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�%�.a.1041'71 ADDITIONAL TERM � . - FRRPAYM7 AND At"CRUAL OF THE FINANCE CHARGE: Even though { do not have W ppaay more than de regular sctxduldd mambly payrrxnt, I have the o owi to in fuN at any time or in peat from tine o rule. If due lending nsUtuuon or bank that mays my contact ftnanee lass if I mace an early payment, and it will be higher if 1 y late; I also eccugni74 dust an o my teat w�bk° y bill; I know tle shown on to reverse side tpoardx Finance Charge, ToW of Payments, the Tea♦ Sale Price we wAsumvillusied an the mumpurm that you will receive cub of die payments exactly on its dux doe; and 1 know that there will be no refund if 1 propeY because there is tut if 1 am a daily basis. if the tout M u doors not compute due fihwca charge Bailyy, and if I prepay the Y you w� r od Ra portion of de c (' )by the accounting town as the actuarial met .; and the, amount of th tatuat wig be Rend on Out schisdulled dississ and amounts of my monthly payment and nt on the actual dates and amounts is of the prepayments that I lay to You. l know OW s rebusid onmoonst,OOWittrAKb*Mbk- 11111114MANT NOTICE ABOUT WARRANTIES: an SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA- ANWS 'FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR - BUYER WITH A SEPARATE WRITTEN LMTED WARRANTY OR SERVICE CONTRACT MADE BY SELL- ER ON ITS OWN BEHALF (WHCH, IF MADE, ACCOMPANIES THIS CONTRACT). (b) I have read, in "LIMITED WARRANTY" which accompanies this contract. It explains the conditions and circumstances in which the n�- u baistwtl win the or replaced. I Wee notice of the limitations on to warranty, and I particularly mmllnize that any implied wmanty which applies to the goods only+ac king as the warranty or service coftwwt. GOODS. I know that you have measured my house and its openings so that you can make the products to fit my particular house. I take notice that die pods do we mawAschmad for my specific house probably will not fit any otter houses, and under such conditions. l know dust I cannot cancel this contract at any tittle Aerdx pariedoffime given to one, by law, in which to camel. After that legal period of tin te, I know that I have the obligation to pay you in full the amount owed. OBLIGATIONS PERTAINING TO PROPERTY INSURANCE AND MY REAL ESTATE: 1. 1 promise to keep my house in good repair and to keep a i for at least of its replacemeni value he buying a fire and extended coverage insurance policy. The insurance company must be approved hay yea. and tux policy must have a beneficiary clause which says that you arc sea be paid if there is a loss. The insurance company must agree that it will not camel my policy without first tciling you. I authoire the insurance cool to pay you directly for any loss. You can choose to use this i e payment to cutter repay any amounts 1 owe you or to repair my house. 1 have the option of providing property insurance through an exisu'ng' policy or through a policy i ndently obtained and laud for by me- '_. 1 also promise that I will not allow anyone else to place any liens on my real estate without yo?ur wTtuten permissum. ` .1. 1 promise to pay all rates, assessments and other charges on my real estate when dote. 4. I promise to timely make all paynems on my prior loans secured by m real estate. I also promise that I will not extend, renew or change prior loans without your written permsassiorn. S. If I do rot insure my house or fulfill my other obligations to any real estate, then you can do it for me of you want (but you do not have tot. If you tact pay any of these obligations itr me. I agree to pay %4,u bade on demand plus interest at the highest lawful contract rate of interest. Until I pay y-ou back, these amounts will be added to my debt to vcu which is secured by my real estate and house. I know that if you decide to buy lnsLwawzc for tote that you do not have to obtain any hA)mclWrtCT or liahitity insurance. SALE. OF MY HOUSE: I promise not to sell, lease or give my house to anyone until I have fully repaid my debt to you. DEFAULT: I will be in default under this contract if: 1, 1 don't stake a payment when due; or 2. 1 break any promise I made o you in this contract•; or 3. else happens which causes you to believe in good faith that I do not intend to pay you as promised: or 4, 1 default on any obligations for which 1 am using my home as collateral, or S. _ happens omy house which threatens your rights. ifauy.init. W I AM IN DEFAULT: I understand that you have the right to foreclose the Mortgage 1 have given to yoar and have my house sold to repay any amounts I owe you if I am in deft nk under this contract Before my house is sold, you will do everything that the law requires. If you hire an attorney to assist you to sell my h:nnse, or, to sue me, or, to protect y ri;his, I agree o pay you for your reasonable art rmys' tees and for other related expenses such as court costs, tide searches and money you expended to protect my house. tf you me allowed o collect such amounts by law. OTHER RIGHTS: We can choose not o enforce any of the rights under this contract as often as we want without losing them. Or. we can delay enforcing arty of the rights wMm losing them. We can also use any rights tow or in the future given to as by law. DELAYS: I know that you will use your best efforts to instal the products I am purchasing on my louse. but 1 also understand that in some situations you my encounter delays dust are caused by suites, weather condition, delays you have in obtaining materials, or for other reasons that are beyond your control. I understand dust You will mosbe lie for such delays. ARBITRATION: If 1 have a disptnte or clam with you concerning the quantity, quality or performance of the products, t understand that my dispute nay be submitted to audatt atwtr."a the unediuiom- arbitration program that may have developed in my community. I also know that any decision made by an arbitrator(s) would be en- tarwdhathec�thav jurisiictiwtovermeandyou. SALVAGE VALUE: I know that the windows. woodwork, and other materials that have to be removed by you for this installation have N salvage value. When you rot mow diem, youtan have them for whatever purpose you want. SFRCIAL SrMATIONS: Dux to de unkpacn ess of some of the products ohm you sell, I understand that in special situations that ion Regional Office may have to review unit accept this contract. I also that this sale occurred m my home and that you and 1 may not have had all the correct mfamat'on imp a umt to this traauactlan nom I give you my consent Incorrect any obvious effm that may have occurred when the litanks in this contract were completed. INVALID PROVISIONS: If any provision of this contract violates the law and is unenforceable. the rest of the contract will be valid. If any pair of this contract requires p tymwtlof duos de law permits. then you will only have the right to collect from the the amount of interest which the law allows you ocollm. COMIDLETENNSWTHIS CONTRACT: This contract can only be changed if bah you and I agree in writing.