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<br /> nt the optton of Lender, it mortgage lnsurance coversgo (in the amount end for the�p9� tfiat���uiree) _
<br /> provtded by an inaurer approved by I.ender egain becomes availablo and ie obteiarA.Horrower shall pay the pramtume
<br /> required ta maintain mortgage inautance �n ei[ect.or ta provtdQ a loss reserva. untjl the requisement for mortgoIIe �'
<br /> Inaurance enda in accordanca with e�y wdtwn agrament betwan Horrower and I.endet or nppltcnble law. `
<br /> 9.Inspeetlo�a.Lender or ite agont may make reasonable entrles upon and Inspecttone of ehe Property.L.eader ehall
<br /> gtve Aorrower aotice at the time oi or prlor w en inapeetton spoclfying ceasonnble ceuse ior the iaspeation.
<br /> 10.Coadee�aatioa.Thekprocad�of eny award or afeim for damsges.dirxt or conaoquendal,in conaeotton with
<br /> eny candemandon or ather ta ing oi eny pnrt of the P�operty�o�for conveyance in lieu a4 condemnntton.ttre heraby
<br /> assigued and ehell be paId to Lendcr. �-
<br /> In the eveat oi e totel taktng o!the Ptoperty,the peucoeds suall be applied to the eume seeured by tl�ie Seaurlty
<br /> Iastrumaat,whather or aot thea due�wIth eny eEase paid to Bonwwer.Ia the event oi a pnrtlal telcing of the Property ia
<br /> which the tair mxrke4 value of the Property Immedlately beforo the takIng is equal to or groater than the amount of the
<br /> aume secured by thts Sacudty Instcumeat immedtatety before the taktng,unlese Borrower aad Leadar otherw�se agrao _
<br /> ia writing,the suma seeured by this Socurlty Instruineat ehnll be raiuced by the amouAt of the procoeda multtplied by
<br /> tha tollow;ng iracdon: (a)the wtal amount oi the sums secnrcd Immediately before the tektng,dtvided by(b)the fair
<br /> market value oi tho Property immediately before the teking.Aay balnnoe ehall be paid to�rroever.In the evant of s
<br /> parttal taking of the Property in whIeh the fair rnnrket vatue o!the Property immedtetely baforo tho taking ta lesa thau
<br /> the anaouat of tha suma seaured immodiately beiore the tekiag,unlesa Borrowet ead L�stder otherwise egree in writiAB
<br /> or ualess eppl�cable lew otheralee pmvides, the proceeds eha11 be applied to the suma securod by this Secudty
<br /> Instrumeat whather or aot tha eums are then due.
<br /> Tf the Properiq is abaadoaod by Bonowor,ar ii,efter aottce by Lender to Borrowar that the wnde:aaor ofiere to
<br /> make ea award or settle a clei�n for damegas. Borrower fatle to respond to I,eadar althin 30 daqs aftar the data tho
<br /> notice ts gIven�Leader is authorIzed to collect and applq the proceeds�eE�te optlon,eithor to reatoratiaa or raps�r of the -
<br /> property or to the sume seeured by tl�ie Sxudty►Inetrument,ahether or not ther►due.
<br /> Unless Lender aaci Borrower otherwise agree�n arIttng,aay appltcation oi procceds w prlaaipnl ahell r►ot eatAad or
<br /> poetpono tha dua deto of the monthly paymer�te reiesnod to in paragi'apba 1 and 2 or cheaga the amouat oi suoh
<br /> I�Ymeats.
<br /> 11. Honovrer Not Rolwaed; Forboaranex By Loader Not a Waiver.Batension oi the dme for paymeat or
<br /> �noditicadon of amortizatton of the sutne securad by this Securlty Iaetrunnent geantod by Let►der to any sucviceasor ia
<br /> iaterest oi �iorrowar�ha11 not operate to rolease the liabilitq oi tha orIgtnel Horrowar or Boreower's auoeewora ia
<br /> iatereak Leudar ehell not be roquired to comtaeace pr000edtn8s egainst eaY snaceseor in interGSt or sefuse to extend
<br /> time for paymeat or otherwlse modify amortizadon of the eums eecnrad by thia 3avrlty Iastrumeut by reason of aay
<br />_ � denoead made by tiie orIgtnal Borrower or Borrower's snooessors in iatereat.Aay forbeatanoe by I.eudat tn exoPCIsing
<br /> say tight�r r��1y!�11 not be e waiver of or preclude the exen�ise of eny right or ren3edy. -
<br /> 12.Successors sad Assl�na 1Bouad;Jolnt aad Several LiabIlity;Co-ai�nete."fhe covaneats aad agra:neate
<br /> of ttue SeawIty Instrument shal!bind and beuefit tbe suooessoss ead essi8as oi Iauder aad Borrower.subjeat w the
<br /> provieions oi parngraph 17.Borrower's covei�eate nad agreements ahell be joint aad sevarel.Aay Hure+oaer who oo-sIgns
<br /> , thie Security Instrumeat but das not esxuto the Nota(a) is oo�signiag this Secudty Iastrumeat only to mortgage,
<br /> gcnat and eonvay tha¢Horrowar's intereat in ,the Proparty uader the tarme of thta Secur�ty Instruinen�(b) �s aot
<br /> pes�onally obligated to pay tho s�IIas socured by thie Securttq Instrume�nt;and (c)agreea thst Leader and aay other
<br /> BorroWer mnaq agree to ertead�maality,forba�r or maka eay axomenodattoaa with regard to the terme oi this Seaudty
<br /> Instrum�e�t or the Note without that Bon+ower's caASent.
<br /> 13. Loaa Char6es.It tha loaa sxured by t�is SxurltY Iastrumeat ie subjeat to n lew whiah eets ms�mu:n loan
<br /> ehnrgas, nad that law Is finelly iaterpreta!so that the iaterest or other laaa ohergae oolloated or to be colleatcd Ia
<br /> conaection wIth the loan exooed the permitted 8mits�then: (eI any suoh loan abarge eheli be redttced by tho smatutt
<br /> neoes�sary to roduce the aherge to tho permittad IIn►�t;and (b)eaq sume already oolloatod lrom Bormaver wl�iah
<br /> e:cxcded permittod ltmits wtll be refoaded w Barrower. Lender may chaose to make this refuad by reducing the
<br /> priactpal owed vader the Note or by maktag a direat paymeat to Bon+oaer.Ii a refuad roduces priaclpel.the reduatioa
<br /> wiU be mated as e partiel prepaymeat without any,prapayment charge under the Note.
<br /> 14.Notices.As�t noticx to Borrower provnd4d tor ia thts Sxurity Instruuient ehall be glven by deliveriag it or by
<br /> mniling it by first eleea meil unless app�icable law requins u9e of another method.The notice shall be d�raated to ttue
<br /> Propertp Address or aAy othar addee�s Borrnwer deatgnnus 6y aiotias W Lsader.AnY nottoe to Lander ehall be glvan by -
<br /> iirst alesg meil w I.�ader's address'stated harqia or eny other addsess Leader desigantes by aotice to Barrowar. Any
<br /> notice provtded for ia ehis Security Instrumes►t shall ba dr�emed to heve beea givea to Borrowar or Leader whea given
<br /> as provtded ia this pat�raPh.
<br /> 13.Oovernins Y.aw;Soverabilit�r.Tius 5ecurity�xirument ehali bn guvvrnnd by federet!sw and tho law oi the --
<br /> iurisdiction iu whtch the Property ns tooated.la the evaat tMt any provlsloa or clnuse oi this Seour�tq Instrument or the
<br /> �Iote wntiiass with eppltcable law.such c�nlliat ahsll aot effect�ther prov�slosis oi this Security Iastrumeat ar the Note
<br /> which caa be given eifeat without tAe oontlictimg provtelon.To tbts and the provisIons oi ttiis Socvrlty Instcument and
<br /> the Note aro dxlared to be severable. . -
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