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<br />ADDITIONAL TERMS B8~ 101275
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<br />PREPA Y"Etb:l' J:\~'b .'v.Ct-JU.<i,\L OF TilE FI:\A:\(,E CII..\IU;E: h C""Hlll~h I dn "<'I ha, c' ,<' 1'.1\ In<',,' Ih.I" Ihc' rc'Y" 1.11 "IH'chilcd Ill<,,,'hl\ pa~ "'Clll. I 11.1\ c' Ihe IIghl
<br />to prepay the whol.~ amount owing ,10 \'Oll in (l!1I al an~ IlIlle Ill" ill parll1olllllllH.' lolll1ll' IIlhe klldlll~ 11l,lllu[lll1l11r ban" Ihill bu~... Ill;' ullllrad \,.-tlinpute... till' I I 11.1 IIn' yharpc
<br />Jally. I klhlW my t1nancc charge \1,.'111 he le~~ If IlllakL' an carl: paYllll'll1. and 11 \\111 he 11Ighcr II I 1M: 1.IIL'~ I .11"'\1 n:\,.-o~nl.fl' Ih;!1 ,III: Ill'\.:c,...ar: ad.lU;..I~l.lcnl to Ill! tntall1nmKL'
<br />l'hargc will he reflected in my final bill: I also klll,I\\ that thl'_ al11ount~ ,howll ol1lh(' rl'\ t~I"..t' 'Ide lor lhl' FIJ1~1Ih."l' ("harge. Total tIt P.l;.IIlCIl".. and thl Illlal Silk' PnrL' are ('~t1-
<br />Illille... ha~cd on the assumption that you will !Cl."l'I\T (,<lI.:h 01 the pa)"l11enls e\i1ctly Oil II'- ~llIe date; all~11 "'now lhat lhere will be !1O relullll II I prepay be\.'i1U\l' IhL'IL' i~ .nothlng
<br />tn refunu If I am charg~d on a dail\" ba\i\" lithe lendlll1;! 1Il\lIIUllO!l or hank une'l not l'Plllpute the flnulll'c charge dally. and It I pn:pa) Ihe whole amount. )(l~1 wlII'refund
<br />to lilt' lhe unearned portion of the (inancr charge I Inll'rt'\I I hy the accoul1Iing proccdure knnwll a~, the actuarial method: and the amount of m)" rehate will h_l' ligured on the
<br />...chedukd datc\ and amoulHs of m)" monthly pa)"l11enlllnd Ilnl "l1lhc i.ll'tual dalc... .1Ild i1mounh of the prepaymenb that I pay tn you. I know that iI refund of !e\... than S 1.00
<br />\\,'ill not be made.
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<br />I.MPORTANT NOTICE ABOUT WARRANTIES:
<br />(a) We as SELLER HEREBY DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />BILITY AND FITNESS FOR A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR-
<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL-
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
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<br />I hi: have re<,d. in delail. the ser.a,,"e "'0. YEAR U\I1TED \\'ARRA:-.JTY" "h,,'h. if Illade. accompa"ies II:is L'Onlracl. It explains the conditionsand circumstan~es
<br />In wlllch the manufactured prOdUl"l~ Will be rep.llred Of rl'pLIL'l'd. I take Ilu: 'Cl' 01 thl' liIllltatlOIl\ on the warranty. and I partIcularly recognize thtn any IInplled. warranty which
<br /><lpplic\ tuthe gOOlh last!\ only <1\ long a\ the warranty or wn il'e contracl
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<br />1(')1 have read. ill detail.lhe separate "UMITED I:-ISTAU.ATION W ARRA:-.JTY" which. if made. accompanies Ihis contrad, II explains Ihe conditions and cir.
<br />CUIll\tancc\ in which the in~tallatl(m of the \idlllg \\ 111 he redone. I lake notlcL' of tht.' lilllltatlon...lln the warranty. anJ I particularl) rt'cogl1l1e that any lI11plted warrant)' which
<br />applic\ to Ihe in~tallation lasts only i.I\ long a... the warrant) llr ...enlCL' contract
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<br />SI'ECIAL.()RDER GOODS: I kl1nw thai you have measured m\ house a"d ", opel1ll1~' so Ihal vou call1llake the produl"l' 10 filmy parllc'ular house, I take notice that,thc
<br />gmab thaI arc Illanufactured for my ...pccifll' hom.e probahly WI"- not lit any other hou\c.... and UIH..Ier '1l1ch condition.... I kno\\" thaI Icannoll"ancel this contract at any time
<br />aftcrlhc peri(lll (lflilTle gin~n hl me, hy law, in which [ncaneel_ Altcrlhallegal pcrH\d (\flll1lt". I kno\\, [hat I ha\"e the lloligatllln t~) pay ~(lU In full the arnountC'wed.
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<br />OIlU(;ATIO:\S PERT AI:\I:\G TO PROPERTY I:\SCRA:\CE A:\I> :'IIY REAl. EST.-\ TE: I I promISe '" keep my house 111 gnod repair and to keep it insured for
<br />allea...' _XeVf of ih replal"elllCnl \-alue by buying a fire. and extended co\"erage Hhuran~'e polil'Y. The in~urance eOIl_Ipan)" must he :.IfprovcJ by you. and the policy must have
<br />a hi~n~r'lT.lry "IiIU'~ \lllIdl ,a), Ihal y"u ar~ 10 be paid if Ih~re i, a loss, The Illsurancc l'Olllpal1) mu>t agrl'~ thalli will n"tl'anc~ my policy withoul fiN wiling )'ou. I au-
<br />thorizc the in~unIlK'C' company to pay you directly for any lo...s. Yl_lu_L'an choose to u~c thi~ insurance payment to ell!ler repay ;'lI~y ~Illounts I owe Yl:U or to ~epalr Ill}' h.ouse,
<br />11"I\'e ,he "pilon 01 prm IJing prnperl) insurance through an existlllg policy or throuyh a pOh"Y lIldepel1llerllly ohtallleLl 'IllLl paid lor by me, 2. I also prom,se thai I w,lI not
<br />allow anyonl' else hl placl' any lien~ un my real estate without your written permi...sion. 3. I promi\e to pay all :a'\\"'\. <l\...e....\menl\ and other chargt!s on my real estate when
<br />due. 4. IllTomlSe IOlimely make alll"'~menl~ on my prior loan, secured by my real eslate. I also plOnllSe Ihatl Will nOl nlend. renew or change prior loa", without your
<br />written permi.......ion. 5. If I do not ill~ure my house or fulfill my other ohligation... to my real ~'tate. then you \.:an Jp it tor 1~le if you want (but )OU do not have toL If you do
<br />pay any of the~e ohligallon\ f()~ m~. I agree to pay )ou hack nn demand plu\ intere\t at. ~he hlghc\t lawful i,"llntr,Kt rate of mterc\t. Lnllll pay you back. ~hese amounts will
<br />he adJed In 111\ dehl to YOU wlllch "" ~ecllred 0\ my real L'...tale Jnd hou\c. I kno\\ that II \"dU ucelde to hu\ lIl...urance hlr Elll'that \tlU do nol ha\'e to obt.un an\" homeowner
<br />or liability in\llralll:c. . . . ..' .
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<br />SALE OF :'IIY HOeSE: I promise not 10 sell. lease or yi, e 111\ hOllse 10 anyone unlill haw tulh repaid m\ debito, ou,
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<br />DEFAULT: I will be in default under this contract if:
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<br />I. I don't make a payment when due; or
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<br />2. I break any promise I made to you in this contract; or
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<br />3. Something else happens which causes you to believe in good faith that I do not intend to pay you as promised; or
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<br />4. I default on any obligations for which I am using my home as collateral; or
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<br />5. Something happens to my house which threatens yourrighlS, if any. in it.
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<br />IF I AM IN DEF A UL T: I understand that you have the right to breclose the Mortgage I havp. given to you and have my house sold to repay any amounts: owe you if I
<br />am in default under this contract. Before my house is sold, you will do everything that the law requires. If you hire an attorney to assist you to sell my hO\lse, or, to sue me,
<br />or, to'protect your ri~hlS,1 agree to pay you for your reasonable attorneys' fees and for other related expenses such as court costs, title searches and money you expended
<br />to rrotect my house, If you are allowed to collect such amounts by law.
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<br />OTHER RIGHTS: We can choose not to enforce any of the rights underthis contract as often as we want without losing them. Or. we can delay enforcing any of the rights
<br />without losing them. We can also use any rights now or in the future given to us by law.
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<br />DELAYS: I know that you will use your best efforts to install the products I am purchasing on my house, but I also understand that in some situations YOIl may encounter
<br />delays that are cau,ed by strikes, weather condi<ions. delays you have in obtaining materials, or for other reasons that are ~yond your control. I understand that you will
<br />not be liable for such delays.
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<br />ARBITRATION: If I have a dispute or claim with you concerning the quantity. quality or performance of the products, I unders<and that my dispute may be submitted to
<br />and settled according <0 the mediation-arbilration program that may have developed in my community. I also know that any decision made by an arbitra<or(s) would be en-
<br />tered in the court having jurisdiction over me and you.
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<br />SAL \' AGE \' ALlJE: I know thai the wllldow,. woodwork. "dmg. bnck and other malenals that ha\'e to be removed by you for thi, installation have NO salvage value.
<br />\Vhen you remove them. you can have them for wha\c\.cr purpO\C you want.
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<br />SPECIAL SITUATIONS: Due to the uniqueness of some of the products <hat you sell, I understand that in special situations that your Regional Office may have to review
<br />and accept ~is con~act. I also understand that this sale occurred III my home and that you and I may not h~ve ~ad all the corre, ct information important to this transaction
<br />at our fingertips; I give you my consent to correct any obvIOUS errors that may have occurred when the blanks III thIS contract were completed.
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<br />INV ALID PROVISIONS: If anv omvision of this contract violates the law and is unenforceable, the res! of the contract will. be valid: If any part of~is contract requires
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