applied to the sums securr.d l�y this Ssv�vr�ty xnstrument whether or not the sums uee than duo.
<br /> if the Property is abandone�i by Escrr.�a��vcr,or if,nftcr naticc by l.cnder ro Battower thnt the concicmnor offcrs ta make an
<br /> award or settle a clnim fur �nmagcs. Sorro�ver fails to respond to Lender within 30 dayr, �ftcr tha dnta the noticc is given,
<br /> Lender is autharized to colP.ect z�ztd apply the proceeds,at its optlon,either to restaration�r repair of thR Pmpt�rv.y or to the sums
<br /> sezuted by this Security Ins9n:m�nt, wheth�r ar not then due.
<br /> Unless Lender and ��xmwcr otherwis:, agree in writing, any applicution of proceedN to prinGi�al sh►J1• r.ot extend or
<br /> postpone the due dnte of the monthly pn;:v:,�ents refencd to in puraIIr.►pl�F t a�id 2 or chan�o tha a�nount of suc[�p.��menu.
<br /> 11.Borrower I�Iot Released;F'or6rci���nce By I.ender Nat fl W+�iver.Extanrion of thc+timc fur payment or modificution
<br /> af arriartization of the sums securai by this Security Instrument gr��ntc:d b;�Lcmdflr to nny successnr in interest of Sonower shall
<br /> not opsrate to release thc liability of the originul�orroaer or IIorrower's successor:s in.intarest. L.cndor shnll not be requircd to
<br /> r�mrr�ence eroceedinfis against any stiaessor in intsms:or refuse tn extend tim�for paym�nt nr otlie.�^wl�c�^ni+xlify nmortizntion
<br /> of the swns secured by this Secu�ity kr,.w��ment by reason oi anp I�CIRBiIt� ��a �y +{3Y. C:3'?uli:� &?rn��tirr or Borrower's
<br /> suceessors in a�terest. Any forbear.nce �y Lender in exercisinn auy T.�ht or remedy shnll�not l�e a waivcr of or preclude thc
<br /> exercise of any right or re:nedY-
<br /> 12. Succ�sors � ��SS�B� �°�nd;Joint end Several Llaisi6ity; Ca-s!�}n�rs. The cuvenant� a��d, agreements of this
<br /> Security Instnunent shn]S �incS �nd benefit the successors and ussigns of L.ender�nd Burnou•er. subject to the provisions of
<br /> paragrnph 17: �3orr��wer's covenw�ts a�id agrecmer.ts sh�ll be Joint and several. Any Borrovrar who co-signs this Secutity
<br /> Instrument bi�t does not�xaute tlie N�td:(a)is co-signing this Se�idty Instrument only to mongage, grant and convey that
<br /> Bonuwer's interest in the Property under the terms of tliis Security Instrumenr(b)is not personally obligated to pay the sums
<br /> securod by this Security Ix�snument; and(c)agrec�s tNat I.ender and any other Bo��rowar may agree to extend, modify,forbear ar
<br /> make uny accoirunodations with regurd to the terms of zhis Security Instrumenc or the Note without thnt Borrower's consent.
<br /> 13.Lotin ChArges. 1V'the�oan secured by this Seciirlty Insirument is subjcet to a law which sets mnximum loan charges,
<br /> ancl that law is finally int�erpretod so that the interest or other loan chnrges collocted or to bo collected In wnnecdon wit� the
<br /> loan exesed tl�e permitted limits,then: (a)uny such loan ch:uge ahni�i�e raluce,d bY the amui�nt �ecessary to rcduce rhe ch�trge
<br /> w the permitted llmit,u�d(b) any sums already colleeted from Borrower which exceeded{x:rmiuecl�imits will be refunded to
<br /> Bonawer. Lender cn�y choose to make this refund by reciucing the principal �wcd und�er che Note or by making a dir�ct
<br /> payment to l3orrower. 'If a refund reduces principal, the reduction will be aeated as n partial prepaym_nt without any
<br /> prepaymcnt charge under the Note.
<br /> 14.Notices.Any notice to Borrower provided for in this Se.curiry instrun�ent shull be given by delivering.it or by niai f9ng
<br /> it by first class mnil unless applicable law i�equires use of anothcr method.Thc noticc shall be dire�ted td'the If'roperty Addrtss
<br /> or nny otl�er a�dcess 8,orrower designutes by notice to Lender. Any notice to L.ender shall be given hy first class roail ro
<br /> Lei�dcr's addr�ss statcd frcrcin or any othcr address I.endcr designates by notice to Borrower. Any notice p:uvided for in this
<br /> Security Tnstrumcnt shali be deemcx4 t�fi�R�e been�,iven to Bono�uer or Lcndcr whcn given s�s providtxl in this paragraph.
<br /> 1�.Gov�ernfng I.aw; Severabll�i�t�. This Sccurity instcus�s�t shnll be govemed by fedcml law and the Inw o'f�thc
<br /> jurisdiction in which th� Pro�erty is locnted.In the event that any provis[on or clause of this Security Instrument or the Note
<br /> conflicts witN appltcable f�.w. such conflict shall not effect other provlsians of this Sec;urity[nstrument or the Nate which can be
<br /> given eff�ct wid�out the snm�7icting provision.'Co this end tbe provisions of this Security Instrument and the 1�Iote are dcclamA
<br /> to be seveaa�ie.
<br /> 16.IBn�sswtr's Cupy�Borcowcr shall bc given one conforr,iccl copy of thc Note and of this Security Instrument.
<br /> �orm 3028 9I90
<br /> Plpo 4 of 9
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