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200704728 DOC ID #; 00016463810905007 make any other ICClOtnlDOCIati with reprd to tho terms of this Deed of TruIt or thO Note. witbO\lt: that Bormwet's CClDJart anc:i without leleisIna that Borrovrw or modifying 'this Deed of Trust as to that Bonower'. interest in the Property" 12. NotIa. Except for any notice mqairI:d under applicable law to be givcn In another manner, (a) any notice to BorrowIt povided fbr in this Deed i)fTrust iball be liven by cWlverin& It or by mallJna such noDCO by certified mall .adchsIod to IJom:JMlr at the Property Address or It such other addlcss II Borrower may designate by nodco to LeDder .. provided h..... and (b)any notice to Lender lhall be given by certified mall to Lender's address stated bendn or to sud1 other addrca u Lender may desipato by DQtlco to 8on'owor u provided bereln. Any notice provided fbr in this Deed ofTnlst ahIIl be deemed to have beCD liven to BOf'I'OWel' or Lender when liVen in the IIWIIlCI' dosianatod bcr*. . 13. Govendq lAw; SmraIdUty. The state 11M localia~ applicable to this Deed of Truit sba11 be ~ laws of the jurisdiCltiQtl in which the Propart)' is I~. Tbc foreaoiDJ ..tcnco shall not limit the llflPllcabili~ of fcdcnllaw to this Deed ofTnlst. In the tMlIlt that In)' ~ or clause of ~ Deed of Trost or the NQtc CQntlim with epplicable law. _ confUct slW1 not afftd otbClr provisions of tbis Deed of Trust or the Note which can be given ctfett withOut tho conf1ietb1g provision, and to thi. end tho provisions of this Deed of Trust and the Note arc dccIarod to be severable. AI used herein, "~" "OIq)OnMs" and "attorneys' foes" lncJudo all surnato the extent not probibitlld by applicabIolaw ot limited herein. 14. Borrower'. Cop)'. Borrower rball be 'fiuniJbc:d a conformed copy of'the Note Ibd of this Deed of truJt at tho time of cxoeution or after recordation hcnot: 15. ReIlabIIltatloa LoM AJnem- Borrower shall iWfiU all ot90nowa's oblipdons UDda' any homo tdlebilltadon, improvement, Mpair, or other loin ~t which Borrower CDten into with LcDdc:r. LCIldcr. at LeDder'. option. may roqulre Bonowcr 10 oxecuto and cIoliver to Lender, in a form ac.ocptIble to Lender. IJl asslanment of any rJab.ts. c1_ or 4eft:nacs which BC)l'IOWeI' may have ll&ainst pltties who supply I.. materials or IClIVices In COftIlCdion with improvam.eatl..... to the PrQperty. 16. T........... oftbe Property OJ" Btatft$llatenlt" 80....".... If -.II or any pert oftlte Property or Illy intwest in It II sold or tnln81\lrNd (or It a bcneftcie1 iDtanllit in Borrower Is sold or tran8ferred and Borrower Is DOt a naturII pCnoit) without LOnd<<'. prior writton oonsent, Lender may~ at its option, RlqUlre immediate payment in full of alllUml secand by this Dto4 of Trust. However. this dption shall not be crxcrciIod by !.onder if exerctae il probibitod by fedcrillaw IS oftht _ of this Deed otTiullt. [fLender nerd... dtilOpdon, Lender shall aWe Bonowor nodoe of accoleratlon. 1be notice shall provide . period ofnot 1-. thlU) 30 days ftoJn the date the notice is do1ivtnd or mailed witbin which SOrrowa' must pay aU IUIIlIlRICUnId by thl. Deed ofTrustlfSonowar fails to pay th. sums priprto the expiration orthis period. Londer may Invoke lU1Y remedies permitted by tbis Deed of Trust without 1brther DOti~ or deInand on Borrower. NON..uNIFORM COVENANTS. BoitoW aDd Lendtl' tbrtb<< COVCllllllt aDd.... as foUOWl: 17. Aecekntioa; Remedlel. ExCept IS tp'Urided iii ............ 16 Itenof, upoa BoIT8WtI". broach .f aay coveaat or .......eat .f Borrower III tI1II Deed of TnIt, IDclalllD. BorrOMr'. tliJIIIn to pay, by the ead 01 18 ...... d.,. .fter .., .... due, .., i... ..red by WI Deed of T..... lAIldtr prior to .cetlItItIoa .1IlIl .... DOtIa to BortOWer at prodded .. ........."12 Iaereof spetif1hll: (1) tile bnaeh; (2) tile .... nqulnd to C1lI'e MIa breada; (3) . "*, DOt ... tIwa 20 .,. fro. tile date tU IIotIce II _ailed to Borrower, by wIdda .... bnadl_. be eared; aad (4) that Id.... t8 care ..a breadl .. or befon theda. lpedW Ia the aetiq ..f....BIt fa acceIentIcM of die ..... eeeancI bJ WI Deed ofTrut aAd .. of the Prol*11. TIle DOCIee IIIaJl ,tutlaer iDfona BomJWV of tile rtgbt to rellutate .fter a~ aad the rlpt to briaa . cowrt ac:f;Ioa to IIIIeI't tlaealllaeSllteMe of .. default 01' 88" ..... defeIiIe ofBorrowtr to........tIoa ad _lltbebreadlll DGt eand." or befo... the datt.lp8dfled Ia tb. notke; Leeder, lit ~. option, .., dedIre aD of the IUIIlI ieeund by tbII Deed 0' Trut to be ..edlatll1 due ad ,.,.... 1ritIIctat 1'urtIMr ....d ad ..ay IIIYob the power of "'e IIId Dr otIler rem.... permitted by appIfa.... law. Lclider ...an be ..titled to coiled aD I'eIIOIIable COItI aIld ape.... Gt ..'111(111) - CHL (NIOI) ....IIfO PoIII) 3IZI