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._.-1._ :::~2;'J:~_._ , " 83- 006651 '~~' ;;;t_-__.l", , , , ";It DIT10NAL TERMS ,~ 1 ~ t r PREPA l'MENT AND ACCRUAL OF THE FINANCE CHARGE: Even !bough' do "",have'" pay mme than the regular scheduled monthly payment. thaVe lhc:" right to ~f the whole amount owing to fib: in fuU at any time or in part from time to time. If the lending institution or barik that buys'my-contract com utes theJinanc& ~t::.,c~=b."'kV=~~ru::JtJ:i:~e:'~=d::~~~ho~~~~,~~~lto:it::~i= ...estimates'_ on ll>e.....mption that you will receive each otthe palmlOn.. exactly on its due dale; and 1 know isOO(lling '" rel'ulld if I am charged un a daily basis. If the lending inslllUtion... bank does not compu~ the finance charge claily,andifl pn;pay the w ,'''''O\lllt, yoq will reftliid to me the uneamedportion of the fi_ charge(i_~lhc: accoun~ lmown as.the actuarial metOOd; and'die' --..t of my reb4Ie.vliltbi: ~'fI'~.h'.::. ':f,OO~~I~ ~ - of my monlhly payment nO! on the dales andamounlS of the prepayments thatI pay.to. yo~. I know lIIala,tefund IMPORTANT NOncE ABOUT WARRANTIES: , (a) We_SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSEOOR.IMPUED. OFME8CHAN'rl.o BluN AND FITNESS FOR A PARTICULAR PURPOSE ON AU. GOODS AND SERVlCE$U....ES$SEU.ER'FPRio NlSHESBuYERWITH A SEPARATE WRITTEN UMITED WARRANTY OR.SERVlCE.CONTRACTMADEBrsEl. LERON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT). (b) I have read, in de1ai1, the separak "LIMITED WARRANTY" which acrompanies !his conInICl. It ...~tllecoodilions and circumstances in which the....... __ produas will be repaired.,.. replaoed.11llke notice of the Iimillltionsonthe warnmty, andl panicularly remgnize'hal/lnyimplied WllmIlllyw!licb appliesto:the goods lasts only as lOng as the WlllTllllty or service contract. SPECIAL-ORDER GOODS: I know that you have measured my house and imoponings so tbatyoucan._ theprodllCt:i to fit my particular ho11se. I. nolicethtit1llli goods tbataremanufa<:tutc<j.fo< myspcciflC house probabIywiH .... fit anyotbe< _,and under suclt <:<mditiot1s, 1 know that I ClIllIlOtcanceltbiscontractatant_ llfter the period of lime g;''<ln to me, by law. in which 10 cancel. After rhatlegal period of time. I know thaI I have theobligation 10 pay yon in full tlteamountOWlld. OBUGA nONS PERTAINING 1'0 MY REAL ESTA TK: 1. I promise 10 keep my _scm good repair and to keep i. insured for a.1ea.st SO'll> of its replacemenlvaiUe. by boying 11 fuuDd e__ eov<ragc.insunmce policy. The insDfllllCC compony IoU" be approved by you, ..'1lI the policy ......... have a benefiCiary c1...... which says that you are 10 be paid if there is a loss. The insurance c~y must agree that it win not caned my policy without fU'St telling you.. I authorize the~. ,~ CO~.' Yo.",~)' you directly (.,.. lllIY lnos. You can choooc.o use this insuntnc<> payment 10 either repay any amounts I owe you.,.. to repair my house, 2.1 a1sopromisc'tbatlwin_allOW :"l';;:'=~~~~l;;z...~:.~~ w~~o:;':~llell~~:~lr.r:se~~'::~~:s:.::=~~=:i~~=~~~~ p<<?fIt1issioo< S. If I do not insw-e my house or fu~y other obJigauons to my real estate~ ~ )'Ou can de it for me if you want (but you do not have to). If-you dopay any of lhe>c obligations fur me, I agree to pay you back on demand plus int...... al the highest lawful conlrltCt tab: of interest, Until I pay ynuback, these amounts will be added to my debt to you whicb is secured by my real estate and house. J know that if you decide to buy insurance for me that you do not have to obtain any homeowner or liability insurance. SALE OF MY HOUSE: I promi5enot IOseU. Ieaseor give my house-to anyone until I bave fully repaid my -debr to you, DEFA\.J'LT: )...ilI be indefau1t undcTthiscontnlct jf: I. J don't make a payment when due; or 2:. I break an)' promise: I made to you m tins contract; or 3 Something else- happens which causes you to t<-hc_ve m good faith that i do not int~nd to pay you as promised; or 4. I default on any obligations for which I am using m)' ht:>me as ,oUateral; or 5. Somethin~ happens to my 00usc: which t~alc:ns Yfmf rights. If any , in il. IF I AliI IN DEFAULT: I underotand thaI you have lhe righ"o foreclose the. Mortgage I have given to you and have my hou.... sold'" repay any aroounls I owe you if 1 am tn default under ~lS rontract. Before my bOllle u. sold. )'00 \It'll! do everythll1g that the law requires. If you hire an attorney to assist you to sell my house, Of. to.sue n1C. cr. ,to proleCt your tlfbts. J agree: to pay you Jor your- reasoDiibk iUlOfneys' fees. and for ot~ related CXpeWiCS such as court costs. title searches and money you expended wpnHeCf. my ~.Ifyoo we:al\owed LOooliectsuchamounuby law, OrnER RIGHTS: We can c~ oot toenforr-( any of the nghu u~der this comntCl as often 8b we want withoUllosiog'lhem. Or. we can delay enforcing any ~fthe rights withoullosmgthem. Wee-an a!souSC'a.ny rights now or io tbefulurt gIven (0 us by law. DELAYS: l.know-that you will ux yourbe1it C:,ffQft$ to instaJl the products I ~ purch85i~on DlY house, but I also unclecstand that in some situations yO\; fllayencounter delays that are caused by strike&~ ~"Calher condioons. dela).s you have in obt.aJn.ing materials. or fl)f other reasons that are beyond your control. I understand that you will not be liable for such 2lays. ARBITRA noN~ If i haw.. dUpute Of claim ""lth you concerning the quantity, quality or performance of the products.! unde~tand that my dispute may be submitted to and setlkd accordm~ to the mediatiorHirbitcatlOft program th&t may have developed to my communllY. f also know that liny decision made by an arbitrator(s) would be en-- tered in thecourt hav1D&JUn5dlctton<.wer me: and you. SAL"AGE VALlTE:-l know thattbe Wlndo\\.s. woodwork. andotber matcnab. that hav~ to. be removed by you for iliis inslallation bave NO salvage value. When your&- move memo )'-ouc.anhave eben\ for-whale",.:! purpose )-OU ~..uH. SPECIAL SITUATIONS: Due.o the uniquco<.. of some of the products that you lOll, I undetJ;tand 'hatiupecialsituatiOllS Ull' your Regional Office may have'" review ~ourf~~~I:r:~~~c~~th~y~~~~=n~~;~a~~J: ~::tl~~:~~~~~~~~~j::WD Impcntant to this transacuQn :v~~=r=~~r.~;:::~~-:~~~I=~~;h~:~l,::~:I~u:m:~~~~~~~i~~I~:~~i;~~~~~:::.CODtractreqWm u L ~ L