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<br />UxtFrast C'ovrx.xrs. Borrower attd Lender covenant and agree as follows:
<br />i. Pnytnen! of Yrinclpal nab Interest. Basra+wer shat! promptly pay taken due the principal of and interest an the
<br />:ndebtednrss evidenced try the Mote, prepayment and late. charges a. provided lit the 1VOtc, and the princrpai of and interest
<br />an any Future ;ldvarccs s: Uured by this 'bfartgage.
<br />2. Faede far Tasee awd (aaurttnee. Sttfsiect to applicable law at' [a a written waiver by ixnder. $orrawer shat) pay
<br />ro Izndas an the day monthly ttssYaUments of pnncipa! and ameres[ are payable tinder the (`late, until the Note is paid in full.
<br />a snm €hrrein "Funds"} equal to one-tweifift of the near€}• taxes and a;~essments wfiich map attain priariry over this
<br />Mortggage, and gmund rents nn the Property, if any, puss one-iwetfih of yearly premium installments far hazard insurance.
<br />plus one-to^rltth eel yearly premium instailttxtents for mongage insurance, if any, all as reasanabiv_ estimated initially and from
<br />tirnr to time by Tzttder on the isasts of assessmems and hills and reasnnahie estimates thereof.
<br />Ttte Funds shall Ile held in an rnstiiutinn the depoxits or accounts ui wttiet: ase insured er guaranteed by a Federal or
<br />stag a~ttcs fsnchufiny I,.entlrr tf Lender :s such an institunan+. Leader ;hail apply the Funds to pat said tames. assessments,
<br />ttuurancu pramtums and gronnd rents. I-ender rata} oat charge [,x so holding and applying the Funds, anahrzing said account,
<br />ar verifying and compiling said assessments and hilts, tmfess fender pays Bamwer interest on the Funds and applicable taw
<br />pernits L.endrr to make Bach a charge. Borrower and Lender :ray acme 3n writing at the time of execution of this
<br />Mortgage that mtrrest yen the Funds shall br paid tr. $arrow~er, and unless each agreement i, made or applicable law
<br />reciuirt~t such vnterest to he pard, Lender shah ao[ tx rryta[•ed so pa} Borrower any interest or earnings on the t='tnds. I_endrr
<br />aftatf give tr_a Borrower. +vitftaut ;.hatg<, an annua3 auaunt:rap <'i the Funds shou~rng credits apd debits to ttte rands and the
<br />purpose far which yactt drbi*. tie the Futris +aa.s rrta:fc Ltte Funds art pied;`rd as addttionnl sreurity for the sums secured
<br />'+':' this 4lortgagr_ -~
<br />#f the amount of tits Ftrnds held Ay Izndcr, together anh z?te suture manthig' ms[aiiments of Fttnds payable prior ?a
<br />the dtae dates of taxis, assessments. ;naurancc premtut:ss slid hround rants. shag exceed tits an'aunt required to pay sold taxes,
<br />assessments, tnxuran:,e premiums and Erotsixd acnis .:s ±h,:y iw;i dui. such excexs shall ier, at Barrorver's optron, either
<br />promptly repaid to $nsrowar .:r : refined f.? $:xrc;.vrr .+r t;~t~nthiy :naaLments of Funds. tf the amount of the Funds
<br />held i~y i..-ettd~r shalt oar `ac~ sufl3etttat to pity tr~-s, ,,;vessrtents= uasurane~ prom€imvs sod ground teals as they fail due,
<br />Borrawrr sttafi pay to f.rnder any amount nrce,san' , maki^ tz;n [hc' .te}:encv wttfim 30 dav> tram [he daFe notice is mailed
<br />ht' ? trader ie Barr:rwrr regx;wsttng partner; tfa•rr:?i - .
<br />L'pon payment in tuff .~! soli s<tms >r: urrd t,i €'-:s .lf.,rt;taue . cnorr snail pran:ptl}' retunci to Barre:aer any Fonds
<br />held by I_rttdrr. If tandcr raragr+qth i E heesoi €ite P:iiperxt r, sesgd f~, e ,z i'ropern a otherwise acqurr*id by (.ender. Linder
<br />'~f? a~s~ .._:._.., ,,..a,..,, -... - ._ ,,.z -. - ..-, r.,- . r„y:c>'z ,- as :acg;rstiton _ (.ender. any i~unds held by
<br />I.endxr ;=t~ti?t ifs'+reapphcatie~sr. as a ,~rettit .~ga.nst`the runt+s.ec.;rcd h: t?t:i ttrsngage.
<br />3. A~tieatiaa of Yapmewts. [_r=less apia9rc~ahie Ic,u- fe , t„ics mth:`.nar<C. xii payments recctv°ed by (,ender uadar the
<br />emote and I>at'agraphs i ..rid s hcres}! v.aii isr app?ied ;±s f ender ii r<t :~, p+t ment :~t an:xxrnts pavahic to Lcndrr by Boraw°rr
<br />under ?aragraaia 2 itct~ti_ then tv sn[>:retit par-at-~ic :,;t t,.>• ~'x,;c. .^. z-e :,, ire prrnctpai ei the Rote. and then io interest and
<br />r_n;ipai c_a anti Future ~dvarce€.
<br />s. t"htr;es: Liens, Fka-ra~r ~t;xii pa- ~i, +.:.c-, ~_ tFent a~ .:zh .hatges s .;net ~=rat l+nsutans attnbuta6!e t.?
<br />lac Property w:tuzh titay attaxn a pnenty ±ve; t'ts. 4f aria;:,-;c. -,:u3 :a:.ja?t+.:>d ;ravments ,+r I;rorr-zd :solo, if env, in the manner
<br />prrs-tc7ed sander ;raragraph_ hetr~i .r . >`=t n-,-~ :-- ;flan <•aann. F t3.;rrr;tver mz%rrt~ t.:avment. '-.+'ften due. dzsrctfy to the
<br />;tayee t:siir:.s Br-~re*svr. s«hai: premrtt~,'t,.~nr,r: t,. ; c:acv:.r ;,... .,..s ,:, .>ru.,;;rta :,,...-€,<ier ..,,, as:acraph. „nd iu the event
<br />Bttrnt>vrer +#ta]'s nature par'mert , a r , ..,.=s,rr-; „,, 1 . , s~:n„n (.. t.: -- tp€> a~tdtn.=r.>; >;.ctr payments.
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