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<br /> TOdBTHBR WITH alt tha tmpravemonte now or henafter ereated on tho pro � en o easaments�
<br /> uppurtenences�and tixtures noa or hereatter a par�of tha properry.All raplecomento nnd add ttorw ehnll nlso be covered
<br /> by thte Seourity Insuurnent.All of tha faregoing ie reYerred W ia th�e Seour�ty Irsotrument ns the"Propetty." -
<br /> SORROWBR G�OVEI�IANTS thas Borrower te lewtully seised oi the eatate heroby conaeyed nnd hae the ctght w
<br /> grant and convey the Praperty and thnt du Properry le unoncumbered,except tor eneumbrances ot rocord. Borroever
<br /> wamnte end wJil cleiend geaerally tha title to the Property ageie�et ali eloims and d�menda,eub�OCt to any oncumbrartcxs
<br /> ar��a.
<br /> THI3 SECURITY INSTRUMENT combines unifomn oovonante tor aadonel uso snd non•unitorm covenante with
<br /> 1�mited vnriadons by'urisd�etton to c�netitute a uniform security Inetrument covering real property.
<br /> UIJIFORM CO�ANTS.Borrower and l.ender oovenutt�ad age�oe as iollowe:
<br /> 1.P�ymeat of Prine�p�l and Interest;Prep�y�nseat�ad Late Char�es.Borrowet ehsll ptompdy pay when due
<br /> the prin��tpal of and interest on tho debt evidoaced by the Note aad nny prepayment end leto aherges due undor the Note.
<br /> 2. Funde io:Ta:es aad Iaeuraace.Subjcas ta applicable law or to a wdtten watver by Lender, Bort+owar ehal)
<br /> psp to I.euder on the day moathly paymcnte aro due under the Note,until the Noto is paid In iWl,a sum ("Fimds"I jar
<br /> (a)yearly tanes ead assessinents which may attain prlority ovor this Secur�ty Instrument as a l�ea on the Proparty;(b)
<br /> yeariy leasehold pnyments or ground t+ants oa the Propertyr�if aay:(�)Yearly hazard or property insnraaae premlumo;
<br /> (d)yearly ilood iasoraace premiume.if any;(o)yearly mortgage insurance premiuma,Ii any;aad(t)u►y eumo payable
<br /> by BormWer co Lender,�n acoordaace with the provisions of pengcaph 8,ia l�eu oi the psqment of moMgage ins�uaam
<br /> premiuma These iteais are called"Bscrow Itema"Lender may,at ariy time,colleat aad hold Foads ia en amonnt not
<br /> to eicaed the mextmum amouat a leader tor a federally relatod mortgage loaa may raquim for Borrower's eacroa
<br /> aocount uadar the tedetal Real Estnte Sattloment Proaduns Act o! 1974 es amended irom timo to time, 12 U.S.C.
<br /> Sectiva 2601 et seq.("RESPA").unles9 aaother lna tlut applies w the Fuada sets a Icsser amuun�If ea�Laadar may.
<br /> at any t�me�oolloct eud Aoid Funds jn an ere►ount aot tn e�tho lesser amoun�I.euder inay estimete the nmouat oi
<br /> Fuads due oa the besis of eurnnt datn aad t+easonable estimates of expenditutes oi future Bscrow Items or otherwtee ta
<br /> scoordance with applicable law.
<br /> 'I'he Funds shall ba held ia an institution whose deposlts are insurad by a federal ageney.inattumeata[ity�or enttty
<br /> (including I.ender,ii L.ender ie such aa iastitutton)or iA a�ay Federel Homa Loan Bank.Lender shsl!apply tho Fuads to
<br /> pay the Fscraw Iteme.Lender mey aot chargo Bomower for holding ead applyIng the Fuads, aanwlly amalyztn8 tt�e
<br /> e�crow account,or verIfyiag the Esarow Iteme.unless Leadar pnye Borrower taterrat on the Funds aad applicable law
<br /> pennits Lender w maka sach e chsrge. However� Lender may raquire Borrower to pay a oae�ime charge for aa
<br /> indtrendaat real estate tex reportiag servIoe�od by Leader ia wnaeatioa with th�s loan,unloss applicable law provtdes
<br /> otheraIso.Unless an a�eemant is made or appltcnble!nw nquires intarest ta ba paid,L,endcrr ehall aot bo rre��qu&+ed w
<br /> pay Honower aay intere�t or earnia�s on the Fuads.Horrower aad Lender msy ngca+ia wrtttng,hownver.that iaterrst
<br /> shall be paad oa the Funda Lender ehaU give w Bomower.wIthout charga,ea aaauel accounttng oi tha Funda,sho�tg
<br /> cralirw aud�bIt�to tba Funds snd tits�f�r�rtsich rch dehit ta the Fws���made.T�e F�s ere gl�g�au
<br /> sdditional soaurIty for all sums socured by thia Securtty Insw�nea�
<br /> It t1►e Fuads hcld by I.auder exceod the amounts permttted to be held by applicable law,I.ender shall axouat to
<br /> Horrower ior the eicess Fuads ia atxordance with the requircmente oi applicable law.Ii the aaiouut of the Fuadq held
<br /> by Lender at any ttme ia aot eufticieat w pay the Bscrow Itome when dne.Lender�py eo aotify�rroaer iA�vritiag,
<br /> aad,ia such case Bomowar eha11 pay to Leader tke annount aeaessary to make up tho deficiency.Borrower ahatl malce
<br /> up the dotiaieaay ia ao ermre tAaa t�velve moatiily paymante,at Lender's solo discreuoa. '�
<br /> �P�PaY�aent Ia iull oi all sums securcd by this Security Iastnunont�Leadar ehaU promptly refuad to Borruaos
<br /> any Fuada held by.Gendar. If.under paregaPh 21. I.euda shell acqu�re or sell the Property, Iaadar� prIor W tho
<br /> aaqutsittoa or sale oi the Property.shall apply auy Fundr3 held by Les►der at the time ai aoqulsldoa or sele es a credlt
<br /> against the aums secured by thia SanuIty Instrunxcat.
<br /> 3.Appltc�tloa oi Paymeata. Unless applicable law providea otharaise.nll pnymenta received by Lander under
<br /> paragraPha 1 and 2 shall be appltod:itret�to any pre�ayment chargas due under the Note;seonnd,to unounts ps9a1r1e
<br /> under paragcaph Z;third�to iatarest due;tourth,to pnncIpAl dua ead tast,to aay late cherges due uader the Note.
<br /> 4.Charseeti; Lieas. Borrower shnit pay ell taxes�assessmeats,charges,ftaes aad icnpositioa�s nttributable to the
<br /> Pmperty which r,ney attein prIorIt�►aver thie Socudty Instrum�nt,end leasehold paymenta or geouad rents. it anY.
<br /> Bonuwer shell pay these obligatioas ia the manner provided ia paragcaph 2,or ti nat�aid iu�t►et mam►er.�orat►wer
<br /> shall pay thom on time dieatly to the person owed paymen� Bonower ehall promptly iurnish to I�oadar aU no3ioe.�of
<br /> amauats to ba paid uadzr this ParagraPh.It Borrower makee these yayraenta diractly.Borrower s�nnla promptly furnisb .
<br /> to I.�ndet ta�ipte evid�cing the pnymeats. .
<br /> ta i
<br /> Borrowor shatl prosagtly dtscharge nay iten which has priorIty over thte Socurity Instrumeat unless Bormwer:(a)
<br /> agtees ia wrItiag to the peyment of the obltgatioa seciued by the liea ta a mannar aaxptnble to L,ettder.(b)wnteeLs in
<br /> gaod feith thc llen by.or defastds agu�t cmtotcement o#the liet�in,i�l p�+aceedings ah{ah in the I.encler's o�3nton
<br /> opernto to prevaaL tha enfatcement of the lien;or(c)secuces irom the holder oi the liea aa egceement eatists�ry to
<br /> EJendar subordinntIag the liaa w this Security Ia�trumeat.Ii Laader deterenimes thai eay part oi the Propercy ie sub�c
<br /> to a lien whiah may attein priority over this 5ecurity lnstrument�LEntder maq give Borrower a ttm3ice idanti�ylag the
<br /> lton. Borrower shatl sattefy the liea or tal�e oae or more o�the ecdons set torth above within 10 dnye oi tho�ving of
<br /> notive. �
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