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<br /> 5.Hazat+� or Pt�uge�ty Ins�u�anse. Banrower s�alf i�eep th�impmveu�ents IIaw exisdng or t�e�erta� oa the . _
<br /> Fc�FEth►.iasiusd�ast lo�bx fice.Har�rds inst�de3�rithin the tedn'eate�coverage'and any other ha�atds.Inc9udin$
<br /> fl�ds or flooding,for which Ltadcr sequires insurance.'ffiis�nsurance sintl b�maintaiue�in thc amfluats nad for the pe:inds .
<br /> � that Lendei rc�uims:'l�t�iT�,.,hnCe�r provid'amg the insur�t►ce shal!tse chosea by Borrower sat�e�to�I.�der's approval _
<br /> wbiich stiall r.oi ise unreasnr�bly witt�eid. if Borcower fails to mssi�IIain�vu�ge d�ebuve, i�der may.at L+eudes's
<br /> u�tion.nbfain oovera�to pmte�l Lend�e's ri�ts itr th�Pe�Ferty i��aoe�ce vrith}��7-�' .
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<br /> ` ' All`'iiuuranoe Policies and aenewals s5al1 ise'acczptabl�to lxuder at�shaU u}rtude a siandard nzortgege ctayse. Leudex
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<br /> si�ll 6ave tbc right to Ito2d the Qoliaes and sznsarals.If L�der re�uires•B°sr°w'er sh�ll pr°mPUy B�ve to Len+def a11 rec�ip3s of
<br /> � paid pmar�iums and t+ezvzwal notices.[a the event of foss.Barrower.sLall give prompt notioe to the insur�ace canier aad Lecder.
<br /> [.ender may make proaf of ioss if not made pcomptly by Bormeer. �1 be�pplied to c�toration or nepais of the�
<br /> Unle.ss I.endet artd Barcower othernise agree in wsiting.ins�groceeds •
<br /> praperty damaged,if ths restaratin�og iepair is ecnaomicaiYy f�fe and LendePs sec+uity is nos lessened.If the eestoratina nr
<br /> � �repa'v i's not�onamically feas�'ble or H.euder's security Ranld be les�ened,the tasuraace prooeeds shall bc agpl�ed to the s�nss
<br /> sesured 5yr this S�cu�ity instrumenl,whether ot aat then due.witL siry e�coess pai,d to Boimcver. If Borrnwer abando�s the
<br /> p�opprty,or does aot ausa:er.within 3b.days a notice fmm i�er that the insurance ca�er 8as offe�d ta settt�a claim.then
<br /> i,euder may wllect the insur�c�ptooeEd.�.Lender may use the proc�eeds to repair or restore tbe Pmperty or to pay snnis ,
<br /> setured�y this Secusity+Iasuament;wl�ettier ar nat then dae.'I'he 3U�y periad will begin w$ea th°,ngtice is givea.
<br /> • Unless'Le�der and Bornnwer othetwise agree in writing, anY aPPlication o�piooceds ta pmtcipal s�aIl n�t eate�d or
<br /> �sstpo�e the due date of the iuonsbtv payme�ts cefere�to in_paragraphs 1 and 2 or chamge the amonat af the�ts.Tf
<br /> ' u�dzr Paragrap3�21.tIra P�epetty is acquiced�S►L�nnder.Borrawer's rig�t ta aay insaiance Policies and proc�eds resuttiing fmm
<br /> damage to the Propzrty Prior to the aoquisition s�l pass to Leadei to the extent of the su�qs secnred by Wis�ritY Iasfi�n�t
<br /> -- im�diately prior W the acs�visition. , �;�,�,�ds.
<br /> g,p��y,�on.ASaiatwznae aad Protedtoa oi tiie Yroperty:Borra�s�.osn ADP��..
<br /> Botrower shall oauPY,establish.aad use the Pmpc�a[y.as Bo:mwer's principal residence within sixty days aftet tLe eaecutfon of
<br /> ttais Security Insl��s�aent ar�d shal!matinue to ocrupy the Piroperty as Borrower's princiyat r�idene��'ar at lt�st one year aftsr
<br /> �the date of ocenpancy,ueless I.e�er othenvise ag�ecs ia writing.sr�aic6 ooa�eat shaU.nos be utueasonahly withhsid,or_imless. _
<br /> exteanating eir�unsraaoes exisi whieh ar� beyoad Bo:mwer's eantcol. Barmwer shal! not de;tray. damage or impair.thc.
<br /> praperty. ailow tQe Progerty to deteriorate.or oommit waste on the Pmperty. Borroaer sbaall be in defanlf if any forfeature
<br /> actIan or pioc�ddng,a•h�er ci�i!nrt��1,is 6egan that in Lerider's goad faitb judgmeat oanid resvIt in forfam�of the
<br /> pmPe►t3f ar at�erwise materialty it��'the lien cr�ted by this Security Ipst�rasnent or Le�der's securitq i�ter�si.Sorrower m�y
<br /> catte such a�tefault sAd te►ms�tate.as pzovided in Par�,'raPb 18,t}Y causi�g the��n or prooe0ding to be dismi�a+ith a iuling
<br /> , ' th2�. in L,ender's goad faatb d�P*^,;nar�on,precl¢des forfeiture of th�Bax�er'S IAtC�St lII thE PiOjlCit�Qf�041SEC m8t�7111 .
<br /> im�airmenc of tlie litn cmated by thas Secvrity Insqu�ment or Lender's security inxt�sst. Barrawer sha�!atso be in defmiIt af
<br /> Horrower.during the loan applicatior.�prac�ss:&�ve mate�iaity f�e or,�rc�rste infora�a�ifln oi�tatemessu m Lsadtr(or failed ..
<br /> to provide Lender with any material i�formarion)in conaecYion auith the Ioaa evidenceA by the Notc.inclndis�g.but not 1lmited
<br /> ' tfl,reFresentations canceming Bormwei s obcupaa,�y of the Propesty as a�rirtr�T,�sl cesideace.If tais Seeur'sty Ins�nent is on a
<br /> ' leas�atd,Bosrower sb2t�oomply with aU ttie provisians of the tease. If i�tt7rower acquires fee dde to the Property. the
<br /> Ieaselwld and the fee dde shai!nat merge untess Lender agrees to the merger in writin8•
<br /> 7.PtottcUon of I,en�'s Rigjtt�tn Ute Pmperty.If Borrowey fails to perfora�the oavenanLS and a�►ts camained in
<br /> this Sec�rity Inswment,Qr there is�a'Yegal prnoeeding that tnay slgnificantly affect Y.ender's righcs in the Property(such as a
<br /> proceeding in bankivptcy,probazc,for condemnation or forfeit�e ar to eafanc laws or regulaanns).tbsn Iender tnaY�do aad.
<br /> � pay for wt�atev�r is n�cssarY to yrotext the va�ue of the Froperty and Lettdi�i�eghts In the�roperty. Lendet's actions mry
<br /> inciuQe PaYir� �nY stnit�:secured by a lien which �as priariry oveT this.�e�rity Tnsuument. appearin8 in court. PzY�B
<br /> . reawnable auameys'fees and'entering on the Property to malxrr.r.�a�rs.Altt�ough t.ender may take action.under this paragr�ph.
<br /> 9�I.ender daes nnt have to do so. . � � ' �
<br /> , Any amounts disbu�sed 6y l�nder under thls par�grapb ?shall 6eca'r��additionat debt of Borrower seaired�y this
<br /> �,',:, , Seeuriry Iastrumertt. Unless I3orrower sm3 Le�ct;,agsee to oth=r tesms of tu���tai..th�e�unts shali u�r interest froui� �
<br /> •�`�' date of cllsbucsemeut se the Notc rate.and shal�i��payable,with intes�t�:;upn� notioe fraua I.e�1er to Borrowcr requesting �
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<br /> 8.Morigpge Insarance•lf I,orirl�r ie�Nired mortgage insri��rce as a oondirion_of tnattin�the toan secured hy this Sra�riry .
<br />- Iastcum�ent, Borrowet shall�pay�t6e premiums required to maiatain the mctei�ag�insn�ce in eff'ux. If. for.any rea�n.�he .�. ,
<br /> . . 'mortgage insurance caverage required by Lender lapses or sess�s to be in,.effc�,Bo�wer sha91 pa�y the prc�Iums�Qired to� :.
<br /> oF�ain caeerage suy�ttrr,tially equiveIenl to the mnrtgage insumnce,prsviQUVly,�effe¢t,ut a oost substantially equivalent to the
<br /> sost to I3uFCbwer of the,martgage ie�surance ple�+lously ta effec�.Ct+nm•nn in`[etnate mort�age insuret appmved by Lmt�et• If
<br /> su6stantialiy es�aivalent mortgage insurance coverage is not av��fslc.Boac�ew�r shall pay to Iender each month a sum v�ua1 to .
<br /> one-twclfth of the yearly martgage insurance pmmium being p�.by Borm�=�ea,whea the insurance coverage tapsed or ceased to
<br /> ee in effoct.Lender i�iU�ccept.use and retain sli�se�ayments as a loss r�srtxve in lieu of mo�gage iusuranoe• Lbss rese�re .
<br /> . Form 3418 9I9b
<br /> , Pr�o 3 of 8
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