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~ ~. i I payment of more illlcrcsllhan the iaw pcnnits. then YOll wlll only hi}XC1~t~(~lllt1,ol.lcct trolllm\.' thl' alTlIHIIl( 01 Interest wl1lcllll1c law alloW'i you to COIICl'l COI\1I'LETENESS OF THIS CONTRACT: This contracl ('an diil.y be clKmiwllfboth )'ou and I agree in writIng, The following notice brinr,s to Ill)' attention the rights that I have even when tIllS ('ontracl "sold 10 a IInallciallnstitlllion or a bank. aild I should notice that the impor- tance of this r,rovisulI1 is stressed .'y its appearance in len point. bold face typc: 75 This credit contract finances a purchase. All :~:II~~hts Whl!t~t;;' BU~~h~ ~galnst the Seller arising out of this transaction, Including all claims and defenses, are also valid against any holder of this contract. The right to recover money from the holder under this provision is i1mlted to the amount paid by the buyer under this contract. A claim Is a legally valid reason for suing the Seller. A defense Is a legally valid reason for not paying the Seller. A holder Is anyone trying to collect for the purchase. INSURANCE CANCELLATION: If I have requested insurance in this purchase. I may cancel such rcquest for insurance for any reason within fifteen (15) days from the date of thIS contract by notifYll1g you or the holder of this contract in writing. I know that tbe cancellation of my coverage will be arranged with the insurance carrieres) and a full refund of my premium(s) together with applicable finance charge will be credited to this contract. PLEASE NOTE: If I have requested insurance in this purchase. I will receive within thirty (30) days a certificate of insurance more fully describing the insurance coverage. I know that if there is any connictll1 the coverage or the languagc of the certificate of insurance and the following Notice of Proposed Insurance that I am covered only to the extent stated in the following Notice of Proposcd Insurancc. I also know that I have insurance coverage only if I have been charged for it. NOTICE OF PROPOSED INSURANCE . I take notice that cither Credit Life or Credit Acci<!ent and Health Insurance, or both, will be applicable to this Sales Contract on the reverse side only if I have chosen It by sl~mng the request for such II1surance, ThIS II1SUrance wtll only Cdver tbe P."rson S1gn'ng the request at the CDst for each type of insurance shown. Subject tD acceptance by the II1surance company, the insurance will be cffective as Df today and WIll continue only for the number Df months after the effective date equal to the number Df mDnthly payments. I understand that this particular insurance may not provide coverage for my last few J,layments. and that during that period of time I will not have any insurance cDverage. All benefits and proceeds Df the iosurance will be paid tD you or to a financial institutIon or a bank if i< purchases the Sales CDntract to the extent of its interests and any balance will be payable to mc, The initial amount of Credit LIfe Insurance is the afTIount required to repay the TDtal of Payments; thereafter, the insurance decreases by thc amount of cach monthly payment on a scheduled 30 day basis. If I am joiotly obligated Dn the Sales CDntract with a Co-Buyer. and we have bDth signed the request for Credit Life Insurance, death benefits will be payable only with respect to the first one of us to die, Subject to exclusions, eliminations or waiting period stated in the msurance policy or certIficate, Credit Accident and Hcalth Insurance is fDrthe benefit amount of 1/30th of each month's payment for each day that I am totally disabled due to an injury or sickness while I owe any paymcnt to you; however. I understand that I have to be prevented from working due ;D such total disa'Jility I' Dr more than four- teen (14) consecutive days before the insurance benefit is paid back tD the first day Df my total disability, I also know that I cannot ohtaln any Insurance from you 1ft am over 65 years of age today, and I also know Ihallhe insurance coverage provided 10 me may contain a maximum amount of coverage which wLU not par in some cases, the entire amount that I owe you. Due tD the maximum amDunt of coverage stated in the insurance policy, I know that any unpaid amount in excess of the msuralice coverage will still have to be paid. If the Sales Contract is prepaid in full prior to the last payment date. any unearned insurance premiums will be refunded to me in the man- ner prescribed by law. Within thiriy (30) days, I will receive the certificate of insurance more fully describing my insurance coverage. If the insurance is nDt accepted by the msurance company. I will receive a refund of the insurancc premiums I have paid. BUYER: The next two paragraphs contain warranties relative to this sale given by us tD the financial institutiDn or bank in order for i< tD buy this cDntract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTALLM~ SAL.f:&5::0NTRACT AND ft10RTGAGE~ FOR VALUE RECEIVED, Seller hereby sells, assigns. conveys, transfers and delivers to . !L.. JL.() ~f) C5l ~(1 ---1 (Assignee) all of its rights. title and interest in and to thc Installment Sales Contract and Mortgage, togcther with all liens existing to secure its pay ent, and the property encumbered hereby. Assignee is hereby substituted as Mortgagee under the Mortgage provisions of this contract. Seller warrants and represents: (I) It has the right to make this assignment: (2) All statements and figures in this contract and in <he Buyer's statement are materially true and correct; (3) This contrac< arose from the bona fide sale of the goods and services described herein: (4) The cash downpaymcnt shDwn in this contract was actually paid by Buyer and nD part of said downpayment was IDaned di- rectlyor indirectly by Seller to Buyer: (5) Each Buyer is legally competent to contrac<; (6) This contf'dct is not and will not be subject to any claim. defense, demand or right of offset; (7) The execution of this contract ~.1d the underlying sales transaction giving rise thereto did not violate any federal or state law, directive, rule or regulatiDn nDW in effect: (8) In the event that this contract o( the underlymg sales transactiDn is subject to a right of rescission or cancellation by the Buyer, such rescission or cancella. tion period has expired and neither the sale nor this contract has been cancelled or rescinded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. IN TESTIMONY WHEREOF, t e und rsigned is an uthorized repr~n8"ve of the Seller and has signed below on behalf of the Seller Dn this day of .19-X...d ;cf THE PACESE.TTER CORPORAT~:1P_ By -?J14~~ j;; t r by the au<horized agent Df Seller who is My commissiDn expires: ~ '~ . /I P, . ,) ~_c..~.,o. Ii ''N9~.l'I!bJ~~ ,';.. .;0:. ,"'ix ~i' : , .. } J. ~r f. '~~I;.'~ ~" ~~A"1'.'~.:f'~ ~'~-~. [J:GfIWJ. IITARY-staII of Mra!~ JESSIE C. GlLBOW _ .. .... ... Do< 111"~ L L ~ ,~ I,~ ~.@ h