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<br />Uxrnow.t Coua:t:rarrrs. Borrower slid Lender covenant and agree as foliaws:
<br />"rincipy and Interest.; Sttrrawcr sba@ ram tl
<br />L Pavpteat n€ . p p }pay when due the principai.:of and interest on the..
<br />itade2tiedness evidenced by the }Mote, prepaytacnt and late c}iarges as provided in t}te Note; and the principal of and interest'
<br />anany Future Advasmcex sccttredby this ?r4ortgage_
<br />~' Ftintk tnr 7Cazea itrnd I_. Stthjcet ta app}ica6le law or to -a writtrit .waiver by Lender, Borrower shalt pay:
<br />to Lender cn the da, monthly iruial}minis of principal and intemst are payable under zhe Note, anti} the Note is paid in fu}I;
<br />a stuff (herein "Funds"i egttafto Otte-twe.}..fth of thaYearly. taxes andassessmentswhich mapy attain priority over this.
<br />hfort}tage, anti ground rents on'the Pmpenv, if any, phis one-twelfth of year}y premium installittents .far>hazard insurance:.
<br />a}vs Otte-twelfth of }ear}y ptt.mium inctalli>ietsts,for martgtige insurance, if any, all as reasonab}y a timated initially-.and from
<br />lima to time by t.en~r on the $asis of assessments and hi}}s and reasonable. estimates ihcreaf.
<br />ifre Funds shat} be held in an instituritwt the deposits or accounu of which are insured ar guaranteed ay a Fedora} or
<br />state agent.} ~ tncludirtg. Leader if Lender is such an institution}. t.cnder shalt apply the Funds to pay said taxes, assessments,
<br />etuttrancegctttttttms andgroirttd ietsts. Lettdtr tttay notchargt farseholdirig andapp}ying t}te Funds..:tnalyzingsaid account,.
<br />of verifytpg and campiiing said. a„r,,,,..nxs and bids; .unless I_endcr gays Borrower interest on the Funds and applicable-law
<br />perimtr LcadeF t8 make sttch a charge. Harrower artd Lender may agree in writing. at 'the time of execution of this
<br />Nortg~ge shat interestcm the Funds sha}} tx gaid to Borrower, and unless :such agreement is made. ar applicable law
<br />t ~tsites strr6 intettst to be paid; Lender s}ta?7 not he required. to payl3carraw~er any interest ar ear nmgs on the. Funds, i.coder
<br />gm to Borrovt'er, tr°itl3ont charge, an atustrat accounting of the Funds showing credits and debits to the Funds and the
<br />pttrpnec for. which each debit to the Funds. was rnadc. The l=ands are pledged. as additional security 3or the sums. secuied
<br />by tPtis Mortgage.
<br />df thearaount ofthe Fut~ held lay Lender, [ogethcr with the. futuremon[h}y installments of Fiends payable prior.:to
<br />ttte due dafes'of lazes, scses>imutts, imurance pmrniurtts and ground rents: shall ercced the amount requited td pay said taxes,
<br />assanttents, xatsurance premiums slut ground rents as they ial} due, such excess shat} bc, at Borroww'n ogtion; v`iiher
<br />promptly repaid to Borrower or credited to Borrou`er on month}y installments of Funds. 3f .the amount of t}ae Funds;
<br />hadd by Lender shalt ltot be set@icieat to pay taxes. assesstitents. iasuran~-e premiums and ground rents as they. toll due.
<br />Banrower shall Pay to Lender arty atntwnt necessary to make up the deficiency within 3Q days from the date notice is malted
<br />by i.e©der to Borroweer regttrstinS ~ymcnt thercYaf.
<br />Liptm Patmtem in full of al! sumo secured b}' this Mortgage, }.ender shall promptly refund to Borrower any.: Funds
<br />held by tender. if utters paragraph lS ttereot the Property is sold. or the property is atherwse acquired by :.ender. Lender
<br />shall apply tw later than ienrnedirttty prior ra thr sak 4>t the Prngnm~ {ir o-ts acquisttian by f.cndcr, any Funds he}d bV
<br />tttrder at the tstne of application as a erxdit agains[ the sums secured by thns ?tlangage:
<br />tYCae a k!/ of ilnicss app}icahle law prnvides otherwise, ail payments received by lender under the
<br />patasraptts t slid 2 hereof shat} be app}led by }.coder 7}rst m payment of amounts Pa}'able to }.:ender by &trmwer
<br />-under parapaph: 2 hereof, tifw 1p rniertst psyabk an the ~i,ate, then to the principal of the tJote, and then ua in[erest and.
<br />prirwpa) on airy Futurt Adrances;
<br />'~' ~K iisos, Bturower shall pay a}1 ixxes_ assessments and „ther:chargts, fines and emgaxtians attributable to
<br />therPttspatp'whieh my attain a pdririty over then :Norigagc, and }easehald paymentx or ground. rents, if any, in the manner
<br />ptnvndt~ tinder Parts~nplt 2 ttcreof or, tt rtoi paid to such manner, by $orrower making payment, whin due, directly to the
<br />pltyae Cher'taf. Bertanror matt promptly fusnisfe to Linder s#I natecoe of atnottnu due rtndar this paragraph; and in the event
<br />8Dt'tdwet than make paytttat directly, Bauower shat} ,romp[}y famish io f,t.nder receipts evidencing such pavmehtc,
<br />Sorrawer stall Pr~PdY'da~ftarc anw lied which has prror,ty i;oer ihs'LEfarxgagc; provnfed, that Aarrawcr shall oat be ;
<br />rc4tntrted to thtcharge any attch lien so long as Barrnaer .hail .tgrcc m writing to the payment at t}te abh[auan secured lay
<br />stachlieo to atttruoer actieptabiie to tertdec. rr sha}} in tins! lath canicst sue}, tlon bY, nc defend ertforectnent ,it such lien tn,
<br />}~ Proc,eedfri{a[ which,r~Pesatsto P+~"rot the. cna~er.tnaent of the izen or. farttiture of the Prtipcrty :or why part thereof.
<br />S• t~ }lttaaaes. Flotrosvsr stall!} lceP the .rnprovetttenis saw caa.ting ..r hercaltrr err.-clod on the Property insured
<br />a}}atwt I,xt Eyy file, haaeda irtehtdcd wtehm the term . xsertdtsd ccncra}tc ,and such other hazards a+ }.ender may reyuire
<br />slid rn such atttttuats and for ,ueh periods as l trader riay rcgtnrrc'. prttvidetl, that Lander shall not reyuire that the atnaemt erf
<br />ttieh Garerage l7tt'Oed that amount ,~{ covtratte rcyuucd acs pay the Sums srxumd by this ,Llortgage.
<br />T~ tin ca[Mt provtdtn; [he: mcurarxr ,hall ba .hasett b} Bnrraw•er stibjt:ct to appravai by f.:endcr: prgvtded.
<br />thu auth apprdvat sftaU txit be unreasottaht wrthhr#d. A}}
<br />prontied UudEt ~ Y prcmiutrts cutinsuraricc. p+sitcics .shall be grid m themanrter
<br />pitrttRraph _ he>retrf or, sf not gall in such instinct, lay Borrower milking payment, when due. dtreotly to the
<br />retautaace catzrer.
<br />A!f imnratwc poticiies and teeewxls thereat shalt lye en form aexrptrebldti, Lnndcr and sha}! inchrdc a suinc}ard mortgage
<br />clause en favor of and m €orm aoceptabk to t=coder- i-enckr ..hall hwe the rtglti to hold nc~' policicx and renews}s `ihercat,
<br />aril Borrower shall penmptly €ttriwh to l.cuder a!1 renown} tsatuxs aril a}} receipts of paid prcmiunts in fhc event a{ ions,.
<br />Bornrrer tltali yyc prompt nvtypr: to i}te inslirattae carricc aax! Lcnd,er l.CndeF may make prmtt of foss if not made. promptly
<br />try Norroaer.
<br />the Y nias Lr~tr aad.Hoero~wrr ottKt,rise:at;rsx in writing, tnxu[attet prexceds sha}ibe applied to ccstaration atrapair of
<br />rvp~rrY daatgpd. prarttled aticAt tessoratxtn or npsit tt ec<momtrat}y feasrble asd the security of this Mortgage rs
<br />not t}tertby >rnprired. ff such resettrauon or ncPair is not etotwmieal}Y feasible ar if she secttrrty of this.:lt3ortgage would
<br />to itttprired, the rnsttrance Prpteecy ,[halt t+c applied to the auras. xcured by tfais Mortga=o, :with the excess. if any, Pard
<br />to Bortxrret. It the Proyerrp is ahudorxd by Borrows, or tf Borrower tails r,r respond w Fender witftin 30 days. from the
<br />sate notice is mailed by ttndcr to fionowrr that she rtttt1rattce earner offers to tittle a claim For vnsurance; bcneflts,, l.zrtdcr
<br />rs atnhorixd to txltert slid appiytlte ttaturttnce prooecds at I.esidct's uptionather tarestoration. ar ropair, of ihe.Praperiy
<br />ar DO the tYn1{ eecittsd ~bV tlga t~,..
<br />Ltateat lender and Borrower otherwise agree m wittrtg, any such application of prricccds to: prrnetpal'shall oat extend
<br />or potttpooe the due date of the rn~th}y instat}mettts tcferrt:d [a in paragraphs t and 2 hereof 6r chattgc tht amount of
<br />such [°stallr"e°p. }f ,,»der psuajrapft t8 heteQf t}te Pro}rerty is acyu:rcd by t,crtder, ai} right, tails and intertat of Borrower
<br />in atx! to any iuYttratxe poitrxs sad rn and to the prnawds thereof rtsuliing froii: damage to ttte Property prior to t}re sate
<br />or sCglWlttan sha}1 pass io Leader to tlbe a5ttatt of t}te sltIItS secured by this ?NoFtgage imrrtediatcly prior to such sale ar
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<br />_ i- t"raav,'aaLa rod Mniateaa~ee o€` 1-re*pty; Lsaaetsaid~ t::attttlosruisaB Planned ;Unit f)er fs. Aorrower
<br />aed atik~cam Pr~tytt a j+ood tt:pmir and shalt tact commit wane: or permit tntpairtnent or dctcrioratio~ n~o# the ;PrapeFty
<br />Pty i»vinwana of arty }cart; if tftKS MortEagt o, on a ieasettold. if ihrs hforigagc i~ art a unit, in:a
<br />+,oedumrruum or a planned unn dt„elopmcnt.:&xrmvcr shad} per#orm ail of Borrower's obligations under the dec}arativrt
<br />ar c4vrnrnts cruutttt ar Rorrrniltg the t:ondarttrniurn ar planned un:t dcvciapment, the by-taws and regulations of Ehc
<br />cavtdooieontm er g}anaed unit +kveks}trnent> and cxta5titrxrr! doruntcnu. if a cattdotniniitm or planned iJnrt deve}apmen!
<br />rider a eaowced lay Borrower +tsd rcrmded,ingtthcr;with tfus MorgagC, :}x cvrcnanta and a$reemcots of such rider
<br />rhaL bt iarnrPorated irtw sad thaPt amend ands agreements of this Mnrigattc as tt six rider
<br />were a pact tte+taat. ~ tht: covetunls and..
<br />7. tsnaretlsin d Lantttre's Sserett9. 3f Barrow,p,r fat}[ toy~rftarm the..~overtaotsandltgreeFrtenis:.ccttstatncd in this
<br />Mortsa~e, or if arty acuort ar groceed:~ a, uxnrrieractil whir, }t rixateriatl-~ afiseta Lortdcr's inteiesira the Property,
<br />r>aC#lsdinL. h-ttl riot }ittti:ted m. cevrnetu dotnatn.. insatvcnty .+>de enforccrncnt- or arransetixnts. car grtxeectings anva}ving a
<br />Fsan;r~-pt +tr duc«taxit. than i.cudea yr i-coder:, +~},tr,~r.. coon +rotice tz, Borrrr9arer. may nsaka wch a;~prarartcs~ rifatsuFSC sash
<br />arms and takr such aniion zs u twtcs,.uy rr. prutxr }rndar's intc.esi. meter
<br />reoac'~teasi` a rtt -.s feet and u:r, d~nR< lzeyt oar Eim: ed t,. .;~sbur~temcrtt.:zf
<br />taffy i"}' upcm the Prrpcrey i:, roaiCC-tenants. 7f !.eider requin:o ~Frnxaxe +az~Yr~.nee -,x a
<br />cuedxixm cr mskna>t the t~tao ,ectrscu h:~ tk;, l,4arrtragc. i#te.^rasrer .ri}ta}i ysay the.:premtuma rcqutr+x4 'o ritairAta4t s+:r,:tt
<br />:nawaoGA an ~fe4-t ,ar!ttt s;±,.h tamC :.s trx cw,nrt+tten: Far tx}s i!9!turattte ..rrmirt>B6ea eta ;rccordance wriia i3artx~svcrv :nazi.
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