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<br /> 7YKiI:THER W1TH nll thc impravemcnts now on c�renftet erected on the praperty.nnd All cascments,uppmtenanc�.w, und
<br /> fixtures naw e�n c�rcuf"tcr a pun ot t8e property. All replacemente Qrtd additiong ehall uls�� he ravered by thix Serurity
<br /> Instrument.All of thc farcgoing is re(crrcd tn in thig St:curity Instn�ment uti thc"Pr��prrty." R.
<br /> BORR0I,VBR CAY�NANTS that Bnrtawcr iw IuwOilly scised aP thc e�ttitc lierchy c�mvcycJ and hus tl►c rfght to gmnt an�
<br /> canvcy thc Property atd ih�t tltc Prapcciy is uncncumbcrod.cxccpl fitt encumbnmccw uf recnrd. Horrmvcr�vurmnte und will —
<br /> defend�enernlly the titte ro the PmpcAy uguir�st ull cluims mid demandw,fiubject t��uny encumbrcences af rcc�mi.
<br /> THIS SECURITY INSTRUMENT rombines unifi�rn�c��venunts far natiUnnl usc ana nan-unifann cuvenuntx witl�lioiited
<br /> variatlans by judsdicti�►n ai constitute u unifann r�ecurity in5tniment cavering renl pn�peKy.
<br /> UNIFURM COV�NANTS.Borruwer und l.etnle���v►veuunt anJ ugrcc:+h fiittuw�: �-
<br /> 1. Peyment Q!Prtacipal und Inter�stt Preiwyment and I.wtc Clwrges. Bc�rnnver shult pramptly pay whcn ciue the
<br /> principnl of und Mterest on thc dcbt cvidenced by the Note and any prepayrnent und late chargcw due under the Note.
<br /> 2. �ndv for Tux�v ond Insuranre.Subject to applIcnbie law or to o written v�aiver by I.ender. Bomnwer shnll pay ta
<br /> Lender on the day manthly paymentean:due undcr the Nate.until the Nate is paid in fuli.u sum("Fu►eds")for:(u)ycady taacs
<br /> and assessments wbtch may uttain prlortty aver this Security Instrument as a lien on the Praperty;(b)yearly lu�sehald payments
<br /> or ground rents an thc Property.if any;(c)ye:srly h�wrd ur praperry insurancc premiams;(d)yearly llood insunuue premiums, –
<br /> if any:(e)yeruly mortgage in�uru.nce premiums, if any;and(�smy sums paynble by Borrawer to L.ender, in aocordance wtth
<br /> the provistoag of paragrnph 8. in lieu of the puyment of martgage insurance premiums.These items are culla!"Escrow Items."
<br /> Lender mny. at nny ti�1e, colleM and hotd Funds in an nmount not to exceed the maxtmum nmount A tender for n fcderally
<br /> related mortguge loan may require for Borrawer's escrow ucxount under the federnl Rea! Estate Settlemem Procrdures Act of
<br /> t974 ns amended from dme to time,l2 U.S.C.Section 260t et seq. ('RESPA").unless unoth�r taw that upplies to the Funds
<br /> sets a lesser amount.If so. Lender may.at any time. rnllect and hold Funds in an amount not ta exceed the lesser amount.
<br /> I.ender muy estimate the amount of Funds due on the basis af current data and reasonable esdmates of expendltu�es of futute �
<br /> Fscrow Items ar othenvise in atrnrdence wlth applicable Iaw.
<br /> The Fuads shall be held in an institution whose deposits ara lnsured by a federel agency, Inswmentaliry. or entfry
<br /> (inctuding Lender.if Lender is such az►bwdtutton)or in any Pcdcr�l Hmnc Laan Banl:.Lertder sha!!�pply tke rustds to p3y i�e :=
<br /> Fscrow Items. Lender may rtot charge Borro«+er for holding and applying tne Furtds,annually analyzing the es�crow ssccc�unt.or
<br />� verifyin�tha Escrow Items.unless I.ender pays Burrower interest oa the Funds and applicable law pemuts Lender to make such
<br /> a charge.However.Lender may require Bomower w pay a one-tlme cherge for an irtdependent ral ecstuute tux reporting servia
<br />' used by Lender in connecdon wit; this loan, unless upplicuble Iaw provIdes otherwise. Unless an agreeinent ia made or
<br /> applicuble luw requires interest to 6e paid,Lender shall not be required to puy Borrower any interest or eamings on the Funds.
<br /> Borrower and l,ender may a$ree In writing, however. that ietterest shall be patd on the Funds. Lender shall give to Bomnwer.
<br /> wlthout charge,an annual accountin�of the Funds,showing crediu and debits to the Funds end the purposc►for which each
<br /> debit to the Funds was made.'d"i►e Funds are pledged as addItIonal secudty for alt sums secured by ti►is 5ecuriry Inswmern. `
<br /> If the Funds held by Lender exceed the amounts permitted to be held by applicable law.Lender shul!aroount to Borrower
<br /> for the excess Funda in accordanae�vith the cequireutents of applicable law.If the amount of the F�utds held by I.ender at aay
<br /> time is not sufficient to pay the Escrow[tems when dne.I.ender may so notify Banower in writing.and,in such cas�Bornower
<br /> . shail pay to Lender the emount necexsary to make up the deficiency. Borrower shall make up the deficiency in no morie thar►
<br /> � twelve monthly paymenu,at L.ender's sole discretIon.
<br /> ' Upon payment in full of all sum.s secumd by this Security Instniment. I.ender shap prompdy refund to Borrower any
<br /> Funds held by L.ender. If,under p�ue�rxph 21,I.ender shall ucquire or sell the Property.I.ender,pdor to the acquisit�on or sale
<br /> of the Property.shall apply any Fwids hetd by L.ender at the Ume of arquisition or s�le as a credit agaiast the sums secured by
<br /> this Securlty Instcument.
<br /> 3.Appifattion of Payments. Unless npplicable law provIdes otherwise,aU payments rereived by 8.�nder under paragraphs
<br /> 1 end 2 shall be applfed:first. to any prepayment charges due under the Note:second.to amounts payable under paragcaph 2;
<br /> thitd,w interest due;fauah.to prn�cipa!due:and lest.to arny late charges due under the Note.
<br /> 4.Charges; Uens.Borcower shall pay all taxes.osse'ssments,charges,fines and lmpositions attributable W the Property
<br /> which may attain priority over this Secwity insuument, and leasehold payments or ground rents;if,any. Borrower shall pay
<br /> � these obligations in th�manner provided in purqgraph 2.or if not pald In.that manner.Borrower sha�l pay them on time di�+ectly
<br /> � to the petson owecD payment.Borrmwer shal! promptly furnish to Lender c�ll notfces of amounts w be paid under thIs para�Caph.
<br /> If Borrower makes thesE payments direct(y,Bormwer shall promptly fumish to Lender receipts evldencing the payments.
<br /> Borcower shall promptly discharge any lien which has p�iority over this Secwity Insttument unless Bomower.(a)agmxs in
<br /> writing to the paymenc of ths obligetion secwed by the lten in a munner acceptable to Lender:(b)contests in goad faith the lien
<br /> by, or defends against enforcement of the tien in, Icgal praoeedinga wtdch in the I.ender's opinion operate to prevent the
<br /> enfonemBnt of the lien;or(c)secures from the holder of th$licn an a�reement satisfactory to Lender subordinadng the lien to
<br /> this Security Insirument.If Lender determInes that nny p�s of the Property Is subject to a Iten which may attain p�lor�ty over ,
<br /> this Security Instrument,Lender mny give Burrowcr a notice identifying the lien.Borrower shall sadsfy the liea or uilce one or
<br /> more of the acttons set fonh above wltbin 10 days af the giving of notice.
<br /> Form 3028 0/90
<br /> Pepe 2 a18
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