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<br /> < <t.<, S. giazast!ar Ptoperty Iu�aaie. �arrower sha11 lcexp the improvements now,existit� or hecrafter ereded on the �;�_.
<br /> - .s.A�:� •_. Property insured against toss by fire,hazards iaciuded within the temc"extended ooverage'aad.ai►y other hazards.iaciud'ing ,-=
<br /> .'.,.s``, '� floods ar flnoding. for which Lender requires insurance.Tiiis insuranse st�atl be maintained in the amounu and for the periods •� ,;•,°
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<br /> = � that l,ender requires:Ti�e insucance srrier pmviding t ha insurduce s h a l l be c h o s e n b y B o r ro w e r s u b j�t t o L e a d ei s a p pmval. '� .;r<.�_•.
<br /> --- ` %`'y-�-�c s�rh�it st�ll.nat 6e u�easonabty cvithheld.If Borrower fails to maintaia ooverage described above, l.ender may, at Leiider's '�.t'';
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<br /> ` • 'option.o6tain ooverage to.protect t.ender's rights in the F�operty in aocondance witb paza8raph T. .
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<br /> _� �. :_ All insuraaee policies aad renewals shall[se aoceptaDle to Lender and shall inslude a standard mortgage ciause. l.ender . �'.;'�-
<br /> �'<< s h a 1 1 6 a ve t h e r�g h t t o'h o i d t h e Q o f i s i e s a nd ren�wals.If ixnder r e q uires.Bomawer shall pmmptly gtve to i.ender all receipts of , �_�`�.. °
<br /> - paiQ premiums and reQevlai nodces.Ia the e�rent o�loss,Hormwer shalt give prompt imtice to the������noe�rrier and L,ender. �
<br />- �-•�+�' l.euder may make groof of[oss if aot made pmmpiiy by Borrower. - �",=;
<br /> ^}:...�`'.. �. " Unless ixnder and Borrower othe�wise agree ia writifig,insurance praceeds shall be applied to re3toration ar�ir of the �-v_�:
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<br /> - .i�•;_` ' ' ` `, : property damaged.if the mstoration or repair�S economicaliy feasibie and Lender's seauity is not Eessened.If the restoration or , _
<br /> `r .;.:.`.;,.. �.::fY repair ns cmt economicalty feasible or.Lender's sr.c�riry would 6e tesseaed,the insurance pmvePds s1�a116e applied to tIie sums , - __-
<br /> �',x,�; x ;j�' s�by this Secasity inctrumeat.whether or aot then das, arith any exc,ess paid w Bonower. if Borrower a6andoati the �
<br /> - �� ` � ��° Property.or does not aaswer within 30 days a notice from Lznder that tbe insurance carrier has offered to settte a claim.then •
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<br /> �'_;�`%". I.ender may collect the instuance praceeds. Lender may use t�e proceeds to reQair or restare the Property or to pay sums —
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<br /> 1�-_.. . :_,� s�viced 6y this Security Instr�ineat,nrhesher ar aat th�n due.The 30�day period will 6egin when the nuuce is given. - --
<br /> ` ` -,: �. .:- - •�'��. licabian of roceeds to nsi shall nat extead or �;�
<br /> '. :`.i :: -:=: .,{b# � Unless Lender and $armwer othenvise agree in writing. anY aFP P Fn, P� _v_:
<br /> +� '"'•%`�a; postpoae the dne date of the monthIy paymeats referred to w paregraphs 1 aud�or cdange the amount of the payments. If �Ns
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<br /> . •� .,• ,.r_�;f :d. . ... -�nder-garagrapb�2�t-ttte Propecty.is acquir�d.by.Lender,Hortotrr�et�s.a�c co any insmanc�.poucies_a�prooee�s�resuiang�om --- —
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<br /> -� ,`•,'L��",:Y�:'`�• ''� damage to the Prop prior to the acqmsltion shall pass tcs Leader to the extent of the sams s�by tliis Sec+uiityr� ._-�m�.�i _
<br /> ',.,�, ;." erty ' ec� _ -
<br /> ::._��`�-:'.;.i�'�- immediate�y prior to tk�aoquisition. � ' � ' . . .
<br /> � :;`�:'., r�� �: ' . 6.�oCapancq.Pees�vatfon,b�aiut aneQ and Pro2ectlon af the Property:Borrowe�s�.o�n Appi�catio�;Leaseholds. —
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<br /> • -- - ..�. , Borrawer_�all accupy.establish;a�use the Properry as Barrower's prirtcipal residence within sixty days afker the ex�tion of , ------
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<br /> �� this�ry Instrument and sHa11 oontinue to accnpy tIie Propeitty as Borrower's principal resideRCe fot at teast one year a f G e r --
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<br /> - .:.::,:r,.�; . 'r � the d�o�oavparicy.uule�s L�cIIdar otheiwise agrees in cvtiting, whicba�,��,at shall rtot be aureasonalsiy witbhetd.or untess
<br /> `r..�,_� t.-. g�o damage ar im�pair the
<br /> �- ';� eice,��?n+g circumstanr.es exist u+hich are beyond Boaower's control. rrower shall not destroy, mP
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<br /> . Pro�e�y.allow the Propeny w deteriorate, or cornmit waste on,the Property. Borrower shall be in default if any forfeitate
<br />-.,' f,,,�-�;;�;:: ' a�tion,07�oceeding.whether civ�cnz criminal.is begun that��.ender's g�ood faith judgmeat oauld resiilt in�o�feitua�of the
<br /> :�w r.�• ,`..:�F.':�• ' properc�r�athecwise materially iingair the lien created by this�urity Inson�utent or Lender's security inte�st.Borrova-¢a may _�-
<br /> � "�•���,F� '. _ cure such�a default and ceiastate,as provided in F'aragtaph 18.tiy cansing the action or proceeding to be dismissed with a niling
<br />_ ,''-�4'��'-''�'^...;, -' that,in Lendet's gamtl.ffaith determination, piecludes forfeiture of the 8o�m,�er's interest in the�raperty or aiher material
<br /> _ jmpairment of the p��s�ated by i6is Security Insm�tuent or Lender's seariiz�r interest• Borrower shall also be in defautt if � . '..,
<br /> �a x.., .s..;� . Bormwer,during Ehe loan applicara;.�process.gave materially false or inaocaiate'inforntation or statements to Lender(or failed
<br /> � � to providd'�:,.Lender with any materiaS�nformation)in connectio�e��hh the loan evidenced by the Note,inclnding,but not limited
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<br /> ._ _. ,_.._ , r__. � .to,�ce�sresentations wnserning Borrower's occupancy of We Piu�ezty as a prinsipal residence.If tLis Serurity Insuutaent is oa a
<br /> - -- � ��� . .leasehotd, $orrower shall oomply with all We g,avisiaas vf rtite ieas� a��onuwer acquires fee ti��ii� nrog:aty, the
<br /> ' leasel�otd and the fee title shall not merge untess Lcndsr agrees to the merger in writing. �
<br /> , q;is�otectiQn oq I.eade�'s g�iy�in the Piroperty.�f Baim��-�er fails to pedorm the coveuants and a�ents cos�tain�ed in
<br /> _ this SeCUrity.Insmiment,or there i�.iF��egal proceeding that may��tgniRcantly affact Lender's rig,6ts in the Yropetty(such as a
<br />_ -- ' proa¢�ing in banlauptcy.probate;for wndemnation os forfeiwte'or to enforce laws or regulations).then Lender may do aad
<br />_ - pay for whatever is ae�ssary to protect the vatue of the Property and Leu�pr's rights in the I�ropeny: Lender's gctions may ;�
<br /> iaclude paying �ny sui�s��secarrzld.•by a lien wiusb has priPritY over this �.c�rity Insftument, app�ring in aourt, PayinS ,;�,;,;:..'�.
<br /> � reasonable ettameys'!`i..,�s and en�ing on the Property to make repaiis.Altttough Lender may,take actiaxZ�wuder this.DaragraPb ,
<br /> � 7,I.ender does not�have to do so. � '. � �� � ,
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<br /> A� amounta disbursed by Lender under this paragez�ir ,7 sha1F 6ecome�additioAZi�ebt of Furtocver sew�d by this
<br /> � Security�.�;utrument:Unless Horrower and I.ender agree to other terms of payment,these amounts sIialU hear enterest from the
<br /> - date aC.fi�bursemem at the Note rate and shall'be payable, with interest, apon notice from Leadr.r ta�;l3onower reqnesting
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<br /> • m:.��it�tigage Insurance.if�rat�'er required mortgage irs�nce as a condiHon of mahf�i��"�e loari sec�ired by th:s�ecurlty
<br /> Insuum�at.Soirower shall.pay tite premiums required to maintain the mortgage.insuranaz in effect. lf. for any mason, the
<br />� "�'�" rt�rtgage insuranc�vatrerage required by Lender lapses or oeases to be in eNea.Sorrower shall pay the premiums required to
<br />- — '. obtain wverage suirsf.»sially equivaleat to the mortgage insurance previously in effect,at a cost substantiatly equivalent to the
<br /> cost to Borrourer of.ei4e mortgage insuraace previousty.in effect.from en altemate mortgage insurer approved by Lender. If �
<br /> substanr3��1Iy equivalent mortgage insurance ooverage is not available,Borroaer shall pay to Lender each month a sum equal to
<br /> o`n,,�ta�lP,.fi of the ye81y mortgage insurance premiam being Feid by Borrower when tha insuranc�ooverage 1a�sed or ceased W
<br />- Y;=���y',i''!i. YG 1j][',i1QC�.L�nder will aecept,use and retaic�these payments as a loss reserve in lieu of mort�e insuraace. Loss resenre . —
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