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<br /> payenentR may n�langcr be rcquirod, nt thc optJnn uf I.ender. if mongu$e insurnnce cuveruge(i�ti��a��ItQ'iI�Tt9►e�erlod
<br /> thnt Lender requi�e�)�rovidcd by an i��surcr c�pproved by i.ertder n�ain Q►ccomes available and is obtnined. Barrower shWl puy
<br /> tt►t premiums rcquired to mainta3�mnrigc�c insurunre in effect,or tn pmvldc:u luss Kwerve,until the rcqui�cment for mortgage
<br /> ii�,ucancc euds in acxardancc cvith:u►y arittet�ugree�nent t+etween Winuwer and I.ender ar nppltenbie law. _
<br /> 9.In9pcclton. [.ender or itR ugent muy mnkc nc;ixunabl�cntrie�u�n m�d insp�ctians af the Property.l.ender shnit givc
<br /> 8orrower nallce ut the dme af nr prlor to nn insprcU�►n tipecifying�casombie cnutic far the inspec�lon.
<br /> t0. Condemnation. The pmceeds af atey uwtud or cluirn far dumagex,direc� or rnnsequentiul. i�cannectian with ony
<br /> condcmnatian or uthcr takin�of nny�art�f thc Pmpeny.�►r fiu convcyunce io ticu oP mndemnutian, nre hercby as.�igned a9d r
<br /> shall bc paid to Lender.
<br /> in the cvent af�rotul tnking��f the Propeny,the pmL�eecig shall be uppliod to the nums r�ured by this Security Instniment.
<br /> whtther ar not then due. with any oxcess paid to Borrower. In the event of u partfal wking af the Propeny in which ttte fair
<br /> market vuluc uf d�e Ptoperty immediutety 6efare the tnking is equnl to or greater thun the umount af the sums secured by this
<br /> Seeurity ln�uument immediately before the tuking.unlesg Hocrower artd L.ender otherwise ogrce in writing,the sums secured by
<br /> thls SECUdty lnstrument shcdl be rect��ad by thx pmount af the praceecis multiplied by the folla�eing fi�a�etlon: (n) the tota!
<br /> wnaunt of the sums secureJ immediutely befure the tuking,divided by(b) the fuir mnrket vulue�f the Property immediately -
<br /> before the wking. Any balance shull be patd to Bonnwer. In the event of o partiat tnking of the Prnper�ty in which the fair
<br /> markct value of the Property immedlc�tely befare the taking is less than the amount of the sums secured immediutely beforc the
<br /> taking, unless Ebrnuwer and i.ender othcrwise ugree in wdting ar unless upplipble law othenvire provides.the procceds shall
<br /> be applied ta the sums secured by tAis Secudty Insuument whether or not the sums ure then due.
<br /> If the Property!s abnr►donod by Borrower.or if.uRer rtatice by Lender to Borrower that the wnd..mnur affers to make an
<br /> award or settle u claim for damages. Borruwer fuils to respond to Lender �vithin 30 days uftcr the date the notice b given. -
<br /> I.ender is sutharized to ooll�ct and upply the procceds,at Its aptfon. either to restoration or repair of the Property or to the sums
<br /> secured by this Security Ynsuument�whether or not then due.
<br /> Unicss Lcr�der a�ni ilnrrc�we,uihccwisc �grcc in writinS. ass3�PPlie�don of gro�s to prineep�l sha!! aot eatenl ar
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 aad 2 or change the amaunt of such payme�nta. -
<br /> Il.Borrower Not Released;Forbearance By Lender Not a Waiver.Extension of the time for psy►reent or moditicadon
<br /> of amortizatton of the sums secu�+ed by this Secur�ty Instrument granted by I.ender to uny successor in intercst of Bomower shall
<br /> reot opemte to c�elease the liability of the original Borrower or Bocrower's sacocssors In interest.Lcnder shail not be requdred W
<br /> �ommenm proceedings aguinst any suooessor in lnterest or refuse to eatend time for payment or othecwise rnodify nrttott�uuon
<br /> of the sums securad by tnis Security Instmment by reason of any demand caade by the original Bortower or Botrnwer's
<br /> successors in interest. Any forbearance by Lender in exercising any right ar nemady shall not be a weiver of or pt�eclude the
<br /> e�ccrcise of any righi or m�u�y. °
<br /> 12. 5u�rs and Assigns Bound;Jotat and Severa! Lia6Wty;Co-signers. The covenants and agreements of this
<br /> Secur�ty Instrument shall biad and benefit the successors and assigns of Lender and Iiorrower. subject to the provisions of
<br /> paragrapi� 17. Borrower's wvenan�5 and agreements shail be joint and several. Any Borrower who co-s)gns this Securfty
<br /> Iasuument but dces not execute the Note: (a) is casign[ng this Security Instrument only to mortsage. grs�nt and convey that
<br /> Borrower's interest in the Property under the terms of this Securiry Instmment: (b)is not personally obligated to pay the sums
<br /> secured by thfs Secudty instrument;and(c)a�that Lender aad any other Bon+ower may agroe ta extend. mudify.fo�bear or
<br /> malce any accommodAttons wlth regard W the terms of this Socurity Inscrument or the rote withcxtt that Bomnwer's conurtt.
<br /> 13.I.oan Charges. If the loan secured by thls Security Instniment is subject to a luw which sets meximum loan chatges.
<br /> nrM thut law is tinally interpreted sv thnt the interest or�ther toan charges callected or to be collected in conncxtton wiW We
<br /> laan exceed the permitted limits.then:(a) any such loan char�e shall be redua�by the amount neoessary to reduce tha charge
<br /> w the permitted limit;nnd(b)any sum4 aiready collected from Borrower whtch cxceeded permItted Iimlts will be refiutded to
<br /> Bomower. Lender may choose to make this refur.d by t+educing tha princIpal owed under the Note or by mnking a direct
<br /> payment ta 18c�r�'aWrs. If a �furtd reduces principal. the reduction will be treated as a partial prepayment without any
<br /> prepayruenz c}iaige under the Note.
<br /> 14:Notices.Any nottce to Bamower provided for in dils Sacurity Instruntent shalf be given by delivering it or by mailing
<br /> it by first ciciss mail unless applicabfe law requir4w use of another method.The notice shall 6e directed to the Propetty Addr�ss
<br /> or any other uddres�.Borrower desjAnates by notice to Lender. Any norico to I.ender'shall be glven by first class mail to
<br /> Lender's address stated herein or any athcr address I.ender designates by notice tn Borrower. My notice pmvlded fer in this ,
<br /> Socudry Instrument shall bc deeraed to have becn given to Bonower ar Lender when g[vcn as pmvided in ihis paragraph.
<br /> 15.Governing Law; 3everabtltty. Tl�is Securtry Instpuraent shall ba govemed by federal taw and the taw of the
<br /> jurisdiction in w•hich the Property is located. In the event that aoy provision or ciause of this Security Insan►ment or the Note
<br /> conflicts wlth applicable law.such conflict ehall not af�'ect other provlsions of this Security[nstrument or the Note whlch can be
<br /> given effect w[thout the confltcting provision. To this end the pmvisions of this Security Instrument and the Note are deelared
<br /> to be sevemble.
<br /> 16.Bor�ower's Copy.Borrower shall be glven one rnnformal oopy of the Note and of this Security Insm�ment.
<br /> Fomr 3028 8780
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