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_ � , �� ,i 1�!'•iliwt,, , '� � ` " ' .� ,� •' ' ,�i"" �iY�� , _ e.'bEae' .._ ... :-� . . �'��yy . . -- � . . . ... _ ..,. . . � •r' ��,, .. .... . . ' . _' ,""'"'�'CS�i �_'��r�w •:tF't1W^�'.'S',�'3� � .�5�.�. _ _ --- . ' .�,.__`..:�c�__'_'.__-___,.�___. -._�__— "c'. . �.., .. �..� _ �F" __ ..,tu' — .��m_su..svirmi a. ��95- 1a�� S. f[azard or Property Insurnnce. 8orrawer shell keep the improvemcnts now existing or hemafter ercxte�l an the Pruperty insurc�d ugainse loss by fre. hnzurds included within the tcrm "cxtcnded coverage'and any other haxards, including fla�cis or fl�xuting.fcr uhich Lcndcr rc�aires iasur.,s�r�.This iasurn�ce sh:.11 be mainwlned!n ehe smo��ets end far thc+peeloda that l.cnder requires.The insurance careter provIding the insurance shnll bc chosen Ltiy Borrawer subject to Lcnder's approvnl which hhnll nut bc unreusonably withhcld. If Borrower fails to mnintain coverage dcscribaf ntwve. I.ender mAy.at Lender's aptEan,abtnin caveroge to protcct I.ender's dghts in the Property in accordaace with p.�troArnph 7. All Insurance policie�And renewul� shstll be acceptnble ta I.ender mid shall include a standard mortsa�e cluuse. Lender shali havc the right to hoid the poticles artd renewats. If Lender requires,l3orrower shalt promptly sive to Lender ull rcxcipts of Qald premiums and renewal notices.in the event af loss.Barrower shall give prompt notice to the insuranx carrler and Lernier. Lcncier may irralce praof of loss if not mnde promptly by Borrower. Unless L.cnder nnd Homo�ver otherwisc agree in wrlting,insaranae praaxds shall be applied to restomtion or repair af the Pmperty dumaged.if the restoration ar repair Ia economically feasible and Lender's r�ecurity is not lessened.If the restaration or rcpnir is nat econamically feasible or l.ender's security would be I�ssened, the jruurance pmceeds shall be appl{ed to the�ums secttced by this 5ecudty Insttument, whether or noi then due. with aay exc�s paid to Botrower. If Borrawer abancloru� the Property.or da�nat unswer�vithin 30 duys a notice from I.ender that the insurance carrier has offered co settle a c1aLn. then Lender mny colf�xt the insuranoe prnceeds. l.ender may use the procceds to repair or restore the Pcr►peerty or to pay sums s�cured by this Se�.•ur�ry (nstrument,whether or not then due.The 30�day period will begit�when the notice is giveu. Unless I.ender and Borrower otherwi�e agree in wrfting. any appliratlon of procoads to principal shsiU not extend or postpona the due dsite of the monthly payme�ts referred to in paragraphs I and 2 or change the amauat of the payinents. If under para�raph 2t the Property is scquired by Lender.Horrower's right to any insurance policies und proc�eds resulting from damage to the Property prinr to the acquisttion shmll pass to I,ertder to the extent of the sums setured by this Secu�ty Instrument taunedintely prior to the acquisitloa. b.Oewpancy.PreservaUom. MNntenarnoe and I�nutecNon of the Prope►ty;Borrower's L�oan AppltcnNon;Leaseholds. Bomnwer shaU occupy. estabiish.aad nse We Pn�perty tts iio�tawer's principai residence withia sixty duys,slirr tl,r exewtlou�P this Security Insuument and shnll contlnue to occupy the Property as Borrower's principal residence for at least�ne year after the dau af occupartcy,unless Lender othenvise a�ees In wr(dng, which consent shsill not 6e uareasonably withheld,or ualess extenuating circumstnnces exist which are beyond Borrower's oontrol. Borrower shnl! aot destroy. demage or impair the Property. allaw the Property to deteriorate,or commit waste on the Properry. Borrower shall be in default if any €odeiture action or proce�eding.whether cjvil or crimL�al.is besun that in Lender's gaad faith judgment aauld result in forfeiture of the Property or otheiwlse materiaUy impair ttie Iten cmated by this Security Instivment or Lender's serudty interest.Bqrrower may cune such u defnult and�+einstate.as D�vided in para�t�uph 18,by causlnR the action or prooeeding to be dlsmissed wlth a nil� that. tn Ixndtr's good faith deterntination. precludes forfeiu+r+e of the Horrow-.r's iutcc+est In the Pmperty or other matertal impairment of the lien created by ihis S�urlry instrume�u or I.ender's seturity interest. Homower shaq also be In default if Bomower.during the loan nppl[cation provess,gave materielly false or inavcurate Information or statements to L.ender(or failed to p�vide l.ender with any material infom�atlon) in connection with the loaa evidenced by the Note,including.but not limited co.rBgresenutt�ons conceming Borrower's occupanry af the Property us a principal residence.If this Security Instrument ia on a laseLold. Borrower ehalt.oomply with aU the pr�visfons of the lease. If Borrower acqu3res fee title ta ihe Property. tl� leasr]told e�the fee HUe shall not merge un[ess Lender ag�+aes to the merger in writing. 7.PmttMion ot Iw�tder's RDghts in the Property.If Bormwer fails to perform the ooven�ats and agroemcnts oontaned in thta Security Insuumern.or there Is a legal procoeding that may signifipntly affect Lender's riBhts in the Property(such av a ptocoeding in bankruptcy.pmbate.for condemnadon or forfeitm+e or to enforce laws or regulatIons).the��Lender may do and pay for whatever is necessary to protect the value of the Property end Lender's righta in the Prope�ty. lender's nMlons may tnclude paying any sums secvcrc! by a lien which has priority over this Secutity Instnunent. appaaring in oourt. paying reasonable attomeys'fces end entedRg nn the Property to make repairs.Although L.ender may uil:e uction under thls pamgcaph 7.L.ender dces not have to do so. My amounts dIsbursad by Lender under tLis par�►graph 7 shall become additIonal debt of Boirower securad by this Secudty Instrument. UNess �orrawer and Lender ugree to other ternu of payntent. thsse amounts shall bear interest from the date of disbursement nt the Note rate and shnU be pnyable,with interest, upon notIce from L,ender to 8orrovrer requesdng payment. 8.Mortgage Insuranee.If Len(ier nequlrat mortguge insurnnce as a condition of makIng the loan secured by tlus Security �,Irutrument, Borrower shsdt pay tha pmmiums t+eqnired to maintain the mortguge lnsuruace in effect. If. for uny reason. the anortgdge insumnce rnvemge required by ixnder lapses or�to be in effect.Borrower shall pay the premiums cequired to obwin cuverage substantiaUy equivalent to the mart�uge ir�surunoe pr�evtausly In effect.at a cost substantialiy equivalent to the � aost to Borrower of the mortgage insurance previously in effect, from an alternate morigage insurer approved by T..ender. If subswntiaUy equivalent mortgage Insurance oovernge is not availnble,Bomower shail pay to I.ender each month a sum equal to one-iweltth of the yearly mort�e insurnnce pnemium beIn�paid by Borrowet when the insurance coverage lapsed or cear�ed to . 6e In effeci.Y.ender will accept,use and re.sin these payments es a toss reserve ta lieu of mortgage insuriutce. Loss mserve �• Form 3028 9180 Pp�3 016 .i:m�-r.va«-��ar.=�c;.r'i�:.sr-cn�r.—.'"c• � -.`::� -�^-� --'...T_� --- - _ � ��))' afr�_I �M.� �� .-