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<br /> ~ periads thnt Lender rcquires. The insuruncc cuaicr pruvldin�the InKurance ah�lt be chayen by Sarrawcr�+ubjcct tu L.enclerb
<br /> approval�vhich xhnll not be unc�eusonably wlthheld. If Borrowcr fuil9 ta maintain caveruge descrils�d ubnv�.Leudxr eany.nt
<br /> l.ertderk opiion,obtein covernge to pratect l.ender's rlghtt+in the Propcny in uccordnnce wlth pnrugrnph 7.
<br /> All Msurance polictes and renevralfi Rhali be acceptable to Lender und shuil lnclude u standard martguge clause. l.ender
<br /> ehnll hnvo tho cight to hald the pal(cics and rertewalR. IP Lender reyuims.Borcawsr�hall prornptly give to I..ender ull receipt�
<br /> of pnid pre�niums artd renewai rtotices. In the event of loss.BoTrower shaU give prampt n�tice ta the inxurance carrier and
<br /> Lender. L.ender muy mnke pmof of loss if not rnade pmmptly by Borrower. �
<br /> Unte�.v l,ender and Batrower otherwixe agrce in writtn�.insumnce procecda xhull be upplied to restorutfon or repuir of
<br /> ihe Propc�ty duma�ed, if the restomtton or rep�ir is economicully fea.gtble nnd Lender?� security le nat lessened. If the
<br /> restoratfon or�+c;pa�r ls not economicnily fea�sible or I.eRderls securiry would be leasened, the intumnce proceedx shnll be
<br /> applied to the sums secumd by thia 5eewity Insttument.whether or not then duc.with any excess puid to Borrower. If
<br /> Borrower abnndons ihe Property.or does not answer withln 30 d�ys a notice from Lendtr thut the insurance currier hav
<br /> offered to settle o ctaim. then l.ender may collect the insurance pra:ecds. I.ender may use the proceeds tn repair ar restore
<br /> Qte Property or to pay sums secuced by this Secudty Instrumenl,whether or not then due. '!'he 30-day perlad will begtn when
<br /> the aottce ig given.
<br /> Unless Lender nnd Borrower othervvise agree ia wr�ting,any uppltcation of proceeda to principa!shall rtot extend or
<br /> postpone tiv�due date og the monthly payments refemed to in purngmghs I and 2 or change the umount of the payments. If
<br /> un�er puratgmph 2l the Pro�erty is�cquimd by Lender. Hormwer's dght to any insurance policies und proceeds resuldn�t
<br /> trom damage to the Property prlor to the acquisltion shall pass to Lender to the extent of the sums secured by this Security
<br /> Instrument immedintely prior to the nrquisition.
<br /> 6. Oocupancy, Preservation, Meintennnce and Protectton ot the Property; Borrower's I.aaua Applta�Hon;
<br /> Lcasehvlds. Harrower shalt occupy.estublish.und use the FroUeiiy aa Burrower3 prIneipal r�sIdence within stxty deys after -
<br /> the executian of this Security Instrument und shaU continue to aecupy the l�noperty au Borrower�s pr'atcipal residence for ut
<br /> least oae year after the date of accupancy. unless Lender otherwise a�+ees in writin�, whlch consent siiall not be
<br /> �mr�ase�atsly wtt#thcid�as i�nles.:extcmusting circE4m;�:�r.r��s exist which arc tscyond 6arrower's�out�ol. BarrorYer shai!not `-_
<br /> descmy.damage or impair the Pmperty,allow the Property ta deteriorate.or commit woste on the Property. Borrawer shall
<br /> be in dsfuult if uny forfeiture actton or proceedin�.whether civil or crimin�l.js begun that in I.ertder�s goad faith judgment
<br /> coulct result in forFeitune of the Propezty or atherwlse material�y impalr the lien created by thia Securlty Inswrrtent or
<br /> Lender`s security interesG Borrower may cure such a default and cetnatate.as provided in parap aph 18,by causin�the astlon
<br /> or pmcceding to ba dfsmissed with a ruling that,in L.ender�s good faith detenninatton,precludes forfetture of the Borrower�
<br /> interest in tho Propeny or othcr matcdal impainnent of the lien creuted by this Secwity lnswment or Lender§security
<br /> intenst Bomov�er shall alxo be in default if Bomower, during the loan applicutton process, gave materially false ar
<br /> inaccurnte infotmatton or statements w Lertder(or failed to provlde Lender with any muterinl informudon)in connection with
<br /> the loan evidenced by the Noie, including, but not limited to,rePresentutlona conceming Borrowera occupancy of the
<br /> Property as a principal residence. If this Securiry Insuument Is on a leasehold,Bonower shall comply with atl the provisions `
<br /> of the tease. If Bomower acquires fee ttde to the Property.the leasehold and the fee title shali not merge unless i.ender Agrees
<br /> ro tha merger in writing.
<br /> 7. ProUecNon af I.ender's Rights�8n the Propecty. If 9orrower t'ails to perfocm the covenants and ugreements
<br /> conteined in this Security Insuument,or��hore is a legal proceeding thut may significandy affect Lender�s rights tn the
<br /> Pcoperty(such as n proceeding jn hankruptcy,pmbute,for condemnadon or forfeitura or to enforce laws or re�uladons),then
<br /> Lender rnay do and pay for whatever ls necessary to proteet the value of the Propetty end Lenderg rights in the Property.
<br /> Lender�s actions mny include payin�any sums secural by a lien which ha4 priodty over this Security Insuument,appearing
<br /> in court,paying reasonable attorneys'fees nnd entering on the Prope�y to make repairs.Although I.ender may take actlon
<br /> under thiR paragraph 7.Lender does not have to do so.
<br /> Any amounts disbursect by Lender under this paragraph 7 shall become eddidonul debt of Botrower secured by this
<br /> Security Instrument. Unless Borrower and Lender agree to other terms of payment,these amounts shall bear intecest from the
<br /> date of disbursement at the Note rate and shall be payabl�.with interest.upon rtodce from Lender to Bomower requesting
<br /> puyment
<br /> 8. Mortgaga Insurana. if Lender required mortgage insucance as a condidon of makln�the losur secured by this
<br /> Scxurity[nssrumen�Borrower shatl pay the premiums required to mtrintain the mortgage insurafnce in effec� If.for any
<br /> reason, the monguge insumnce covemge requtred by Lender lapses or ceases to be in effect, Hnsrower shail pay the
<br /> pnmiums �quired to obtnin covern�o substandally equivalent to the mortgage idsurance prevfously in effeet,ut a cost
<br /> Rubstantially equivalent to the cqst to Borrower of the mort�age insurnnce previously 3n effect.fra�h as�altemate mortgage
<br /> fns�mr appmved by I.ender. If substantially equivulent mortgage insurcu►ce coverage is not uvailal�le,Bnrro�rer shnil pay w
<br /> Lender each month a sum equnl to one-iwelfth of the yesirly mortga�e insurance premium being pAid by Burrower wteen tha
<br /> insurance coverage lupsed or censed to be in ef�'ec� Lender will uccep�use nnd retain these paymenls as u loss reserve in lieu
<br /> of mortguse insuranca. Loss reserve paynnenta may no lon�er be rec�uired,nt the optian of Lender.if mortgage Insurance
<br /> coverage(in the amount and for the period thxt Lendcr trquires)prov►ded by an insurer appmved by Lender again becomes
<br /> nvailnbte aeid is obiained.Bonower shall pay the premiums requiced to muinutin mort}�age insurance In effec�or to provide a
<br /> loss reserve,until tp►e requimment for martgage insurance ends in accordalce with any written agreement bctween Bo:rower
<br /> and Lender or applicabie law.
<br /> 9. Inspection. Ler�der or its agent mny make m,asonable entries upon a�id inspectiona of the Prnpe►ry. Lender shall
<br /> give Bomuwer norice ut the dme of or prior to sin tnspecdon specifying reasonable cause for the inspecdon.
<br /> 1.0. Condemnatton. The procxeds of uny uwnrd or cluim for dwnages,diiect or consequential,in connection with any —
<br /> Singlc Famfiy-F�tn1e!l7ae/Eteddk Mac 11NIFORM INSTRUMEN'f-•Uniform Covenants 9l90 (poge 3 0/'6 pagea) -
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