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<br /> c���`'�`�` .� '." �� ` �: 'fQGE'fHER WYTH all the imp=ovements anw or herea�ier erect�ed on tlie property.and all easements.a�P��� _ __-
<br /> `'=� ts and addidoAS'sha9! atsu,be ca�vend by this Seauity , ---
<br /> � Y� . •fuctuies �ow or he�ftet a part of the pmpet3y A11 ce�laae�en , �
<br /> ,••�' ` (nstrumert.All of the foregoing is refem�d w in tI►is Security Instnuhent as the°PrapertY•°
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<br /> ..`� ,ti.,,: �Od3ROWER COVENANCS ttiat Boriower ts�b�ll�y sei�for etecu�ranses a nvrword.Bamnw r warrauts��ncd will
<br /> -' -- � rnnv�y tt�propecty�nd that ths Prapeaty is,une ,
<br /> � nst all ctaims and demands.subjea to aay eacimibeances of rc:cazd.
<br /> . �.L, ., . aefend genemliy t�e atIe to the Ftoper�Y a�ai
<br /> G_ ,_ - THLS SECiJRiT1t INSTR[JMENT eombines uniform wvenants for national use and non-unffomn oovenazus vrith timited �'`:
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<br /> ;'��. �`; variado�ey je�sis�icnon co coasria�ce a uniform securicy insmmaem covering�eai P�opem+• . m
<br />-�"�`, �,f"�"",."'��: UN[FOR1V!CUVENANTS.Barrower and Lender wvesmnt and agree as follows: --___
<br /> . . . � 1. Paymeat at Peincipal aad fntee�t: pcepa3+��st aa�l i.aYe Cha�����due ua�der the Note.�n due the _
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<br /> :.��:n;,..�;:..:;`;." n�ipal of aad iaterest on the debt evidenced by the Note and anY P�Y� �-
<br /> �' Boaovrer shal1 paY tu �-
<br /> ('� a•s 2.Fhnds fos Taaes aad In��ranee.Subject.to applisabl�!aw or w a written waiver by l,euder, ---
<br /> . .:�:�"�4t`..I:,::� ' L�der on the day monthly PaYments are due under tha:I�Tote.ucui�the Nois is paid in full,a sum CFunds°)for.(al Y�Y�� _
<br />- � � ' �_� rio aver t t ns S e c�d t Y I�s�n�'t as a lien op the Property;{b)Y�Y Z�otd PaYme� . �.
<br /> _`��:a��'; :_-F�.. " and assessments which may auain P (�) �_ �d or pmpetty insuiance Premiams:id)Ye�Y flond insutanoe pteminms. --
<br /> .a:�. �... h..•_�..
<br /> '� �` , k.=;T .. or graw�d nentsmn the Progei4Y•if any: Y Y —
<br />�f`=a��='�.,,�;n:"�-�3,: � ' . if an e insuzance pnem9ums.if any:.aad(�any sums payabte by Eo�wer w L,endet. in accordatece with � .
<br /> y:,�•y';: •. .-..;�., . Y:(e)Y�Y��g of mozagage insuzance Prem�ams..Ti�se items are call�'Escm�v Items:" ,
<br /> �. �-�. tt�e pmvisions of paragraph S:in lieu of ths pa3rhie�st =
<br /> . �:�:_ ,t� � � :�yY' . .-...
<br /> ;f.••''.:._,�. �der iaay.�t any time.coltect and hold Funds ia sa amount aot to escx�i the mmximum amaunt a leader for a f Act of
<br />"s:s�=E:.�,.,�.;�a-u e Ioan may require for Eorrowet's esemw aeoouat under the federal I+tea1 Fstate Settlemeut Pmoe�ues
<br /> � �._ ielated uto�tga8 on 2601 et se � (`RFSPA"},anle�s anothei Iam tfiat applies to tite Faads
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<br /> -. . . _ �.1974 asaa�ead�d-from nme.co_nme..12.U,S.C. . _. .....--- ._......9�--. . ....
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<br /> � •=,,:..�,�.;: . 'sets a[esser aiaonW. If so.l.ender may. ai azry ticne,oDllert aIId hOld F1mds 1n�tiD 811l0-ii7Jt 11UT iD ex - � =Ei Si11ou : - .. _
<br /> ~T-;;"'�'�; .�?�� Lender may�e the smnuai of Funds due on'the basis of current data aad rmsonable esdmates uf e�cpeadi�es af fuUnra .
<br /> `�;��.. ..�:�� licable taw.
<br /> .:.;',.r.,^ ��,.. p,sccow Items or othervc+iise in acenrdaace with aPP
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<br /> • s:`'' _ `` The Fands shall be beld iu an institut�an whose deposits are iusured by a federal agency. �tY� °S�Y
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<br />�.�,;;,,;•_:,-�^: ��' (inciuding Lender.if�lender is sus6 ait itudtution?ot in any_F�eial Home Iaan�ank.Lender shall.aPplY�the�oou�nnt;or '
<br /> °='.`:::`;�f:�`r:� 3•, Escrow Items.l.ender may aot c6arge Barrower for holding aad aDplying the Fuads.,annuallY ana[Ya°g -
<br />-�.`"`.`..�"'�. .� verifying the Escrow Items.unless Lender paYs�orrower interest on the Fut�s and applicabls law p�mits I.�ndet to make sudh
<br /> �. v `:, • e,at i�a'l:CStBIE.te1e iepaitin$SezviCe
<br /> �� Borcower to pay a oae-tlms ebarge far an independ
<br /> -,;�z;a._; _;. ,,� a c�arge.However.i.ender may recluire. �s rn2de as
<br /> r,:°t'��J;?,.°:-:�"!'��,. u�by i.eader in wlmectioa �vith tlus loan, uniess appGcable iaw pr+uvldes otherwise. Unless an agreea�t � _
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<br /> ::::•��.` ' �'�'� � applica�le!aw cequir�s iaterest to 6e paid,LRnder sha11 not 6e recryired to pay•Bosrower any interest or earnin�Qa the F ' -
<br /> • :.1.°;� ..:f' y m writing,however,that inteRSt sha116e pazd on the Fuads.Lender sLall giiz to Bo�wer, _
<br /> ..,-�.�:�.;,�,,.�-�f.�'g� Borrnwer and d�ader ma agree' se for which eact►
<br /> �3'.�'��`;.�-'��- arithoat charge, mn anaael accounsing of the Funds. showing credits and debits w the Fuads aud the purpa
<br /> '�'�`` debit to tl�e Fua�'s was ruade.'�'he Fuads are pledged as additi°nal s�Ity for all sums secured by tbis Secarity InstYUmera.
<br /> -M•;�"—��"'�..
<br /> -� �r+�- tted to 6e held b a licabie law.I.eacIes st�a11 aooa�ni W�on°wer '
<br /> '�����:.;,�,t�+:, :• If the Fuads held by Lender exceed the smnimts pez�ti Y PP
<br /> .�.���s...
<br /> _�:=:;;��`�;f 1,.i, for the excess Funds in aceorttance with tbe teqai�e�nents of appiicabte law.If the amount of the Fonds held by�Le�der at any �
<br /> ___-_=,_:�A�� ' time is aot suffccient to pay the Escrow Items�vhen due,LendEr may so aotify Borcower in writuig,and.in snch case Botrowes -
<br /> - —..,�, shall p�y to Lr,�.r the amount neoess�y�w.matce up t6e deficienc9.Borrower si�a!!make ep the defrciency in nu inore thaa
<br /> -_- -- _ �..�9 twelve monthty payme�s,at I.ender's sole discretion. tl refund to Borrower aay
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