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<br /> =�� S. H�aard or Pcoperty Ine�eanee.Horrower shall kap the tmprovem�nnts now estettng or r erected on -
<br /> �" ''s tha Proparty ittsured ngatt�t loss by fire,hazarde inoluded wlthin tha term'exurtd�d coverage" sad eny other hazerds� �
<br /> :�:ti}';k ,: inciudIag ilaoda ar iloading,tor whlch Laader requtres Inauraaca.'I'his Ineursnce ehell be meintntned ia the amaunte �_
<br /> and for tbe ods thet Lender requires.The inaurartce carri�r provtding th�tnaurance ehall be chosen by Hanrower �r.
<br />��:ti�,�:_ � -
<br />_=F*��� su b j o a t t o L en der's approv a l w h i o h s h a l l a o t b e u n r e a s o:t a b l y w�t h h e l d.I t B o r r o w e r f a i l o t o m e i n t a i a c o v e r a g e d e s�r i b c d _
<br />;;;,.,�,,,� above,Iander msy� at Lender's optton.obtaia covoraga w proteat L.ender'e rights in the Praperty►in accordanco wttt► �
<br />__-_—=', P��ph7.
<br /> -���;�'!' A11 ;nsuraace pollcies aad tenowale sha11 be acceptabie to Laader end shell include a standard mortgage cleuse. �,
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<br /> �=--.�� I.eader shell have the right w hold the polivies end renewal8. If Lender rcqulres� BonoNer ahnll promptty �ve to �---
<br /> _ � L�onder all:+ec�eipta of�d premiums end reuewal r►oHcea.Ia tha eveat oi lon, Bort+oWer eha11 give prompt notice�o tho
<br />--�.� lneuraace carrier and dar.Lender m ay meke ptoof of lose if aot mnde pronnptly by Horrower. _
<br /> __ ''t_, Uttlese Leade�'snd Horrower otherw�so agroe Ia adting,it�auraaco proaec�a ehall ba applied to r�etatarntIon orre�r _
<br /> :;��--� af the Pmpetty damagcd.If the restoration or npaic is eoonomically feaslbleand Lender s securtty is aot lesseaed. Iithe -:
<br />-=.� restoration or repair�s not aconomtcaily feasible or I.endar's securlty would be 1es�ened.the lnsurance procoeds ehe11 be ��
<br /> "`�� applied W the sums sxured by thie SocurIty tnsWmeat�whathar or�ot thaa due,wtth eay excssa paid to Borrower.If
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<br /> -�`-- °" Horrowar abenda��Ae Pcopert�r,ar does nmt�asaver within 30 days a notice tront I.ander that the iASUtauoe canter lias _
<br />- ---=' oifes+ed to settla m a'Iaim,thesa Lottdar mny�s►11ect the insurance pracada.Lender may use tba proceode to npair or
<br /> ---=�� reatoro tha Proper29 or to pay aume socured by thie Securlty Iaswmeat,whather or not thea dua.The 3Q'day perIod wilI
<br /> __�;� begi aa whea tho aoticx ie�ivea.
<br /> = L;aless I.endar sad Bornower otheraise agree ia writing,aay applicationoi�to priacipal shall aot exteudor
<br /> _^ posipoao the dw date of the uionthly paymeIISte raferned to ia paragrapbe 1 ead or ehnnge the amount of the payane�tte.
<br /> �� Yf underparagrtph 21 the Property►Is aoquit+ad by Latder,Hoerower's rIght w any ir�ace policles aad pr0000de
<br /> =- resulttng from damage to the Property �rIor to I�he aequisltioa ehall pase to Leader w tha oxteat of the suma socurod by -
<br /> --_- thie Socudty Insttument iuimedinuly�SrIor w the�oquisItion.
<br />;`,;� 6.Occu�aney,Preservation.Maintenanoe aad�'Iroteetion of tho Prop�rty;HorroRer'a Loan Appliestlon;
<br /> Leaseholda.Borrower shall oceupy.establtel�aad uc�e the Proparty as Bonower's prIacIpal residence withia e�xty dsys
<br /> -- after tho exccudoa of thie SaurIt3+Instn�meat aad sttell condatx to oaupY the Propert,y as HorroWer's P��P�
<br /> residence for at least one year after the dete oi a�upnnay�nnless Lem��'otherwise agrxs Ia wdting,whtch conseat eht�ll
<br /> - not be unreasonably wIthheld,or untess exteituating aircumstaaas enist wbich are beyond Borrower's coatrol.Borrower
<br /> ehall aot destcoy�da:aage or impatr the Propetty,ellow the Pmperty to deterearate,or commit waste oa.t�e P'roperty.
<br /> Borcower etmll bo in default if eay fotPeitute actioA or pra�ceeding,whether cavil er criminal,is bagnn thnt ia l.�aider's
<br /> -- gaod faith judgmeat oould result in fodeiture oi the�eoperty or otherwise c�eterlelly iinpair the iien cresud by this
<br /> = 3ecurlty Instrueneat or Laadas's security interes�. Borrowesr may cure such a deiault and re�r�stete. ss provlded ia
<br /> --�v: _• Qara�raph 18. h'4 causing the action or proceeding w be diemisaed witta e ruliag thnt, in Leadcr's good fai�D
<br /> detereninetian,precludes forteituro oi ihe Bonower's#ntarest in the groperry or otbar matarisl impnirmaAi of i�in it�n °
<br /> -�'- crea3e�3 Dy ttue SecurIty Insavment or Laader's eecurity interes�Borrower shdl slso be ia dafault ii Bornnwer,durusg
<br /> the loan sppl�cattoa prooese. ga�+e materially false or iaaccurate lnformadon or etatamaats to Lendot{�r�led to
<br /> - provide Lzader with eay matarIal intarma$oa)in coaaecttoA witb the loaa evidsnccd by the Note,iaolu8i»g.bnt aot
<br /> -- limited to.repreAentadons canarning Hoxroaer's occupnaay oi tha Property es a prlmcIpal resIdence. It thie Secusity
<br /> - Instrua►ent is on a leasehold,Bornower nhall waiply with ell the pmvisIone of the lease.Ii Borrower aequires fee t�tle to
<br /> the Property.the leasehold aad tha fee title shall aot merge unless L e a d e s ag�to t he mergar ia writtng. �;
<br /> 7.Protectioa ot Leader's Ri=hte ia the Property.It Borcow�r leile to pertorm the coveneate and agre�aeate
<br /> coatained ia thie Security Instrument�or there ie a legal Proaedin8 tLnt may siga�ftcaady affect Laadar'e rtghts in the
<br /> Propatty (such as a pra�eading ta bani�rupteq. probate� for wndennnadoa or torieitura or to eAtorce lav►e or
<br /> regulnttoas).thea I.eader may do and pny for ahntever Is noce�ary to protect the value oi 4he Property aad Laader's �
<br /> dghts in the Property.La�eder's actions mny iaclude payiag aay sume aecitt�ed by a lien whiah has priortty ovcr thie
<br /> Securtty lnstrumeat.tppearing in oourt,p�yin6 e+easonable attorneys'fas and mterlag on the Property to mnke r�epeire.
<br /> Although I.endet rtay take acttoa under this puag�ph 7�Lendar does aot lnvo to do so.
<br /> Anp amouats dIebursod by Lender uadar tlus psr+graPb 7 ahall becomo addltiosul debt oi Horrower secu:+ed by tbis
<br /> Securitq Instrument Unless Honvwar and Laader agree to othar tetme ot psymeut.theso+�moun�ehall bear inteccst
<br /> fram the date af diebw�ement at the Note rate aad shall be pa�+able,w�th inurest.up�a noti�ve fro:n Leader to Horrowar
<br /> f���B MYmen� •.
<br /> - 8.Mort=�=e Iaeuraace.If Lender roqvirod mortgage iasurenoe as a aondition of making tha loan�aec�ued by t�d __.
<br /> �a,.«�rity Instrumeat,Bortower shall pay tho premivtne required w matntnia the mort$ega insurance in ef fes�3.U,for aay -
<br /> rta�e,the mortgago�nsurance oAVaraga requircd by Lendar lapses or aases to 6e in oiteat. Berrower shall pnY t�e
<br /> ge�s�iums regulred to obtnia cove�age subsMnHally ec}vivalen�t u►the mnrt�ge�nsuMnce pravio�wly in eftect,at a aost �
<br />-- - �a'�nt�ally equivalea4 to the cost to Borrower oi tha :nortgage i�uraaoe previou�lq tn eHect.icom aa altaraste
<br /> ztt�tga$e insurer approved by Leader. V. substantially equivaleat mortgage tnsoranoe oovtmge is sa�t svailible,
<br /> - Sorrawar shall pay w Y.eader each moath a euin cqual to one-twelfth oP tEe yearly martgage tnsuranx pze.mium bdng
<br /> paid by Bornower when the i�traaoe coverage lapsed or ceased to be ia eHect,Lendar will aooep�use amcl rotain thes�e
<br /> payments as a los9 c+eservc in liea oi mortgage iwsuranoe. Loss reserve pnymrnte tinaq no longer be required,
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