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<br />SINIFORM CnvrNnNrs. Horrower dad Gender et?Venani and agree as Inllow'ti.
<br />1. Payment of Principal and dnterest. Bon~ouer shall promptly pay when due the pnncrpat .ar>nd interest nn the
<br />indebtedness evidenced by the Note, prepayment ar;d late :-barges as pmv:ded m [hc Note, sad the pr n,:;;aal of and inmrest '.
<br />on any Future Advances secured by this Decd of Truss.
<br />2. Fends for Ta:ea and dnsuranee. Subject to applicable law or to a wnnen waiver by !ender, Horrower shall pay ,
<br />to i.eoder on the. slay,monthly installments of principal and interest arc payable unaier [hc Note. vnuf the .'able is pauf in fitly,
<br />a sum (herein. "Funds") equal tc nnanvelfth of the yearly taxes and arse=smrnrs which mar attain t•ri ,rity river this.
<br />Deed of Trust, and ground rents on the Property, i[ any, plus one-tua;!fih ++f }carry prcmtum uutallmenis for hazard insurance.
<br />plus one-twelfth of yearly premium installments for mortgage insurance, :( any. all as rcasanuLty estimated inn;ally :md imm
<br />time to time by Leader on the basis of assessments and bills and resst•.nahlc cstimatcs thcrar,•:. '
<br />The Funds shall6a held ir. an institution the dapnsits or accounts of which are insured o: 5 c,ntced h: .: Festers! tit
<br />state agency {including Lender if Lender is such an inctinnionS. Lert<icr shall apply ;he Funds m pa} scud It , .vcamenis.
<br />t
<br />insurance premiums and ground reins. Lender may not charge for so hold;ng and applying the F;;nds ~tn la~i{nc, tint! acinunt
<br />or verif}•ing and compiling said assessments and hills, [unless I Winder pays Borrower :ran c st on lire F.,r,:ls et ar ,ppla.ahir taw
<br />permits Lender to make such a charge. Borrower and i_endcr may acgrec: m ~xrittng ~i. the time .rf c<ernuon of th:>
<br />Deed of Trust that interest nn the Funds shall he paid to Borrower, and a.tnlcss such agrcema:m 's afadcoi ai,plidahle taw
<br />requires such interest [u he paid, Lender shalt nm be rcyutred to pay Borrnwcr:ury ~ntcn.. or carningstm the Fundz: Lcndct
<br />shalt give to Borrower, without charge, an annual acax:nltng oti the Funds rho viol; credos anu tlt.hits to the Funds and the
<br />purpose for which each debit. in the Funds was made. The Funds are pledged as addiiinnii security for zhe..stms secured.
<br />by this Deed nt Trust. -
<br />IF the amount of the Fords held by Lander. zogenc~r with the future :nonihiv mstailment '. f h'•.+nds n;toahle prior '.tu
<br />the due dates of tares. assessments, ~;~svrance premiums and grnrnd ;cats, shall excecal the amount .required o ~?:a }' Baia t.a>ie.,.
<br />assessments, insurance premiums and ground rents : ' ;her tall doe! ,uch c~cc~~ .h:dl `re, at B, rrc;were i?nsi<?n, either
<br />promptly repaid to Horrower or credited to Borrow•cr on monthly installmenisnf t=ands. if IL•e amount of fhc.Fund<.
<br />held6y Lender shaII not he sufficient to pay taxes. assessments. iitsxtrancc prcm!ums and ground rcnts~ -~ hey fall due..
<br />Horrower shat? pay to 3-ender any amount necessary sn make up the deficient>~ wathm ,0 da4> roam the date ntiti:;c is mailiai
<br />try Lender±o Borrower requesting payment thereof.
<br />Upon payment infull of a!I sums secured by iha Deed of hnrst', tender shall prr nrp iv rcfundto Burrower any Funil<
<br />held. by l..ender_ If tmderparagraph i 3 hereof the Property ~e sold .?r the Property s an hcr•.r~rsc , ca{uicce? by 1 ender. Lender
<br />shall apply, no later than immediately. pror it> the sale of arc. Pmpcny ar its acynizurnn by i n•ttr. :anxFunds 'held bc.
<br />d.ender at the time of application as a credit against the sums recur d by *.h;s 7)ecd of Trust.
<br />3. Application of Payments .Unless applicable. h r ,~;.wider .~thcru s;:. atI {?aymcn t~. rec ?e.i `?r i.ender under the
<br />Note and paragraphs i and 2hercof shall be applied hr Lender first :n pagm nt of an coma n=,y-:ink- tt+ tenaier by Bairro?ver
<br />under paragraph 2 hereof, ihenta interest payabic on fhc•. More, then to :hc Priac:pai v( +nc urn ~, anat. then tt? interest .and
<br />principal on any Future Advances.
<br />4. Chafes: Liens. Borrower shall pay all ta+.c~, 'sscssmems and .tht.r ::barges tines an.i :rnprs~ti;iri..ttt rihuctbic t<?
<br />[he Property which may attain a prinrity over ;his Deed.af Trost. and !easchoiii payments nr enxmd rents, iF any,'io ihs
<br />manner provided under paragraph ?hereof ar, if not paid u? sorb manner, by Horrower making ;+ayrneni: wficn due,, dtrcaly '
<br />to thepayee thereof. Horrower shall promnfiy furnish tc, f-<nd;;r all nc aces ,il amm;im dneundcr rho paragraph_andin zhe
<br />even[ Borrower shall make payment dircctfy, Borrnwct cttsit pre?molly i;rrntsh m Linder ~etc;vts +s.•ena~cne ~,tich payrneals
<br />Borrower shall promptip discharge any lien ~.vhich bus prtoritr ~+ ~ thx laced . ~ "I7i" .wrdr' na; 3torrnwcr shalt not he :
<br />required todist:harge any such lien sa long as Borrow ~ chat! -erec hr •+~riiing !n the +:r.cot +A :'lie Non sccvadin~
<br />such lien in a manner acceptable io Lender, or shat! to =nod ,,^anh contest ut.h uen ~h}, °..,rn.: ; ft . t.n°:n,af auchitemin
<br />legal proceedings which operate to prevem the enforcement+iithe ,ten tx ttciuin: <ne #7i nr~t}~ +?r an}' {3art. thereof.
<br />5. Huard dosursmec. Horrower shall keep zhe improvenrenis ;iowexiting or na .,t,c.r a.i'citad sn ^he Pn,pcrty insured
<br />against loss by fire, hacatds iaduded whhin are. term "uxicndcd.,:aver:age". and .uclt t! a. iwzar=t~ as 1 ehdcr ntuy. require.
<br />and in such amnuntsand for such. periods as l.enatcr trtay rcyu?re, pmv;ded: lr:.t t.:::uic ha':! not a„i..:a~ •4rat ittc smarm .+i
<br />suchcoverage exceed That amount nt coverage raxtuucd tr. }?ay the sum. sewrcd hy'~. !)ccd rt fats,
<br />-Iheinsurance csrrierptnviding the insurutcc .,furl he chosen hp Bor uwrr sub?_~ctt,+ alipii a ,i ay: 1 .n h~. t?n:+, ~elc+l.
<br />tLat such approval shah not be unreasorta6ly withheld All prcrniums on msuraircc {?oinC;cs Shall r?r pttrd in the manner
<br />providedunderparagraph ~ hereof ur, of nos paid ;tr such. manner, by Horrower making payment uhen dun; dtrecily tar 21re
<br />insurance carrier.
<br />Allinsurancc policies and renewals thereof shall bu k? iazm,,..cputb;c ro 3 r„ndcr..nd ,hall inzluua ,i tar.l:r,.ct:no~teugc
<br />clause in favor of and in Form acceptable to !,ender t aindcr sh.ilihave the rtghi to h I.i rtte poll e .m<?rcnew~aL. thcreo
<br />anti Borrower. shall, prnmpilY furnish to lender ailrenewal notices and:rll r~pts r.f ~ x ai .?~ ~'•m:..ns 3 ; h :cant of loss.
<br />Borrower shall eve prompcnntice to'the Insu ranee razz; -r and 1 coder C~cn ,~r Wrap m t:c prnni n[ ns ~t ~.. ni.ide t?rnrnpt ly
<br />6y Borrower
<br />Unless tender and 3orrower ethcrwlsc agree in wntusr- ~< irrm. - ~:?ri~ v~l~. shall '?: :appl:ctl t. ~ . or repast =,i.
<br />tfic~ Property damaged. provided such restnraionnr rep.atr ,~ -,+r,n?m alI}~ ';ir .rod . ns +,e..:u ~ t7..c I ni '( rust u
<br />not thereby impatred_ if such resinrauon or repay is not ea?nenu~ail5 ~~. uc ~ nc~ Lc:;irtiy • , era. L+,~vu +t ?.°sr;t wtruici
<br />Fx rmpaired: the insurance proceeds shai3 tae applied x? ffic sun^~ a _vr ~ ,^~ fin Jced if Prust, a,th tPe. rut? paint
<br />tn'Horrowcr. If the Property isabandnned by Borrower. ortf ;3orrr~?wcr tat15 to restinnd ;n l.e;tucr ~ ,.t {7 taus from ilre
<br />date notice is mailed by J~cnder to Borrower that she insurance carrier t?fFc'vto :cote •t claim *nr ns once hcnulits. f under
<br />isauthorized to collect and app!}' the msuianc.:liroceeds.:r. tender's ~ntn,n euhet ir+ ~carr:uian : r_prar ,.,q lhc. Pnroert}
<br />ar to the sums secured by thin Deed of "fntsi.
<br />Unless Lenderand $orrower ctherwrsc agree .n. wrmng, any such upptn:n innof , rocceds t prt i ~h.il! vn~[ extend
<br />orpostpotre the due date q1 the month!?' imtailnacnt5 ,t.ti -cti ^.<? ;n. pa rage phs ! anal '_ trcrct?! }.ange lhi' :annum ~al
<br />such instailgaents. If under paragraph I S tiercol ihc. fropur.. ;s. acquired hp finder. ,tf n{,ht, iota rtnci erte:c~t ;.i Harnra~cr
<br />Sn andto any insurancepoiieies and m and to the pro _eeds the;:•uP resulting from dzmage fo ;h 1 n::nc .. ',she salt
<br />oc acquisition shall pass to Lcnd2r ro the extent of the sums ,enured by ;his 13eecl ni "Crust :mmem -ts<.y pro . o stet?.n;c of
<br />acquisition.
<br />b.,. Presen-afion and 13aiotenance oP Property; Gcasehoids; Cnndoouoiums; planned i.: nit Developments. Bnrrc,acr
<br />shall. keepEhe Peeper*-y in good repair acrd ,hnl3 ^t~t ~-,rrn,it -a aszc .x. a ern r nli;u rrt ..r akt :~, r: the Propatrt }•
<br />t a
<br />and shat! tangly withihe provisions cfany tease if thisDeedc C 7 ;itsi is an a :caschndu, dt tins l) I of Tray s oh 4t nni:.n a
<br />condominium or a planned unit de?^elopmem,Borrower shad t>LC°orn3all of Bor-rtw ~,b"sis;a ~m sec; e; hs =cciarafit+c+
<br />or covenants creating or gc;verningthewndmnmium or planned un*t tfGvelopment ,he by-laws ::nd requlatiom si' the
<br />condominiumorplanned unit development, and constnaent dncumints. Sfa condominium arplan!ioUt.nt devrltrpmt•nt
<br />rider is executed by Borowerand recorded to,;ethez wnh thi Deed of bust. [he ;:overtnms :rod - recnre i ^. o' ;uch. rider
<br />shall beincorpprated into andshailamend audsuppietnent the cc n t rt> and .,grcemcnis nt th~o I7c d of ':7 i-..a if'thc tinier
<br />were a part flereof_ '
<br />7_ Proteetionrof Gender's Securifg ;f Harrower tails to perform lire coveaavis e stgr,ernents c rtasncd in ;his
<br />Deed of Trust, or if any action nr proceeding is commenced wni-n rnatc,'iafly aflecrs i.enders uxerctit m =hc Pmarty.
<br />~ne7uding, but not limited to, eminent domain, insotvenc:~', code enforcemenr_ or arrnn4,nents or procecaii rLs invuia^~ng ::
<br />.bankrupt or decedent, then Lender at Lender s option. upon Wooer u; Borrower, may ~ eke such ap re:u'ana .rxhuno skit
<br />sums and take such action as is necessary m protcc2 Lcndeu ~nzcres;, nciuding. ,t rtut inn teat :., f _; e.crncnt d!
<br />reasonable attorney"s fees and entry upon the Property u? ma};c reparrs. if Leader r yuitcd mongage n wt rec a
<br />wndition of making the Loan secured by this Deed of Trust. Ho^'rowcr shat' pay the +rt. r.iums r {u rec i~u.tin :uca
<br />insurancein effect un~ii such dine asthe requirement for such insurance erminatez 'n accordt~~c with Horrower•. and
<br />Lendees wriGen agreement or applicable taw. Borrower shall pa}~ the amount ai ail mor[page ins rrtnc:;: premiums in the
<br />mannet provided under paragraph 3 hereof.
<br />An}' amounts disbursed by Lander pursuant tz. ,his paragraph 7. with InteresF thereon shall bcc,nnr aiicfit!nnol
<br />indebtedness of Borrower secured by tftis heed <N` "I rust. ~nicu Bersower and i.endet grec to c, n.. . !Irruu T?aymonl. nn:h
<br />amounts shall be payable uiwn notice from t-ender to !3orrower mqueting payment ihi.rrcd, anti h ~ 7ear ancrest trout the
<br />dateoE disbursement at the tare payable from time to time an outsteurding principal under the _110t r •s~; {~a}ntrnt a? interest
<br />at such rate would tx: con¢ary to appiicabit law, in uh:cn even) such ,mow??s sh;R ;?ear n .rest :<t h' higira.?t ~aU:
<br />permissible undei applicable iaw_ Nothing cuntaincd a [n~-. 2,aa graph ' sirdi -eyu~rc i. ender t<r ,uutr .tt-y ,a.nie or *.akc
<br />any action hereunder.
<br />8. dnipedton. Lender stay make nr ::are zo he made reaaxie h.c u?t ris ,tp+.n an ~.n r+cc uen ,: tha~ n r:ty, pi<°.'.Jca
<br />[hat Leader shall gi.~e Horrower notice prtbr w rang such an: pettk. specifyuru ea.. c;;as?~ _-,are. h, -.a . W a,. S-u .I~ .
<br />i nrereS[ is Ifle l~Tn Pert V. '
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